$114000 Quick Loan – Yukon Oklahoma, Credit Rating Of 656
- Experian: 667 – They had a good Experian score
- Transunion: 642 – Yong had a good credit rating with Transunion.
- Equifax: Yong’s Experian score was 656, which is a good credit score using the Experian scale.
8 Months Ago, Yong Tried Finding a High Risk Loan for $29,000.00, and it was Easy
There is an existing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Yong. Yong decided not to get a high risk loan this time. High Risk loans are given to bad credit borrowers. Individuals with credit ratings as low as 471 can inquire for a high risk loan and may be be approved.
Yong has a sad current total income, but has a large amount of prospects
Yong has always wanted to be a respiratory care technician, but would need attend Ohio Christian University again to achieve it. Yong has other prospects as well, including aircraft launch and recovery officer, golf course superintendent, and exercise physiologist, which pay $58,000 through to $91,000 per year, on average. Because of this, we believe that Yong can pay for this quick loan of $114000.
When Yong was 21, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit rating. Below is a chronology of Yong’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on June 26, 2010
- Attempt 2) Loan for $23,000.00 on June 13, 2012
- Attempt 3) Loan for $26,000.00 on November 18, 2012
- Attempt 4) Loan for $30,000.00 on December 7, 2008
Previous requests on Yong’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$126640.00||10||11.1%||$1751.64||The First State Bank||September 2, 2010|
|$127190.00||9||8.1%||$1662.45||Security Bank and Trust Company||July 1, 2013|
|$127280.00||10||9.5%||$1646.97||The First State Bank, Willow, Okla.||July 16, 2014|
|$126850.00||10||5.6%||$1382.95||Sooner State Bank||February 23, 2015|
Yong was declined by Security State Bank 7 times before being granted funding by YNB at 401 Elm Street
On August 20, 2010, Yong applied about borrowing $4,000 from The First State Bank with Rhett, their friend from just outside Yukon, and even with the co-signer, Yong was rejected for this quick loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Signature Loan acquired in Yukon, Oklahoma for $114000 with good credit by Yong
Many clients have difficulty with finding signature loans in Yukon, Oklahoma, and Yong is no different. Yong went to 7 lenders or more prior to finding YNB, who offered Yong a signature loan for $114000. Most signature loans simply need a client, like Yong’s signature to obtain them, up to $21,000 in some cases. Yong was able to get $114000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need a cosigner, these loans generally need improved credit, as high as 718
Installment loan for Yong, a graduate of Ohio Christian University and a harbor master working for over $64,000 per year
Yong, an alumnus at Ohio Christian University and a harbor master in Yukon, Oklahoma wants a quick loan to purchase a car. Yong has instead decided to get an installment loan for $21,000 and is currently seeking lenders like Cleo State Bank to provide it.
Yong’s Transunion score was changed by the quick loan loan, changing to 642 from 656, which is normal in our experience.
Paraphrased and Standardized Quote from Yong for this quick loan of $114000, provided by YNB
Hi, I am Yong and I’m from Yukon in Oklahoma. Canadian, county is where I grew up, and now I need a quick loan in Oklahoma for $114000 to renovate my home. It wasn’t easy, but YNB really came through for me with this loan for 8.7% interest APR and a term of 15 years. I can probably repay the loan over the 15 year term, including interest. A big thanks to YNB for giving me a chance and my good credit. It look me 6 years to build my credit to 656, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.
Contact Details for YNB, the provider of this quick loan
- City: Yukon
- State: Oklahoma
- Address: 401 Elm Street
- County: Canadian
- Zip code: 73099
Fast Loans for Yong in Yukon, Oklahoma to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Yukon, Oklahoma aren’t actually that difficult to obtain, especially if you have some finesse like Yong. Yong was able to find a fast loan for $114000 from American Exchange Bank and Security State Bank, but turned down both offers in favor of their quick loan from YNB. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big difference if a client is in a pinch.
Yong’s Overall FICO score at the time of acceptance for a quick loan, taking into account their harbor master job and their future career as a respiratory care technician
Several other requests for credit have been made by Yong in the past, including one from Chester Savings and Loan Association in Yukon, Oklahoma before Yong was accepted for the $114000 by YNB
Yong made 7 previous attempts to obtain a quick loan, 2 of which were with Chester Savings and Loan Association, a lender in Yukon, Oklahoma known to specialize in quick loans specifically. Before finding YNB, Yong was desperate due to their inexperience and good credit rating.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $30,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Yong required a debt consolidation loan to pay for their existing quick loan and their payday loan. Yong was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.
Before applying for this quick loan, Yong had an Experian score of 667, which is good, so YNB likely cannot provide Yong a quick loan
- Full name (Changed if requested): Yong Anne
- Current Credit: loans.hit.utils.Fico@49c2faae
- Current City: Yukon
- State: Oklahoma
- Zip code: 73104
- Yearly income: $67,000
- Current Job: harbor master
- Current County: Canadian
- Goal Yearly Income: $132,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Personal Loan for a harbor master named Yong in Yukon, Oklahoma to Pay Off Walmart MasterCard
Yong had a tonne of credit card debt on their OneWest Bank MasterCard Credit Card and their Orvis Rewards Visa, and they were starting to get in over their heads. Despite Yong’s job as a harbor master, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Yong’s quick loan
In the end, Yong was able to find a quick loan for $114000 with an interest rate of 7.1% interest APR from YNB in Yukon, Oklahoma repayable over 15 years from now.