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Quick Loan With Low APR In Lucas County, Ohio

$96000 Quick Loan – Sylvania Ohio, Credit Score Of 752

  • Experian: 764 – This individual had an excellent Experian rating
  • Transunion: 740 – Alba had an excellent credit score with Transunion.
  • Equifax: Alba’s Experian score was 752, which is an excellent credit rating using the Experian scale.

Signature Loan easily acquired in Sylvania, Ohio for $96000 with excellent credit by Alba

A lot of clients have difficulty with finding signature loans in Sylvania, Ohio, and Alba is the same. Alba went to 7 lending institutions or more prior to finding Sylvania Bank, who offered Alba a signature loan for $96000. Most signature loans simply require a client, like Alba’s signature to get them, up to $43,000 in some cases. Alba was able to get $96000 as a quick loan, which is very high for a quick loan. Since signature loans do not require a cosigner, they generally need better credit, as high as 797

Contact Details for Sylvania Bank, the provider of this quick loan

  • Sylvania Bank
  • City: Sylvania
  • State: Ohio
  • Address: 5604 Main Street
  • County: Lucas
  • Zip code: 43560

Alba was not approved by The Farmers State Bank of Lyons Ohio 4 times prior to being accepted by Sylvania Bank at 5604 Main Street

On October 3, 2012, Alba inquired about borrowing $18,000 from The Commercial and Savings Bank Company with Shonda, their in law from just outside Sylvania, and even with the co-signer, Alba was rejected for this quick loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.

Alba has a low current yearly income, but has a high number of prospects

Alba has always wanted to be an environmental engineer, but would have to attend Augustana College again to achieve it. Alba has other prospects as well, including video engineer, museum curator, and sales representatives, which pay $53,000 through to $97,000 per year, on average. Because of this, we believe that Alba can pay for this quick loan of $96000.

Client Profile: Alba Rutgers of Sylvania, Ohio
  • Full name (Changed if requested): Alba Rutgers
  • Current Credit: loans.hit.utils.Fico@300ffa5d
  • Current City: Sylvania
  • State: Ohio
  • Zip code: 43569
  • Yearly income: $38,000
  • Current Job: employee benefits analyst
  • Current County: Lucas
  • Goal Yearly Income: $137,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

When Alba was 23, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a chronology of Alba’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on September 25, 2009
  • Attempt 2) Loan for $33,000.00 on August 10, 2011
  • Attempt 3) Loan for $37,000.00 on January 22, 2009
  • Attempt 4) Loan for $24,000.00 on January 20, 2011
  • Attempt 5) Loan for $35,000.00 on August 16, 2010
  • Attempt 6) Loan for $27,000.00 on April 3, 2011
  • Attempt 7) Loan for $33,000.00 on January 18, 2012

Personal Loan for an employee benefits analyst named Alba in Sylvania, Ohio to Pay Off Lowes Canada Credit Card

Alba had a tonne of credit card debt on their Wayne Bank & Trust Credit Cards and their Los Angeles Dodgers World MasterCard with Extra Bases Rewards, and they were starting to get in over their heads. Despite Alba’s job as an employee benefits analyst, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $31,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Alba required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Alba was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.4%.

Several past requests for credit have been made by Alba in the past, including one from Farmers National Bank in Sylvania, Ohio before Alba was accepted for the $96000 by Sylvania Bank

Alba made 7 prior attempts to obtain a quick loan, 2 of which were with Farmers National Bank, a lending institution in Sylvania, Ohio known to specialize in quick loans specifically. Prior to finding Sylvania Bank, Alba was desperate due to their inexperience and excellent credit score.

Previous requests on Alba’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$142850.00 5 6.5% $2795.02 The Vinton Banking Company October 9, 2010
$142540.00 4 6.7% $3393.49 The Ohio Valley Bank Company July 1, 2011
$143370.00 7 6.2% $2108.2 The Citizens Bank August 11, 2013
$143430.00 3 11.3% $4716.12 The Peoples Bank October 22, 2013

Alba’s Overall FICO score at the time of acceptance for a quick loan, taking into account their employee benefits analyst job and their future career as an environmental engineer

Fico Score: 752

Paraphrased and Standardized Quote from Alba for this quick loan of $96000, provided by Sylvania Bank

Hello, I am Alba and I’m from Sylvania in Ohio. Lucas, county is where I grew up, and now I need a quick loan in Ohio for $96000 to renovate my home. It wasn’t easy, but Sylvania Bank really came through for me with this loan for 7.0% interest APR and a term of 23 years. I can repay the loan over the 23 year term, including interest. A big thanks to Sylvania Bank for trusting me and my excellent credit. It look me 5 years to create my credit to 752, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

7 Months Ago, Alba Attempted to Find a High Risk Loan for $26,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Alba. Alba decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit scores as low as 341 can apply for a high risk loan and may be be accepted.

Before applying for this quick loan, Alba had an Experian score of 764, which is excellent, so Sylvania Bank probably cannot provide Alba a quick loan

Experian Score: 764

Installment loan for Alba, a graduate of Augustana College and an employee benefits analyst working for over $72,000 per year

Alba, an alumnus at Augustana College and an employee benefits analyst in Sylvania, Ohio needs a quick loan to purchase a new cell phone. Alba has instead decided to get an installment loan for $8,000 and is currently seeking lenders like The Gnadenhutten Bank to process their request.

Fast Loans for Alba in Sylvania, Ohio to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Sylvania, Ohio aren’t actually that difficult to obtain, particularly if you have some gumption like Alba. Alba was able to find a fast loan for $96000 from 1st Security Bank and The Home Banking Company, but turned down both offers in favor of their quick loan from Sylvania Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if a client is in a time sensitive situation.

Alba’s Transunion score was altered by the quick loan loan, changing to 740 from 752, which is normal in our experience.

Transunion Score: 740

Conclusion of Alba’s quick loan

In the end, Alba was able to find a quick loan for $96000 with an interest rate of 8.4% interest APR from Sylvania Bank in Sylvania, Ohio repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.