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Quick Loan With Reasonable APR In Boone County, Missouri

$58000 Quick Loan – Sturgeon Missouri, Credit Rating Of 703

  • Experian: 717 – This individual had a good Experian rating
  • Transunion: 689 – Steven had a good credit rating with Transunion.
  • Equifax: Steven’s Experian score was 703, which is a good credit score with the Experian system.

Installment loan for Steven, a graduate of Indiana University South Bend and an industrial-organizational psychologist working for over $71,000 per year

Steven, an alumnus at Indiana University South Bend and an industrial-organizational psychologist in Sturgeon, Missouri wants a quick loan to purchase something frivolous. Steven has instead decided to get an installment loan for $29,000 and is at present seeking lenders like Mercantile Bank National Association to provide it.

When Steven was 18, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit score. Below is a list of Steven’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on July 27, 2009
  • Attempt 2) Loan for $36,000.00 on May 27, 2013
  • Attempt 3) Loan for $20,000.00 on May 12, 2010
  • Attempt 4) Loan for $25,000.00 on December 29, 2008
  • Attempt 5) Loan for $33,000.00 on March 11, 2012

Steven was not approved by Mercantile Bank of St. Louis National Association 5 times before being accepted by Sturgeon State Bank at 117 North Ogden

On February 25, 2012, Steven inquired about borrowing $20,000 from Camden County Bank with Shawna, their in law from just outside Sturgeon, and even with the co-signer, Steven was rejected for this quick loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Steven’s Transunion score was changed by the quick loan loan, changing to 689 from 703, which is typical in our experience.

Transunion Score: 689

Several other requests for credit have been made by Steven in the past, including one from First Federal Savings and Loan Association in Sturgeon, Missouri before Steven was approved for the $58000 by Sturgeon State Bank

Steven made 9 previous tries to obtain a quick loan, 2 of which were with First Federal Savings and Loan Association, a bank in Sturgeon, Missouri known to specialize in quick loans specifically. Before finding Sturgeon State Bank, Steven was very concerned due to their inexperience and good credit rating.

Paraphrased and Standardized Quote from Steven for this quick loan of $58000, provided by Sturgeon State Bank

Hi, I am Steven and I am from Sturgeon in Missouri. Boone, county is where I grew up, and now I need a quick loan in Missouri for $58000 to pay bills. It has been difficult, but Sturgeon State Bank really came through for me with this loan for 5.2% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to Sturgeon State Bank for trusting me and my good credit. It look me 5 years to build my credit to 703, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Steven has a very low current gross income, but has a large amount of prospects

Steven has always wanted to be an orthodontist, but would have to attend Indiana University South Bend again to achieve it. Steven has other possibilities as well, including court clerk, human resources management consultant, and substance abuse counselor, which pay $59,000 through to $99,000 per year, at least. For this reason, we believe that Steven can pay for this quick loan of $58000.

Fast Loans for Steven in Sturgeon, Missouri to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Sturgeon, Missouri aren’t actually that difficult to obtain, especially if you have some gumption like Steven. Steven was able to find a fast loan for $58000 from Commerce Bank of Moberly, National Association and Central West End Bank, but declined both offers in favor of their quick loan from Sturgeon State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that a client is in a pinch.

Signature Loan acquired in Sturgeon, Missouri for $58000 with good credit by Steven

A lot of prospective borrowers struggle with obtaining signature loans in Sturgeon, Missouri, and Steven is no exception. Steven went to 8 lenders or more prior to finding Sturgeon State Bank, who offered Steven a signature loan for $58000. Typical signature loans simply need a client, like Steven’s signature to get them, up to $20,000 in some cases. Steven was able to get $58000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need collateral, they generally require higher credit, as high as 725

Personal Loan for an industrial-organizational psychologist named Steven in Sturgeon, Missouri to Pay Off St. Louis Cardinals World MasterCard with WorldPoints Rewards

Steven had a tonne of credit card debt on their M&T Visa Credit Card and their Phillips 66, and they were starting to get in over their heads. Despite Steven’s job as an industrial-organizational psychologist, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Steven Salwasser of Sturgeon, Missouri
  • Full name (Changed if requested): Steven Salwasser
  • Current Credit: loans.hit.utils.Fico@300ffa5d
  • Current City: Sturgeon
  • State: Missouri
  • Zip code: 65286
  • Yearly income: $50,000
  • Current Job: industrial-organizational psychologist
  • Current County: Boone
  • Goal Yearly Income: $82,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

9 Months Ago, Steven Tried Finding a High Risk Loan for $45,000.00, and it was Easy

There is an well known struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Steven. Steven chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit ratings as low as 404 can inquire for a high risk loan and have a chance to be accepted.

Contact Details for Sturgeon State Bank, the provider of this quick loan

  • Sturgeon State Bank
  • City: Sturgeon
  • State: Missouri
  • Address: 117 North Ogden
  • County: Boone
  • Zip code: 65284

Previous requests on Steven’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$119590.00 5 9.4% $2505.77 Camden County Bank October 24, 2010
$120230.00 4 7.5% $2907.03 Glasgow Savings Bank March 17, 2012
$120120.00 5 8.8% $2481.85 Central Bank December 20, 2012
$120360.00 10 11.5% $1692.21 Midwest BankCentre June 28, 2013
$119690.00 4 11.1% $3099.27 Commerce Bank of Richmond Heights October 11, 2014

Steven’s Overall FICO score at the time of acceptance for a quick loan, taking into account their industrial-organizational psychologist job and their future career as an orthodontist

Fico Score: 703

Before applying for this quick loan, Steven had an Experian score of 717, which is good, so Sturgeon State Bank probably cannot provide Steven a quick loan

Experian Score: 717

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $29,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Steven needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Steven was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.4%.

Conclusion of Steven’s quick loan

In the end, Steven was able to find a quick loan for $58000 with an interest rate of 6.4% interest APR from Sturgeon State Bank in Sturgeon, Missouri repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.