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Quick Loan With Reasonable APR In Jefferson County, Florida

$108000 Quick Loan – Monticello Florida, Credit Score Of 305

  • Experian: 315 – This individual had a terrible Experian score
  • Transunion: 287 – Tinisha had a terrible credit score with Transunion.
  • Equifax: Tinisha’s Experian score was 305, which is a terrible credit rating using the Experian rating scheme.

Tinisha’s Transunion score was altered by the quick loan loan, changing to 287 from 305, which is normal in our experience.

Transunion Score: 287

Fast Loans for Tinisha in Monticello, Florida to prevent bankruptcy or harm from debt collectors.

Fast loans in Monticello, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Tinisha. Tinisha was able to find a fast loan for $108000 from Hialeah-Miami Springs First State Bank and SunTrust Bank, Tampa Bay, but declined both offers in favor of their quick loan from First National Bank of Jefferson County. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that you are in a time sensitive situation.

Paraphrased and Standardized Quote from Tinisha for this quick loan of $108000, provided by First National Bank of Jefferson County

Hello, I am Tinisha and I am from Monticello in Florida. Jefferson, county is where I grew up, and now I need a quick loan in Florida for $108000 to avoid bankruptcy. It wasn’t easy, but First National Bank of Jefferson County really came through for me with this loan for 5.5% interest APR and a term of 23 years. I can repay the loan over the 23 year term, including interest. A big thanks to First National Bank of Jefferson County for trusting me and my terrible credit. It look me 7 years to create my credit to 305, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.

Personal Loan for a securities broker named Tinisha in Monticello, Florida to Pay Off Wolf Furniture Credit Card

Tinisha had a tonne of credit card debt on their Evans Bank Maximum Rewards Visa Card and their Tioga State Bank Travel Rewards American Express Card, and they were starting to get in over their heads. Despite Tinisha’s job as a securities broker, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Tinisha has a sad current gross income, but has a large amount of prospects

Tinisha has always wanted to be an emergency management specialist, but would have to attend Academy Pacific Travel College again to achieve it. Tinisha has other possibilities as well, including order clerk, architecture professor, and dietitian and nutritionist, which pay $55,000 through to $96,000 per year, on average. For this reason, we think that Tinisha can pay for this quick loan of $108000.

Before applying for this quick loan, Tinisha had an Experian score of 315, which is terrible, so First National Bank of Jefferson County likely cannot provide Tinisha a quick loan

Experian Score: 315

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $29,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Tinisha required a debt consolidation loan to pay for their existing quick loan and their credit card. Tinisha was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.1%.

When Tinisha was 21, they tried to obtain a student loan from 7 different banks, which harmed their credit score. Below is a chronology of Tinisha’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on October 12, 2011
  • Attempt 2) Loan for $22,000.00 on September 10, 2010
  • Attempt 3) Loan for $36,000.00 on September 12, 2010
  • Attempt 4) Loan for $35,000.00 on October 24, 2012
  • Attempt 5) Loan for $21,000.00 on June 24, 2012
  • Attempt 6) Loan for $39,000.00 on July 3, 2010
  • Attempt 7) Loan for $35,000.00 on May 28, 2009

Previous requests on Tinisha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$98900.00 4 11.1% $2560.93 NCNB National Bank of Florida October 16, 2009
$99360.00 8 5.5% $1281.68 Southeast Bank of Madison County, National Association February 12, 2013
$98520.00 6 8.1% $1732.19 Southeast Bank of Wildwood October 10, 2013
$98670.00 9 5.4% $1155.55 Atlantic Bank of Jacksonville May 15, 2014

Tinisha was declined by The Broadway National Bank of Tampa 6 times before being granted funding by First National Bank of Jefferson County at 800 South Jefferson Street

On August 19, 2011, Tinisha applied about borrowing $18,000 from Sun Bank and Trust Company with Colleen, their in law from just outside Monticello, and even with the co-signer, Tinisha was rejected for this quick loan. With terrible credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

9 Months Ago, Tinisha Tried Finding a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Tinisha. Tinisha chose not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Borrowers with credit ratings as low as 559 can inquire for a high risk loan and have a chance to be approved.

Signature Loan easily acquired in Monticello, Florida for $108000 with terrible credit by Tinisha

Most prospective borrowers struggle with obtaining signature loans in Monticello, Florida, and Tinisha is not an exception. Tinisha went to 5 lenders or more before settling on First National Bank of Jefferson County, who offered Tinisha a signature loan for $108000. Most signature loans simply need a client, like Tinisha’s signature to get them, up to $43,000 in some cases. Tinisha was able to get $108000 as a quick loan, which is very high for a quick loan. Since signature loans do not need collateral, these loans tend to need improved credit, as high as 758

Installment loan for Tinisha, a graduate of Academy Pacific Travel College and a securities broker working for over $60,000 per year

Tinisha, an alumnus at Academy Pacific Travel College and a securities broker in Monticello, Florida needs a quick loan to purchase a new cell phone. Tinisha has instead decided to get an installment loan for $29,000 and is at present seeking lenders like Hialeah-Miami Springs First State Bank to process their request.

Many other requests for credit have been made by Tinisha in the past, including one from Choice Bank in Monticello, Florida before Tinisha was accepted for the $108000 by First National Bank of Jefferson County

Tinisha made 7 previous tries to obtain a quick loan, 2 of which were with Choice Bank, a lender in Monticello, Florida known to specialize in quick loans specifically. Prior to finding First National Bank of Jefferson County, Tinisha was very concerned due to their inexperience and terrible credit rating.

Client Profile: Tinisha Castleman of Monticello, Florida
  • Full name (Changed if requested): Tinisha Castleman
  • Current Credit: loans.hit.utils.Fico@2e0fa5d3
  • Current City: Monticello
  • State: Florida
  • Zip code: 32346
  • Yearly income: $67,000
  • Current Job: securities broker
  • Current County: Jefferson
  • Goal Yearly Income: $111,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Contact Details for First National Bank of Jefferson County, the provider of this quick loan

  • First National Bank of Jefferson County
  • City: Monticello
  • State: Florida
  • Address: 800 South Jefferson Street
  • County: Jefferson
  • Zip code: 32344

Tinisha’s Overall FICO score at the time of acceptance for a quick loan, taking into account their securities broker job and their future job as an emergency management specialist

Fico Score: 305

Conclusion of Tinisha’s quick loan

In the end, Tinisha was able to find a quick loan for $108000 with an interest rate of 6.4% interest APR from First National Bank of Jefferson County in Monticello, Florida repayable over 23 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.