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Quick Loan With Reasonable APR In Jefferson County, Ohio

$66000 Quick Loan – Steubenville Ohio, Credit Score Of 728

  • Experian: 746 – This client had an excellent Experian rating
  • Transunion: 715 – Michal had an excellent credit rating with Transunion.
  • Equifax: Michal’s Experian score was 728, which is an excellent credit rating on the Experian system.

Michal’s Transunion score was changed by the quick loan loan, changing to 715 from 728, which is normal in our experience.

Transunion Score: 715

Signature Loan acquired in Steubenville, Ohio for $66000 with excellent credit by Michal

A lot of prospective borrowers struggle with obtaining signature loans in Steubenville, Ohio, and Michal is the same. Michal went to 7 lending institutions or more before settling on Ohio Valley Savings and Loan Company, who offered Michal a signature loan for $66000. Typical signature loans simply need a client, like Michal’s signature to obtain them, up to $39,000 in some cases. Michal was able to get $66000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need a cosigner, they tend to need higher credit, as high as 748

Client Profile: Michal Latunski of Steubenville, Ohio
  • Full name (Changed if requested): Michal Latunski
  • Current Credit: loans.hit.utils.Fico@41cf53f9
  • Current City: Steubenville
  • State: Ohio
  • Zip code: 43960
  • Yearly income: $58,000
  • Current Job: athletic coach
  • Current County: Jefferson
  • Goal Yearly Income: $130,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Multiple past requests for credit have been made by Michal in the past, including one from Southwestern Savings and Loan Association in Steubenville, Ohio before Michal was approved for the $66000 by Ohio Valley Savings and Loan Company

Michal made 9 previous attempts to obtain a quick loan, 2 of which were with Southwestern Savings and Loan Association, a lender in Steubenville, Ohio known to specialize in quick loans specifically. Before finding Ohio Valley Savings and Loan Company, Michal was desperate due to their inexperience and excellent credit rating.

Contact Details for Ohio Valley Savings and Loan Company, the provider of this quick loan

  • Ohio Valley Savings and Loan Company
  • City: Steubenville
  • State: Ohio
  • Address: 500 Market Street
  • County: Jefferson
  • Zip code: 43952

Fast Loans for Michal in Steubenville, Ohio to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Steubenville, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Michal. Michal was able to find a fast loan for $66000 from The Vinton Banking Company and The Commercial and Savings Bank Company, but turned down both offers in favor of their quick loan from Ohio Valley Savings and Loan Company. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if a client is in a pinch.

Before applying for this quick loan, Michal had an Experian score of 746, which is excellent, so Ohio Valley Savings and Loan Company probably cannot provide Michal a quick loan

Experian Score: 746

Michal’s Overall FICO score at the time of acceptance for a quick loan, taking into account their athletic coach job and their future job as a food & drug inspector

Fico Score: 728

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $20,000.00 to $46,000.00. They are mainly used to pay off existing high interest loans like credit cards. Michal needed a debt consolidation loan to pay for their existing quick loan and their credit card. Michal was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.

Previous requests on Michal’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$43670.00 7 9.6% $715.98 The Vinton Banking Company October 2, 2011
$43730.00 3 10.4% $1419.27 The Ohio Valley Bank Company May 29, 2012
$44430.00 6 8.1% $781.17 The Citizens Bank June 18, 2014
$43850.00 9 11.4% $651.08 The Peoples Bank October 2, 2014
$43890.00 9 5.8% $522.6 The Freeport State Bank April 4, 2015

Michal has a low current total income, but has a large amount of prospects

Michal has always wanted to be a food & drug inspector, but would need attend College America – Phoenix again to achieve it. Michal has other prospects as well, including freight and stock handler, stress analyst engineer, and airport design engineer, which pay $53,000 through to $96,000 per year, on average. For this reason, we think that Michal can pay for this quick loan of $66000.

When Michal was 24, they tried to obtain a student loan from 4 different banks, which damaged their credit score. Below is a chronology of Michal’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on January 6, 2011
  • Attempt 2) Loan for $22,000.00 on March 15, 2010
  • Attempt 3) Loan for $21,000.00 on July 19, 2011
  • Attempt 4) Loan for $24,000.00 on March 4, 2009

Personal Loan for an athletic coach named Michal in Steubenville, Ohio to Pay Off MetaBank AccountNow Gold Prepaid MasterCard

Michal had a lot of credit card debt on their Fordham University Visa Credit Card and their Gulf Platinum MasterCard, and they were starting to get in over their heads. Despite Michal’s job as an athletic coach, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Installment loan for Michal, a graduate of College America – Phoenix and an athletic coach working for over $74,000 per year

Michal, an alumnus at College America – Phoenix and an athletic coach in Steubenville, Ohio needs a quick loan to purchase a car. Michal has instead chosen to get an installment loan for $25,000 and is currently seeking lenders like First National Bank of Middletown to process their request.

Michal was rejected by ShoreBank 4 times before being approved by Ohio Valley Savings and Loan Company at 500 Market Street

On August 22, 2010, Michal inquired about borrowing $42,000 from The Commercial and Savings Bank Company with Guadalupe, their in law from just outside Steubenville, and even with the co-signer, Michal was rejected for this quick loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Michal for this quick loan of $66000, provided by Ohio Valley Savings and Loan Company

Hello, I am Michal and I am from Steubenville in Ohio. Jefferson, county is where I grew up, and now I need a quick loan in Ohio for $66000 to pay bills. It wasn’t easy, but Ohio Valley Savings and Loan Company really came through for me with this loan for 8.8% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Ohio Valley Savings and Loan Company for trusting me and my excellent credit. It look me 6 years to create my credit to 728, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

6 Months in the Past, Michal Attempted Finding a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Michal. Michal chose not to get a high risk loan this time. High Risk loans are given to bad credit borrowers. Clients with credit ratings as low as 369 can apply for a high risk loan and may be be approved.

Conclusion of Michal’s quick loan

In the end, Michal was able to find a quick loan for $66000 with an interest rate of 6.7% interest APR from Ohio Valley Savings and Loan Company in Steubenville, Ohio repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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