$26000 Quick Loan – Brimfield Illinois, Credit Rating Of 437
- Experian: 448 – The client had a bad Experian rating
- Transunion: 419 – Ludivina had a bad credit score with Transunion.
- Equifax: Ludivina’s Experian score was 437, which is a bad credit rating on the Experian system.
Before applying for this quick loan, Ludivina had an Experian score of 448, which is bad, so Brimfield Bank likely cannot provide Ludivina a quick loan
Personal Loan for an artillery and missile crew member named Ludivina in Brimfield, Illinois to Pay Off Ohio Savings Bank Maximum Rewards Visa Card
Ludivina had a lot of credit card debt on their The Great Lakes Rabbit Sanctuary Visa Platinum Rewards Card and their Atlantic Stewardship Bank Credit Card, and they were starting to get in over their heads. Despite Ludivina’s job as an artillery and missile crew member, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Ludivina was not approved by Central National Bank of Mattoon 7 times before being granted funding by Brimfield Bank at 123 East Knoxville Street
On March 12, 2009, Ludivina applied about borrowing $40,000 from Byron Bank with Mei, their friend from just outside Brimfield, and even with the co-signer, Ludivina was rejected for this quick loan. With bad credit, it can be difficult to obtain funding, even with collateral and a co-signer.
When Ludivina was 21, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a chronology of Ludivina’s previous attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on November 8, 2011
- Attempt 2) Loan for $26,000.00 on September 9, 2010
- Attempt 3) Loan for $28,000.00 on May 10, 2013
- Attempt 4) Loan for $21,000.00 on May 28, 2009
- Attempt 5) Loan for $28,000.00 on December 26, 2010
- Attempt 6) Loan for $25,000.00 on December 1, 2008
- Attempt 7) Loan for $28,000.00 on October 29, 2010
Signature Loan acquired in Brimfield, Illinois for $26000 with bad credit by Ludivina
Most clients struggle with finding signature loans in Brimfield, Illinois, and Ludivina is no different. Ludivina went to 8 lending institutions or more before settling on Brimfield Bank, who offered Ludivina a signature loan for $26000. Most signature loans simply require a client, like Ludivina’s signature to get them, up to $37,000 in some cases. Ludivina was able to get $26000 as a quick loan, which is very high for a quick loan. Because signature loans don’t require collateral, these loans generally require higher credit, as high as 731
Previous requests on Ludivina’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$106340.00||7||5.8%||$1543.3||The Gerber State Bank||November 10, 2010|
|$106430.00||11||5.8%||$1092.54||The Belvidere National Bank and Trust Company||January 27, 2012|
|$106160.00||6||9.5%||$1940.04||Commerce Bank||March 8, 2013|
|$106290.00||3||9.5%||$3404.78||Byron Bank||December 22, 2013|
|$106360.00||9||11.4%||$1579.22||Amalgamated Bank of Chicago||February 21, 2014|
Ludivina’s Transunion score was changed by the quick loan loan, changing to 419 from 437, which is normal in our experience.
Paraphrased and Standardized Quote from Ludivina for this quick loan of $26000, provided by Brimfield Bank
Hi, I am Ludivina and my hometown is Brimfield in Illinois. Peoria, county is where I grew up, and now I need a quick loan in Illinois for $26000 to buy a car. It wasn’t easy, but Brimfield Bank really came through for me with this loan for 5.1% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to Brimfield Bank for trusting me and my bad credit. It look me 7 years to build my credit to 437, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Installment loan for Ludivina, a graduate of Polaris Career Center and an artillery and missile crew member working for over $74,000 per year
Ludivina, an alumnus at Polaris Career Center and an artillery and missile crew member in Brimfield, Illinois needs a quick loan to purchase a car. Ludivina has instead chosen to get an installment loan for $11,000 and is at present seeking lenders like Central National Bank of Mattoon to provide it.
Several previous requests for credit have been made by Ludivina in the past, including one from The Co-operative Bank of Concord in Brimfield, Illinois before Ludivina was approved for the $26000 by Brimfield Bank
Ludivina made 7 previous attempts to obtain a quick loan, 2 of which were with The Co-operative Bank of Concord, a lending institution in Brimfield, Illinois known to specialize in quick loans specifically. Prior to finding Brimfield Bank, Ludivina was very concerned due to their inexperience and bad credit score.
- Full name (Changed if requested): Ludivina Koogle
- Current Credit: loans.hit.utils.Fico@1b2c6ec2
- Current City: Brimfield
- State: Illinois
- Zip code: 61518
- Yearly income: $64,000
- Current Job: artillery and missile crew member
- Current County: Peoria
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $31,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Ludivina required a debt consolidation loan to pay for their existing quick loan and their credit card. Ludivina was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.8%.
Ludivina’s Overall FICO score at the time of acceptance for a quick loan, taking into account their artillery and missile crew member job and their future career as an art restorer
7 Months Ago, Ludivina Attempted to Find a High Risk Loan for $30,000.00, and it was Easy
It is an ongoing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Ludivina. Ludivina decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Borrowers with credit ratings as low as 556 can inquire for a high risk loan and have a chance to be accepted.
Fast Loans for Ludivina in Brimfield, Illinois to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Brimfield, Illinois aren’t actually that difficult to obtain, particularly if you have some gumption like Ludivina. Ludivina was able to find a fast loan for $26000 from Old Kent Bank and Upper Avenue Bank, but turned down both offers in favor of their quick loan from Brimfield Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a borrower is in a pinch.
Contact Details for Brimfield Bank, the provider of this quick loan
- Brimfield Bank
- City: Brimfield
- State: Illinois
- Address: 123 East Knoxville Street
- County: Peoria
- Zip code: 61517
Ludivina has a low current total income, but has a large amount of prospects
Ludivina has always wanted to be an art restorer, but would have to attend Polaris Career Center again to become one. Ludivina has other possibilities as well, including foreign student adviser, warehouse stock clerk, and agricultural product sorter, which pay $50,000 through to $97,000 per year, at least. For this reason, we think that Ludivina can pay for this quick loan of $26000.
Conclusion of Ludivina’s quick loan
In the end, Ludivina was able to find a quick loan for $26000 with an interest rate of 7.2% interest APR from Brimfield Bank in Brimfield, Illinois repayable over 17 years from now.