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Quick Loan With Very Low APR In Pierce County, Washington

$21000 Quick Loan – Orting Washington, Credit Score Of 841

  • Experian: 853 – This client had an excellent Experian score
  • Transunion: 822 – Chanda had an excellent credit rating with Transunion.
  • Equifax: Chanda’s Experian score was 841, which is an excellent credit rating with the Experian system.

Paraphrased and Standardized Quote from Chanda for this quick loan of $21000, provided by Orting State Bank

Hi, I am Chanda and my hometown is Orting in Washington. Pierce, county is where I grew up, and now I need a quick loan in Washington for $21000 to renovate my home. It wasn’t easy, but Orting State Bank really came through for me with this loan for 10.3% interest APR and a term of 20 years. I can repay the loan over the 20 year term, including interest. A big thanks to Orting State Bank for trusting me and my excellent credit. It look me 5 years to create my credit to 841, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Signature Loan acquired in Orting, Washington for $21000 with excellent credit by Chanda

A lot of borrowers struggle with obtaining signature loans in Orting, Washington, and Chanda is the same. Chanda went to 6 lenders or more before settling on Orting State Bank, who offered Chanda a signature loan for $21000. Typical signature loans simply require a client, like Chanda’s signature to get them, up to $48,000 in some cases. Chanda was able to get $21000 as a quick loan, which is very high for a quick loan. Because signature loans don’t require a cosigner, they generally need improved credit, as high as 782

Contact Details for Orting State Bank, the provider of this quick loan

  • Orting State Bank
  • City: Orting
  • State: Washington
  • Address: Main Street
  • County: Pierce
  • Zip code: 98360

Chanda’s Transunion score was altered by the quick loan loan, changing to 822 from 841, which is typical in our experience.

Transunion Score: 822

Chanda was rejected by The First National Bank of Poulsbo 6 times prior to being approved by Orting State Bank at Main Street

On July 22, 2011, Chanda applied about borrowing $49,000 from Cashmere Valley Bank with Shannan, their in law from just outside Orting, and even with the co-signer, Chanda was rejected for this quick loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Client Profile: Chanda Collier of Orting, Washington
  • Full name (Changed if requested): Chanda Collier
  • Current Credit: loans.hit.utils.Fico@cc34f4d
  • Current City: Orting
  • State: Washington
  • Zip code: 98366
  • Yearly income: $43,000
  • Current Job: medical insurance claims analyst
  • Current County: Pierce
  • Goal Yearly Income: $144,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Previous requests on Chanda’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$84150.00 6 11.7% $1632.05 Granite Falls State Bank June 12, 2012
$83650.00 9 11.8% $1260.75 Columbia Gorge Bank August 9, 2012
$84380.00 7 7.5% $1294.24 Summit Bank September 9, 2013
$83540.00 10 9.8% $1094.76 State Bank of Morton December 22, 2014

Personal Loan for a medical insurance claims analyst named Chanda in Orting, Washington to Pay Off Omaha’s Henry Doorly Zoo Platinum Edition Visa Card

Chanda had a tonne of credit card debt on their I Fly America Visa Card and their Sam’s Club Discover Cash Back Card**, and they were starting to get in over their heads. Despite Chanda’s job as a medical insurance claims analyst, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Chanda’s Overall FICO score at the time of acceptance for a quick loan, taking into account their medical insurance claims analyst job and their future career as a bulldozer / grader operator

Fico Score: 841

When Chanda was 23, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a list of Chanda’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on November 8, 2009
  • Attempt 2) Loan for $38,000.00 on February 2, 2009
  • Attempt 3) Loan for $29,000.00 on November 23, 2010
  • Attempt 4) Loan for $37,000.00 on March 31, 2014
  • Attempt 5) Loan for $34,000.00 on January 9, 2010
  • Attempt 6) Loan for $39,000.00 on June 22, 2012
  • Attempt 7) Loan for $33,000.00 on August 19, 2012

Before applying for this quick loan, Chanda had an Experian score of 853, which is excellent, so Orting State Bank most likely cannot provide Chanda a quick loan

Experian Score: 853

Fast Loans for Chanda in Orting, Washington to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Orting, Washington aren’t actually that difficult to obtain, particularly if you have some finesse like Chanda. Chanda was able to find a fast loan for $21000 from The Pacific National Bank of Seattle and First Independent Bank, but declined both offers in favor of their quick loan from Orting State Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference in the case that a borrower is in a pinch.

Several past requests for credit have been made by Chanda in the past, including one from The Farmers National Bank in Orting, Washington before Chanda was accepted for the $21000 by Orting State Bank

Chanda made 6 previous tries to obtain a quick loan, 2 of which were with The Farmers National Bank, a lending institution in Orting, Washington known to specialize in quick loans specifically. Before finding Orting State Bank, Chanda was very concerned due to their inexperience and excellent credit rating.

Installment loan for Chanda, a graduate of Ross Medical Education Center and a medical insurance claims analyst working for over $71,000 per year

Chanda, an alumnus at Ross Medical Education Center and a medical insurance claims analyst in Orting, Washington needs a quick loan to purchase something frivolous. Chanda has instead decided to get an installment loan for $27,000 and is currently seeking lenders like First Independent Bank to provide it.

Chanda has a low current gross income, but has a large amount of prospects

Chanda has always wanted to be a bulldozer / grader operator, but would have to attend Ross Medical Education Center again to achieve it. Chanda has other possibilities as well, including admiralty lawyer, recreation leader, and windows – draperies treatment specialist, which pay $55,000 through to $99,000 per year, at least. For this reason, we believe that Chanda can pay for this quick loan of $21000.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $29,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Chanda required a debt consolidation loan to pay for their existing quick loan and their payday loan. Chanda was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.5%.

6 Months Ago, Chanda Tried to Find a High Risk Loan for $28,000.00, and it was Hard

There is an well known struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Chanda. Chanda chose not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit ratings as low as 562 can apply for a high risk loan and may be be accepted.

Conclusion of Chanda’s quick loan

In the end, Chanda was able to find a quick loan for $21000 with an interest rate of 8.1% interest APR from Orting State Bank in Orting, Washington repayable over 20 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.