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Reena Needed A Fast Loan For $74000, Valdosta, Georgia

$74000 Fast Loan – Valdosta Georgia, Credit Score Of 448

  • Experian: 458 – This individual had a bad Experian rating
  • Transunion: 431 – Reena had a bad credit score with Transunion.
  • Equifax: Reena’s Experian score was 448, which is a bad credit score with the Experian scale.

Previous requests on Reena’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$54230.00 3 5.6% $1639.97 NationsBank of Florida, National Association March 10, 2012
$54270.00 5 8.4% $1110.82 Century Bank and Trust January 7, 2015
$54410.00 8 6.3% $723.0 Bank of Madison March 23, 2015
$54400.00 8 11.4% $866.32 Bank of Hazlehurst August 26, 2015

Reena was rejected by Bank of Morgan County 4 times prior to being approved by First Union National Bank of Valdosta at 300 North Patterson Street

On October 3, 2009, Reena inquired about borrowing $43,000 from The Peoples Bank of Talbotton with Earl, their in law from just outside Valdosta, and even with the co-signer, Reena was rejected for this fast loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Reena’s Overall FICO score at the time of acceptance for a fast loan, taking into account their marina boat charter administrator job and their future career as a park naturalist

Fico Score: 448

Fast Loans for Reena in Valdosta, Georgia to prevent bankruptcy or harm from debt collectors.

Fast loans in Valdosta, Georgia aren’t actually that difficult to obtain, particularly if you have some gumption like Reena. Reena was able to find a fast loan for $74000 from Peoples Bank of Bartow County and The Peoples Bank, but declined both offers in favor of their fast loan from First Union National Bank of Valdosta. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that a borrower is in a time sensitive situation.

Before applying for this fast loan, Reena had an Experian score of 458, which is bad, so First Union National Bank of Valdosta likely cannot provide Reena a fast loan

Experian Score: 458

When Reena was 18, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a list of Reena’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on September 18, 2011
  • Attempt 2) Loan for $25,000.00 on August 12, 2013
  • Attempt 3) Loan for $20,000.00 on March 16, 2011
  • Attempt 4) Loan for $33,000.00 on October 21, 2012
  • Attempt 5) Loan for $36,000.00 on September 27, 2012
  • Attempt 6) Loan for $35,000.00 on November 4, 2011

Reena has a very low current gross income, but has several of prospects

Reena has always wanted to be a park naturalist, but would need attend Dale Carnegie Training of Greater Cincinnati again to become one. Reena has other possibilities as well, including business professor, parts salesperson, and sales representative, which pay $55,000 through to $100,000 per year, at least. Because of this, we think that Reena can pay for this fast loan of $74000.

Client Profile: Reena Riveron of Valdosta, Georgia
  • Full name (Changed if requested): Reena Riveron
  • Current Credit: loans.hit.utils.Fico@506e1b77
  • Current City: Valdosta
  • State: Georgia
  • Zip code: 31607
  • Yearly income: $38,000
  • Current Job: marina boat charter administrator
  • Current County: Lowndes
  • Goal Yearly Income: $87,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Contact Details for First Union National Bank of Valdosta, the provider of this fast loan

  • First Union National Bank of Valdosta
  • City: Valdosta
  • State: Georgia
  • Address: 300 North Patterson Street
  • County: Lowndes
  • Zip code: 31601

6 Months Ago, Reena Tried Finding a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Reena. Reena chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit scores as low as 413 can apply for a high risk loan and may be be accepted.

Paraphrased and Standardized Quote from Reena for this fast loan of $74000, provided by First Union National Bank of Valdosta

Hello, I am Reena and my hometown is Valdosta in Georgia. Lowndes, county is where I grew up, and now I need a fast loan in Georgia for $74000 to buy a big ticket item. It wasn’t easy, but First Union National Bank of Valdosta really came through for me with this loan for 7.6% interest APR and a term of 20 years. I will repay the loan over the 20 year term, including interest. A big thanks to First Union National Bank of Valdosta for trusting me and my bad credit. It look me 6 years to create my credit to 448, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Many past requests for credit have been made by Reena in the past, including one from LIBERTY BANK & TRUST in Valdosta, Georgia before Reena was accepted for the $74000 by First Union National Bank of Valdosta

Reena made 7 previous attempts to obtain a fast loan, 2 of which were with LIBERTY BANK & TRUST, a bank in Valdosta, Georgia known to specialize in fast loans specifically. Prior to finding First Union National Bank of Valdosta, Reena was concerned due to their inexperience and bad credit rating.

Installment loan for Reena, a graduate of Dale Carnegie Training of Greater Cincinnati and a marina boat charter administrator working for over $77,000 per year

Reena, an alumnus at Dale Carnegie Training of Greater Cincinnati and a marina boat charter administrator in Valdosta, Georgia wants a fast loan to purchase a house. Reena has instead decided to obtain an installment loan for $23,000 and is currently seeking lenders like The Rockmart Bank to provide it.

Reena’s Transunion score was changed by the fast loan loan, changing to 431 from 448, which is typical in our experience.

Transunion Score: 431

Personal Loan for a marina boat charter administrator named Reena in Valdosta, Georgia to Pay Off Vision Preferred Visa Prepaid Card

Reena had a tonne of credit card debt on their Tioga State Bank Visa Business Bonus Rewards PLUS Card and their Plum Card, and they were starting to get in over their heads. Despite Reena’s job as a marina boat charter administrator, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $39,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Reena needed a debt consolidation loan to pay for their existing fast loan and their credit card. Reena was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.1%.

Signature Loan easily acquired in Valdosta, Georgia for $74000 with bad credit by Reena

A lot of clients have difficulty with finding signature loans in Valdosta, Georgia, and Reena is the same. Reena went to 6 lenders or more before finding First Union National Bank of Valdosta, who offered Reena a signature loan for $74000. Most signature loans simply require a client, like Reena’s signature to get them, up to $34,000 in some cases. Reena was able to get $74000 as a fast loan, which is very high for a fast loan. Because signature loans do not require a cosigner, they tend to need higher credit, as high as 729

Conclusion of Reena’s fast loan

In the end, Reena was able to find a fast loan for $74000 with an interest rate of 7.8% interest APR from First Union National Bank of Valdosta in Valdosta, Georgia repayable over 20 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.