$80000 Debt Consolidation Loan – Sanford Maine, Credit Score Of 677
- Experian: 693 – This individual had a good Experian score
- Transunion: 662 – Salena had a good credit score with Transunion.
- Equifax: Salena’s Experian score was 677, which is a good credit score on the Experian system.
Fast Loans for Salena in Sanford, Maine to prevent bankruptcy or harm from debt collectors.
Fast loans in Sanford, Maine aren’t actually that difficult to obtain, especially if you have some gumption like Salena. Salena was able to find a fast loan for $80000 from The First National Bank of Bar Harbor and The First National Bank of Biddeford, but declined both offers in favor of their debt consolidation loan from American Federal Savings Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if a client is in a time sensitive situation.
Before applying for this debt consolidation loan, Salena had an Experian score of 693, which is good, so American Federal Savings Bank probably cannot provide Salena a debt consolidation loan
Previous requests on Salena’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$21470.00||5||11.5%||$472.18||Fleet Bank of Maine||January 25, 2009|
|$21140.00||9||10.3%||$301.07||Union Trust Company||July 27, 2011|
|$20610.00||7||11.8%||$361.62||Northeast Bank of Sanford||March 27, 2014|
|$21170.00||8||6.2%||$280.27||Bank of Maine, N. A.||June 3, 2014|
Salena was not approved by Livermore Falls Trust Company 4 times before being approved by American Federal Savings Bank at 209 Main Street
On February 8, 2011, Salena applied about borrowing $17,000 from Springvale National Bank with Alice, their in law from just outside Sanford, and even with the co-signer, Salena was rejected for this debt consolidation loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Personal Loan for an artists agent named Salena in Sanford, Maine to Pay Off MLB World MasterCard Credit Card with Extra Bases Rewards
Salena had a lot of credit card debt on their Agriculture Federal Credit Union Visa Classic and their Partners 1st FCU Visa Platinum, and they were starting to get in over their heads. Despite Salena’s job as an artists agent, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Many previous requests for credit have been made by Salena in the past, including one from Barnett Bank of Tampa, National Association in Sanford, Maine before Salena was approved for the $80000 by American Federal Savings Bank
Salena made 9 prior attempts to obtain a debt consolidation loan, 2 of which were with Barnett Bank of Tampa, National Association, a bank in Sanford, Maine known to specialize in debt consolidation loans specifically. Prior to finding American Federal Savings Bank, Salena was very concerned due to their inexperience and good credit rating.
When Salena was 23, they attempted to obtain a student loan from 6 different banks, which damaged their credit rating. Below is a list of Salena’s prior attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on September 22, 2013
- Attempt 2) Loan for $24,000.00 on April 12, 2012
- Attempt 3) Loan for $30,000.00 on September 10, 2012
- Attempt 4) Loan for $20,000.00 on October 7, 2011
- Attempt 5) Loan for $38,000.00 on September 11, 2010
- Attempt 6) Loan for $24,000.00 on April 20, 2011
Salena has a sad current gross income, but has a large amount of prospects
Salena has always wanted to be a hydraulic engineer, but would need attend San Joaquin Valley College again to achieve it. Salena has other possibilities as well, including hardwood floor finisher, parts salesperson, and hospital administrator, which pay $53,000 through to $108,000 per year, on average. Because of this, we believe that Salena can pay for this debt consolidation loan of $80000.
Signature Loan easily acquired in Sanford, Maine for $80000 with good credit by Salena
Most borrowers struggle with finding signature loans in Sanford, Maine, and Salena is the same. Salena went to 5 lending institutions or more before settling on American Federal Savings Bank, who offered Salena a signature loan for $80000. Typical signature loans simply need a client, like Salena’s signature to obtain them, up to $31,000 in some cases. Salena was able to get $80000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans don’t need collateral, these loans tend to require better credit, as high as 727
Contact Details for American Federal Savings Bank, the provider of this debt consolidation loan
- American Federal Savings Bank
- City: Sanford
- State: Maine
- Address: 209 Main Street
- County: York
- Zip code: 4073
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $22,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Salena required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Salena was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.7%.
- Full name (Changed if requested): Salena Voliva
- Current Credit: loans.hit.utils.Fico@254989ff
- Current City: Sanford
- State: Maine
- Zip code: 4079
- Yearly income: $38,000
- Current Job: artists agent
- Current County: York
- Goal Yearly Income: $140,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
6 Months Ago, Salena Tried Finding a High Risk Loan for $48,000.00, and it was Hard
There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Salena. Salena decided not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Borrowers with credit ratings as low as 484 can apply for a high risk loan and possibly can be accepted.
Salena’s Transunion score was changed by the debt consolidation loan loan, changing to 662 from 677, which is typical in our experience.
Installment loan for Salena, a graduate of San Joaquin Valley College and an artists agent working for over $66,000 per year
Salena, an alumnus at San Joaquin Valley College and an artists agent in Sanford, Maine wants a debt consolidation loan to purchase something frivolous. Salena has instead decided to get an installment loan for $20,000 and is currently seeking lenders like 1st Consumers Savings Bank to process their request.
Salena’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their artists agent job and their future career as a hydraulic engineer
Paraphrased and Standardized Quote from Salena for this debt consolidation loan of $80000, provided by American Federal Savings Bank
Hello, I am Salena and my hometown is Sanford in Maine. York, county is where I grew up, and now I need a debt consolidation loan in Maine for $80000 to buy a big ticket item. It has been difficult, but American Federal Savings Bank really came through for me with this loan for 7.1% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to American Federal Savings Bank for giving me a chance and my good credit. It look me 8 years to build my credit to 677, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.
Conclusion of Salena’s debt consolidation loan
In the end, Salena was able to find a debt consolidation loan for $80000 with an interest rate of 5.3% interest APR from American Federal Savings Bank in Sanford, Maine repayable over 6 years from now.