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Salena Wanted A Secured Loan For $102000, Kahoka, Missouri

$102000 Secured Loan – Kahoka Missouri, Credit Rating Of 755

  • Experian: 770 – They had an excellent Experian score
  • Transunion: 738 – Salena had an excellent credit rating with Transunion.
  • Equifax: Salena’s Experian score was 755, which is an excellent credit score with the Experian rating scheme.

Contact Details for Allegiant State Bank, the provider of this secured loan

  • Allegiant State Bank
  • City: Kahoka
  • State: Missouri
  • Address: 249 North Morgan Street
  • County: Clark
  • Zip code: 63445

Several past requests for credit have been made by Salena in the past, including one from SouthTrust Bank of Central Alabama in Kahoka, Missouri before Salena was accepted for the $102000 by Allegiant State Bank

Salena made 8 previous attempts to obtain a secured loan, 2 of which were with SouthTrust Bank of Central Alabama, a lending institution in Kahoka, Missouri known to specialize in secured loans specifically. Prior to finding Allegiant State Bank, Salena was very concerned due to their inexperience and excellent credit rating.

Previous requests on Salena’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$124820.00 6 5.6% $2045.14 Camden County Bank September 22, 2009
$125440.00 10 5.5% $1361.35 Glasgow Savings Bank January 7, 2011
$124890.00 9 10.6% $1799.12 Central Bank May 30, 2012
$124800.00 11 7.2% $1371.46 Midwest BankCentre February 17, 2014

Fast Loans for Salena in Kahoka, Missouri to prevent bankruptcy or harm from debt collectors.

Fast loans in Kahoka, Missouri aren’t actually that difficult to obtain, particularly if you have some gumption like Salena. Salena was able to find a fast loan for $102000 from Boatmen’s Bank of Southwest Missouri and Bremen Bank and Trust Company, but declined both offers in favor of their secured loan from Allegiant State Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big difference in the case that a client is on the go.

Salena has a very low current total income, but has a high number of prospects

Salena has always wanted to be a radio & tv station administrator, but would need attend Morningside College again to become one. Salena has other possibilities as well, including radio & tv news commentator, private nurse, and executive secretary, which pay $56,000 through to $94,000 per year, at least. For this reason, we believe that Salena can afford this secured loan of $102000.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $30,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Salena required a debt consolidation loan to pay for their existing secured loan and their payday loan. Salena was able to find a secured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.8%.

Salena’s Overall FICO score at the time of acceptance for a secured loan, taking into account their heating job and their future career as a radio & tv station administrator

Fico Score: 755

Paraphrased and Standardized Quote from Salena for this secured loan of $102000, provided by Allegiant State Bank

Hello, I am Salena and my hometown is Kahoka in Missouri. Clark, county is where I grew up, and now I need a secured loan in Missouri for $102000 to pay bills. It wasn’t easy, but Allegiant State Bank really came through for me with this loan for 7.0% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to Allegiant State Bank for trusting me and my excellent credit. It look me 8 years to create my credit to 755, and I won’t harm it any more. I am pleased with Find Texas Loans for assisting me this far.

Signature Loan acquired in Kahoka, Missouri for $102000 with excellent credit by Salena

Many borrowers struggle with obtaining signature loans in Kahoka, Missouri, and Salena is no exception. Salena went to 4 lending institutions or more prior to settling on Allegiant State Bank, who offered Salena a signature loan for $102000. Most signature loans simply need a client, like Salena’s signature to get them, up to $49,000 in some cases. Salena was able to get $102000 as a secured loan, which is very high for a secured loan. Since signature loans don’t need a cosigner, these loans generally need improved credit, as high as 709

Client Profile: Salena Willmott of Kahoka, Missouri
  • Full name (Changed if requested): Salena Willmott
  • Current Credit: loans.hit.utils.Fico@7106e68e
  • Current City: Kahoka
  • State: Missouri
  • Zip code: 63447
  • Yearly income: $69,000
  • Current Job: heating
  • Current County: Clark
  • Goal Yearly Income: $147,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Personal Loan for a heating named Salena in Kahoka, Missouri to Pay Off First Internet Bank CONNECT Classic Visa

Salena had a lot of credit card debt on their Florida Atlantic University Foundation, Inc WorldPoints Platinum Plus MasterCard and their Founders FCU Platinum MasterCard, and they were starting to get in over their heads. Despite Salena’s job as a heating, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this secured loan, Salena had an Experian score of 770, which is excellent, so Allegiant State Bank likely cannot provide Salena a secured loan

Experian Score: 770

8 Months Ago, Salena Attempted Finding a High Risk Loan for $27,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Salena. Salena decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Borrowers with credit scores as low as 499 can apply for a high risk loan and possibly can be accepted.

When Salena was 18, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Salena’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on December 14, 2013
  • Attempt 2) Loan for $20,000.00 on October 26, 2008
  • Attempt 3) Loan for $24,000.00 on July 23, 2010
  • Attempt 4) Loan for $22,000.00 on July 20, 2010
  • Attempt 5) Loan for $25,000.00 on August 1, 2010
  • Attempt 6) Loan for $26,000.00 on June 5, 2013
  • Attempt 7) Loan for $29,000.00 on November 19, 2009

Salena was declined by Central West End Bank 4 times prior to being accepted by Allegiant State Bank at 249 North Morgan Street

On August 13, 2010, Salena applied about borrowing $5,000 from Commerce Bank of Moberly, National Association with Arielle, their friend from just outside Kahoka, and even with the co-signer, Salena was rejected for this secured loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Installment loan for Salena, a graduate of Morningside College and a heating working for over $60,000 per year

Salena, an alumnus at Morningside College and a heating in Kahoka, Missouri needs a secured loan to purchase a car. Salena has instead decided to get an installment loan for $14,000 and is currently seeking lenders like Normandy Bank to provide it.

Salena’s Transunion score was changed by the secured loan loan, changing to 738 from 755, which is typical in our experience.

Transunion Score: 738

Conclusion of Salena’s secured loan

In the end, Salena was able to find a secured loan for $102000 with an interest rate of 8.2% interest APR from Allegiant State Bank in Kahoka, Missouri repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.