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Same Day Loan For $38000 Near 33716, Florida With A Credit Score Of 363

$38000 Same Day Loan – Saint Petersburg Florida, Credit Rating Of 363

  • Experian: 374 – The client had a terrible Experian rating
  • Transunion: 344 – Bret had a terrible credit rating with Transunion.
  • Equifax: Bret’s Experian score was 363, which is a terrible credit score on the Experian rating scheme.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $38,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Bret required a debt consolidation loan to pay for their existing same day loan and their payday loan. Bret was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.8%.

Client Profile: Bret Groholski of Saint Petersburg, Florida
  • Full name (Changed if requested): Bret Groholski
  • Current Credit: loans.hit.utils.Fico@50040f0c
  • Current City: Saint Petersburg
  • State: Florida
  • Zip code: 33718
  • Yearly income: $34,000
  • Current Job: fashion coordinator
  • Current County: Pinellas
  • Goal Yearly Income: $86,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Personal Loan for a fashion coordinator named Bret in Saint Petersburg, Florida to Pay Off AARP Rewards Visa Card

Bret had a tonne of credit card debt on their DISTANCIA Visa and their Tampa Bay Rays World MasterCard with Extra Bases Rewards, and they were starting to get in over their heads. Despite Bret’s job as a fashion coordinator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Many other requests for credit have been made by Bret in the past, including one from The First National Bank of Albemarle in Saint Petersburg, Florida before Bret was approved for the $38000 by Synovus Bank

Bret made 9 prior attempts to obtain a same day loan, 2 of which were with The First National Bank of Albemarle, a lending institution in Saint Petersburg, Florida known to specialize in same day loans specifically. Before finding Synovus Bank, Bret was desperate due to their inexperience and terrible credit score.

Bret has a low current gross income, but has several of prospects

Bret has always wanted to be a sports agent, but would need attend SUNY College at Plattsburgh again to become one. Bret has other possibilities as well, including licensed practical nurse, insurance adjuster, and sales representatives, which pay $57,000 through to $100,000 per year, on average. Because of this, we think that Bret can pay for this same day loan of $38000.

Contact Details for Synovus Bank, the provider of this same day loan

  • Synovus Bank
  • City: Saint Petersburg
  • State: Florida
  • Address: 12450 Roosevelt Boulevard North
  • County: Pinellas
  • Zip code: 33716

Bret was not approved by Southeast Bank of Wildwood 6 times prior to being accepted by Synovus Bank at 12450 Roosevelt Boulevard North

On November 30, 2010, Bret inquired about borrowing $36,000 from Florida Bank of Volusia County with Lupe, their in law from just outside Saint Petersburg, and even with the co-signer, Bret was rejected for this same day loan. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.

8 Months Ago, Bret Tried to Find a High Risk Loan for $23,000.00, and it was Easy

It is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Bret. Bret chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Clients with credit scores as low as 379 can apply for a high risk loan and may be be approved.

Signature Loan acquired in Saint Petersburg, Florida for $38000 with terrible credit by Bret

A lot of prospective borrowers struggle with finding signature loans in Saint Petersburg, Florida, and Bret is the same. Bret went to 6 lenders or more before settling on Synovus Bank, who offered Bret a signature loan for $38000. Most signature loans simply need a client, like Bret’s signature to get them, up to $32,000 in some cases. Bret was able to get $38000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need collateral, they tend to require better credit, as high as 773

Bret’s Transunion score was altered by the same day loan loan, changing to 344 from 363, which is typical in our experience.

Transunion Score: 344

Installment loan for Bret, a graduate of SUNY College at Plattsburgh and a fashion coordinator working for over $61,000 per year

Bret, an alumnus at SUNY College at Plattsburgh and a fashion coordinator in Saint Petersburg, Florida needs a same day loan to purchase something frivolous. Bret has instead chosen to get an installment loan for $27,000 and is currently seeking lenders like Sun Bank of Osceola County to process their request.

Previous requests on Bret’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$52350.00 3 7.6% $1630.82 NCNB National Bank of Florida November 13, 2013
$52180.00 3 8.8% $1654.46 Southeast Bank of Madison County, National Association December 7, 2013
$51530.00 8 6.4% $687.26 Southeast Bank of Wildwood May 9, 2014
$51690.00 3 9.3% $1650.95 Atlantic Bank of Jacksonville February 13, 2015
$51620.00 5 9.7% $1089.17 Century National Bank of Broward July 11, 2015

Fast Loans for Bret in Saint Petersburg, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Saint Petersburg, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Bret. Bret was able to find a fast loan for $38000 from Seacoast National Bank and Barnett Bank of Tampa, National Association, but turned down both offers in favor of their same day loan from Synovus Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if a borrower is in a time sensitive situation.

Before applying for this same day loan, Bret had an Experian score of 374, which is terrible, so Synovus Bank probably can provide Bret a same day loan

Experian Score: 374

Paraphrased and Standardized Quote from Bret for this same day loan of $38000, provided by Synovus Bank

Hello, I am Bret and my hometown is Saint Petersburg in Florida. Pinellas, county is where I grew up, and now I need a same day loan in Florida for $38000 to buy a big ticket item. It wasn’t easy, but Synovus Bank really came through for me with this loan for 9.5% interest APR and a term of 1 years. I can probably repay the loan over the 1 year term, including interest. A big thanks to Synovus Bank for giving me a chance and my terrible credit. It look me 4 years to build my credit to 363, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.

Bret’s Overall FICO score at the time of acceptance for a same day loan, taking into account their fashion coordinator job and their future career as a sports agent

Fico Score: 363

When Bret was 20, they attempted to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a list of Bret’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on December 14, 2010
  • Attempt 2) Loan for $20,000.00 on March 10, 2009
  • Attempt 3) Loan for $27,000.00 on December 21, 2010
  • Attempt 4) Loan for $31,000.00 on February 13, 2011
  • Attempt 5) Loan for $32,000.00 on June 28, 2011
  • Attempt 6) Loan for $36,000.00 on January 9, 2011
  • Attempt 7) Loan for $39,000.00 on February 4, 2011

Conclusion of Bret’s same day loan

In the end, Bret was able to find a same day loan for $38000 with an interest rate of 9.8% interest APR from Synovus Bank in Saint Petersburg, Florida repayable over 1 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.