$84000 Same Day Loan – Bluefield West Virginia, Credit Score Of 735
- Experian: 745 – This individual had an excellent Experian rating
- Transunion: 718 – Trena had an excellent credit score with Transunion.
- Equifax: Trena’s Experian score was 735, which is an excellent credit rating using the Experian rating scheme.
Trena was not approved by First Peoples Bank, Inc. 6 times prior to being granted funding by First Federal Savings Association of Bluefield at 501 Federal Street
On June 17, 2012, Trena inquired about borrowing $8,000 from Clay County Bank, Inc. with Fidela, their in law from just outside Bluefield, and even with the co-signer, Trena was rejected for this same day loan. With excellent credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Before applying for this same day loan, Trena had an Experian score of 745, which is excellent, so First Federal Savings Association of Bluefield probably cannot provide Trena a same day loan
Previous requests on Trena’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$105540.00||7||5.7%||$1526.65||Wesbanco Bank Sistersville||January 11, 2010|
|$106390.00||9||11.2%||$1567.83||Wesbanco Bank, Inc.||March 3, 2012|
|$106270.00||6||7.4%||$1832.28||Peoples State Bank, National Association||December 5, 2013|
|$105640.00||7||10.5%||$1781.16||Kanawha Banking & Trust Company National Association||March 10, 2014|
|$105680.00||8||5.3%||$1353.05||One Valley Bank, National Association||March 30, 2014|
8 Months in the Past, Trena Tried to Find a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Trena. Trena decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Clients with credit scores as low as 497 can apply for a high risk loan and may be be accepted.
Signature Loan found in Bluefield, West Virginia for $84000 with excellent credit by Trena
A lot of prospective borrowers struggle with finding signature loans in Bluefield, West Virginia, and Trena is no different. Trena went to 5 lending institutions or more before finding First Federal Savings Association of Bluefield, who offered Trena a signature loan for $84000. Most signature loans simply require a client, like Trena’s signature to obtain them, up to $42,000 in some cases. Trena was able to get $84000 as a same day loan, which is very high for a same day loan. Because signature loans do not require collateral, these loans generally require better credit, as high as 713
Installment loan for Trena, a graduate of Northwest Kansas Technical College and a farm products purchasing agent working for over $73,000 per year
Trena, an alumnus at Northwest Kansas Technical College and a farm products purchasing agent in Bluefield, West Virginia wants a same day loan to purchase a new cell phone. Trena has instead decided to obtain an installment loan for $14,000 and is currently seeking lenders like The Commercial Bank of Bluefield to process their request.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $29,000.00 to $45,000.00. They are normally used to pay off existing high interest loans like credit cards. Trena needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Trena was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.6%.
Paraphrased and Standardized Quote from Trena for this same day loan of $84000, provided by First Federal Savings Association of Bluefield
Hi, I am Trena and I am from Bluefield in West Virginia. Mercer, county is where I grew up, and now I need a same day loan in West Virginia for $84000 to buy a big ticket item. It has been difficult, but First Federal Savings Association of Bluefield really came through for me with this loan for 8.0% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to First Federal Savings Association of Bluefield for giving me a chance and my excellent credit. It look me 9 years to build my credit to 735, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
- Full name (Changed if requested): Trena Limas
- Current Credit: loans.hit.utils.Fico@31221be2
- Current City: Bluefield
- State: West Virginia
- Zip code: 24702
- Yearly income: $65,000
- Current Job: farm products purchasing agent
- Current County: Mercer
- Goal Yearly Income: $113,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Several previous requests for credit have been made by Trena in the past, including one from First Savings and Loan Association, F.A. in Bluefield, West Virginia before Trena was accepted for the $84000 by First Federal Savings Association of Bluefield
Trena made 7 prior attempts to obtain a same day loan, 2 of which were with First Savings and Loan Association, F.A., a lender in Bluefield, West Virginia known to specialize in same day loans specifically. Prior to finding First Federal Savings Association of Bluefield, Trena was concerned due to their inexperience and excellent credit score.
Trena’s Overall FICO score at the time of acceptance for a same day loan, taking into account their farm products purchasing agent job and their future career as an emergency management specialist
Trena’s Transunion score was changed by the same day loan loan, changing to 718 from 735, which is typical in our experience.
Contact Details for First Federal Savings Association of Bluefield, the provider of this same day loan
- First Federal Savings Association of Bluefield
- City: Bluefield
- State: West Virginia
- Address: 501 Federal Street
- County: Mercer
- Zip code: 24701
Trena has a disappointing current total income, but has a high number of prospects
Trena has always wanted to be an emergency management specialist, but would have to attend Northwest Kansas Technical College again to achieve it. Trena has other prospects as well, including farm hand, human factors psychologist, and medical administrative assistant, which pay $53,000 through to $104,000 per year, at least. Because of this, we believe that Trena can afford this same day loan of $84000.
Fast Loans for Trena in Bluefield, West Virginia to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Bluefield, West Virginia aren’t actually that difficult to obtain, especially if you have some gumption like Trena. Trena was able to find a fast loan for $84000 from Traders Bank and F & M Bank-Keyser, Inc., but turned down both offers in favor of their same day loan from First Federal Savings Association of Bluefield. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if you are on the go.
When Trena was 19, they attempted to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a list of Trena’s previous attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on January 29, 2009
- Attempt 2) Loan for $39,000.00 on July 23, 2010
- Attempt 3) Loan for $28,000.00 on February 19, 2011
- Attempt 4) Loan for $26,000.00 on April 10, 2011
Personal Loan for a farm products purchasing agent named Trena in Bluefield, West Virginia to Pay Off Commerce Bank Special Connections Visa
Trena had a tonne of credit card debt on their RBC RateAdvantage Visa and their Malvern Federal Savings Bank Secured Visa Card, and they were starting to get in over their heads. Despite Trena’s job as a farm products purchasing agent, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Trena’s same day loan
In the end, Trena was able to find a same day loan for $84000 with an interest rate of 7.2% interest APR from First Federal Savings Association of Bluefield in Bluefield, West Virginia repayable over 5 years from today.