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Same Day Loan Of $128000 For Excellent Credit Arkansas Resident

$128000 Same Day Loan – Kingston Arkansas, Credit Score Of 807

  • Experian: 818 – This client had an excellent Experian score
  • Transunion: 795 – Yahaira had an excellent credit score with Transunion.
  • Equifax: Yahaira’s Experian score was 807, which is an excellent credit score with the Experian scale.

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $28,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Yahaira required a debt consolidation loan to pay for their existing same day loan and their payday loan. Yahaira was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.8%.

Yahaira’s Transunion score was changed by the same day loan loan, changing to 795 from 807, which is normal in our experience.

Transunion Score: 795

Client Profile: Yahaira Gerdiman of Kingston, Arkansas
  • Full name (Changed if requested): Yahaira Gerdiman
  • Current Credit: loans.hit.utils.Fico@1f17ae12
  • Current City: Kingston
  • State: Arkansas
  • Zip code: 72747
  • Yearly income: $51,000
  • Current Job: mail clerk
  • Current County: Madison
  • Goal Yearly Income: $125,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Personal Loan for a mail clerk named Yahaira in Kingston, Arkansas to Pay Off Bealls Florida Credit Card

Yahaira had a lot of credit card debt on their National Society of Professional Engineers Business MasterCard withh WorldPoints Rewards and their Bombay & Co. Credit Card, and they were starting to get in over their heads. Despite Yahaira’s job as a mail clerk, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Yahaira has a sad current yearly income, but has a high number of prospects

Yahaira has always wanted to be a home health aide, but would need attend Herzing University again to achieve it. Yahaira has other possibilities as well, including systems accountant, marking clerk, and personnel administrator, which pay $51,000 through to $104,000 per year, on average. For this reason, we believe that Yahaira can pay for this same day loan of $128000.

Contact Details for Madison Bank and Trust, the provider of this same day loan

  • Madison Bank and Trust
  • City: Kingston
  • State: Arkansas
  • Address: 101 Public Square
  • County: Madison
  • Zip code: 72742

Previous requests on Yahaira’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$145640.00 6 10.5% $2734.97 Bank of Weiner June 24, 2011
$145640.00 7 10.1% $2425.33 Horizon Bank July 22, 2013
$146120.00 10 9.6% $1898.77 Warren Bank and Trust Company March 4, 2014
$146190.00 9 11.5% $2178.77 Boatmen’s Bank of Northeast Arkansas August 28, 2014

7 Months in the Past, Yahaira Attempted to Find a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Yahaira. Yahaira chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit ratings as low as 560 can inquire for a high risk loan and possibly can be approved.

Yahaira’s Overall FICO score at the time of acceptance for a same day loan, taking into account their mail clerk job and their future job as a home health aide

Fico Score: 807

Before applying for this same day loan, Yahaira had an Experian score of 818, which is excellent, so Madison Bank and Trust most likely cannot provide Yahaira a same day loan

Experian Score: 818

Installment loan for Yahaira, a graduate of Herzing University and a mail clerk working for over $64,000 per year

Yahaira, an alumnus at Herzing University and a mail clerk in Kingston, Arkansas needs a same day loan to purchase something frivolous. Yahaira has instead chosen to obtain an installment loan for $3,000 and is at present seeking lenders like Allied Bank to provide it.

When Yahaira was 22, they tried to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a list of Yahaira’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on October 9, 2011
  • Attempt 2) Loan for $20,000.00 on April 16, 2009
  • Attempt 3) Loan for $29,000.00 on January 1, 2011
  • Attempt 4) Loan for $37,000.00 on December 9, 2011
  • Attempt 5) Loan for $35,000.00 on December 25, 2011
  • Attempt 6) Loan for $37,000.00 on April 9, 2011

Paraphrased and Standardized Quote from Yahaira for this same day loan of $128000, provided by Madison Bank and Trust

Hi, I am Yahaira and I am from Kingston in Arkansas. Madison, county is where I grew up, and now I need a same day loan in Arkansas for $128000 to buy a car. It has been difficult, but Madison Bank and Trust really came through for me with this loan for 6.3% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Madison Bank and Trust for giving me a chance and my excellent credit. It look me 8 years to build my credit to 807, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Signature Loan easily acquired in Kingston, Arkansas for $128000 with excellent credit by Yahaira

Most clients struggle with finding signature loans in Kingston, Arkansas, and Yahaira is no different. Yahaira went to 7 lending institutions or more before settling on Madison Bank and Trust, who offered Yahaira a signature loan for $128000. Most signature loans simply require a client, like Yahaira’s signature to obtain them, up to $38,000 in some cases. Yahaira was able to get $128000 as a same day loan, which is very high for a same day loan. Since signature loans don’t require a cosigner, these loans tend to require higher credit, as high as 740

Fast Loans for Yahaira in Kingston, Arkansas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Kingston, Arkansas aren’t actually that difficult to obtain, especially if you have some gumption like Yahaira. Yahaira was able to find a fast loan for $128000 from Commercial Bank & Trust Company and Marked Tree Bank, but turned down both offers in favor of their same day loan from Madison Bank and Trust. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a borrower is on the go.

Multiple other requests for credit have been made by Yahaira in the past, including one from Benjamin Franklin Savings Association in Kingston, Arkansas before Yahaira was approved for the $128000 by Madison Bank and Trust

Yahaira made 6 previous attempts to obtain a same day loan, 2 of which were with Benjamin Franklin Savings Association, a bank in Kingston, Arkansas known to specialize in same day loans specifically. Prior to finding Madison Bank and Trust, Yahaira was concerned due to their inexperience and excellent credit rating.

Yahaira was rejected by Riverside Bank 7 times prior to being granted funding by Madison Bank and Trust at 101 Public Square

On August 21, 2010, Yahaira applied about borrowing $44,000 from Bank of the Ozarks with Perla, their in law from just outside Kingston, and even with the co-signer, Yahaira was rejected for this same day loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.

Conclusion of Yahaira’s same day loan

In the end, Yahaira was able to find a same day loan for $128000 with an interest rate of 6.7% interest APR from Madison Bank and Trust in Kingston, Arkansas repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.