$152000 Same Day Loan – Kutztown Pennsylvania, Credit Rating Of 539
- Experian: 555 – This client had a fair Experian score
- Transunion: 523 – Maryln had a fair credit rating with Transunion.
- Equifax: Maryln’s Experian score was 539, which is a fair credit rating on the Experian scale.
Signature Loan acquired in Kutztown, Pennsylvania for $152000 with fair credit by Maryln
A lot of clients have difficulty with obtaining signature loans in Kutztown, Pennsylvania, and Maryln is no different. Maryln went to 4 lending institutions or more prior to settling on The Kutztown National Bank, who offered Maryln a signature loan for $152000. Typical signature loans simply require a client, like Maryln’s signature to get them, up to $39,000 in some cases. Maryln was able to get $152000 as a same day loan, which is very high for a same day loan. Because signature loans don’t require collateral, they tend to need higher credit, as high as 790
7 Months Ago, Maryln Attempted to Find a High Risk Loan for $20,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Maryln. Maryln chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Individuals with credit scores as low as 310 can apply for a high risk loan and have a chance to be accepted.
- Full name (Changed if requested): Maryln Haydon
- Current Credit: loans.hit.utils.Fico@377dca04
- Current City: Kutztown
- State: Pennsylvania
- Zip code: 19535
- Yearly income: $58,000
- Current Job: social welfare administrator
- Current County: Berks
- Goal Yearly Income: $118,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $20,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Maryln required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Maryln was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.7%.
Contact Details for The Kutztown National Bank, the provider of this same day loan
- The Kutztown National Bank
- City: Kutztown
- State: Pennsylvania
- Address: 110 West Main Street
- County: Berks
- Zip code: 19530
Maryln was not approved by The Fidelity Bank 5 times before being granted funding by The Kutztown National Bank at 110 West Main Street
On July 5, 2009, Maryln inquired about borrowing $6,000 from Elizabethtown Trust Company with Garfield, their in law from just outside Kutztown, and even with the co-signer, Maryln was rejected for this same day loan. With fair credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Multiple past requests for credit have been made by Maryln in the past, including one from City National Bank of Russellville in Kutztown, Pennsylvania before Maryln was accepted for the $152000 by The Kutztown National Bank
Maryln made 7 prior attempts to obtain a same day loan, 2 of which were with City National Bank of Russellville, a lender in Kutztown, Pennsylvania known to specialize in same day loans specifically. Prior to finding The Kutztown National Bank, Maryln was concerned due to their inexperience and fair credit score.
Personal Loan for a social welfare administrator named Maryln in Kutztown, Pennsylvania to Pay Off Silver Prepaid MasterCard
Maryln had a tonne of credit card debt on their CFCU Rewards Visa and their Comerica Bank Young Adult Visa Card, and they were starting to get in over their heads. Despite Maryln’s job as a social welfare administrator, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this same day loan, Maryln had an Experian score of 555, which is fair, so The Kutztown National Bank most likely cannot provide Maryln a same day loan
Paraphrased and Standardized Quote from Maryln for this same day loan of $152000, provided by The Kutztown National Bank
Hi, I am Maryln and I am from Kutztown in Pennsylvania. Berks, county is where I grew up, and now I need a same day loan in Pennsylvania for $152000 to pay bills. It has been difficult, but The Kutztown National Bank really came through for me with this loan for 6.2% interest APR and a term of 22 years. I can probably repay the loan over the 22 year term, including interest. A big thanks to The Kutztown National Bank for trusting me and my fair credit. It look me 5 years to build my credit to 539, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
When Maryln was 22, they attempted to obtain a student loan from 7 different banks, which harmed their credit score. Below is a chronology of Maryln’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on July 3, 2009
- Attempt 2) Loan for $22,000.00 on May 6, 2010
- Attempt 3) Loan for $24,000.00 on May 3, 2010
- Attempt 4) Loan for $20,000.00 on October 26, 2011
- Attempt 5) Loan for $33,000.00 on November 30, 2013
- Attempt 6) Loan for $25,000.00 on February 4, 2012
- Attempt 7) Loan for $29,000.00 on January 1, 2014
Maryln has a very low current gross income, but has a high number of prospects
Maryln has always wanted to be a fire protection engineering technician, but would have to attend Culinary Institute of America again to achieve it. Maryln has other possibilities as well, including medical records administrator, building maintenance mechanic, and systems analyst, which pay $59,000 through to $93,000 per year, on average. For this reason, we believe that Maryln can afford this same day loan of $152000.
Previous requests on Maryln’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$64650.00||9||11.3%||$956.32||The People’s Bank of Oxford||October 16, 2008|
|$65340.00||11||8.6%||$767.16||First Lehigh Bank||July 18, 2009|
|$65170.00||11||8.6%||$765.16||SunBank||August 4, 2012|
|$64740.00||7||5.2%||$921.13||Merchants Bank (North)||November 8, 2012|
|$64660.00||10||10.7%||$879.75||Green Ridge Bank||December 20, 2012|
Maryln’s Transunion score was changed by the same day loan loan, changing to 523 from 539, which is typical in our experience.
Fast Loans for Maryln in Kutztown, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in Kutztown, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Maryln. Maryln was able to find a fast loan for $152000 from Dauphin Deposit Bank and Trust Company and SunBank, but turned down both offers in favor of their same day loan from The Kutztown National Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement if a client is in a pinch.
Maryln’s Overall FICO score at the time of acceptance for a same day loan, taking into account their social welfare administrator job and their future career as a fire protection engineering technician
Installment loan for Maryln, a graduate of Culinary Institute of America and a social welfare administrator working for over $71,000 per year
Maryln, an alumnus at Culinary Institute of America and a social welfare administrator in Kutztown, Pennsylvania wants a same day loan to purchase a new cell phone. Maryln has instead decided to get an installment loan for $20,000 and is at present seeking lenders like Industrial Valley Bank and Trust Company to provide it.
Conclusion of Maryln’s same day loan
In the end, Maryln was able to find a same day loan for $152000 with an interest rate of 11.8% interest APR from The Kutztown National Bank in Kutztown, Pennsylvania repayable over 22 years from now.