$99000 Same Day Loan – Oklahoma City Oklahoma, Credit Rating Of 662
- Experian: 679 – This individual had a good Experian rating
- Transunion: 648 – Sylvia had a good credit score with Transunion.
- Equifax: Sylvia’s Experian score was 662, which is a good credit rating on the Experian system.
Personal Loan for an emergency management specialist named Sylvia in Oklahoma City, Oklahoma to Pay Off Jackson Hewitt ipower Prepaid Visa Card
Sylvia had a lot of credit card debt on their HSBC Platinum MasterCard and their Avianca LifeMiles Visa Secured Card, and they were starting to get in over their heads. Despite Sylvia’s job as an emergency management specialist, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Before applying for this same day loan, Sylvia had an Experian score of 679, which is good, so Continental Federal Savings and Loan Association, F.A. probably cannot provide Sylvia a same day loan
Signature Loan found in Oklahoma City, Oklahoma for $99000 with good credit by Sylvia
A lot of clients struggle with obtaining signature loans in Oklahoma City, Oklahoma, and Sylvia is not an exception. Sylvia went to 5 lenders or more before settling on Continental Federal Savings and Loan Association, F.A., who offered Sylvia a signature loan for $99000. Most signature loans simply require a client, like Sylvia’s signature to obtain them, up to $31,000 in some cases. Sylvia was able to get $99000 as a same day loan, which is very high for a same day loan. Because signature loans do not need a cosigner, they tend to require higher credit, as high as 753
Installment loan for Sylvia, a graduate of Northwestern Michigan College and an emergency management specialist working for over $71,000 per year
Sylvia, an alumnus at Northwestern Michigan College and an emergency management specialist in Oklahoma City, Oklahoma needs a same day loan to purchase a car. Sylvia has instead chosen to obtain an installment loan for $7,000 and is at present seeking lenders like Security Bank and Trust Company to provide it.
Contact Details for Continental Federal Savings and Loan Association, F.A., the provider of this same day loan
- Continental Federal Savings and Loan Association, F.A.
- City: Oklahoma City
- State: Oklahoma
- Address: 13801 Continental Drive
- County: Oklahoma
- Zip code: 73134
Previous requests on Sylvia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$87550.00||7||10.7%||$1485.3||The First State Bank||March 28, 2009|
|$87690.00||3||6.3%||$2679.64||Security Bank and Trust Company||August 24, 2010|
|$88480.00||7||11.7%||$1547.75||The First State Bank, Willow, Okla.||October 2, 2010|
|$87570.00||6||9.4%||$1595.94||Sooner State Bank||September 23, 2013|
9 Months in the Past, Sylvia Tried to Find a High Risk Loan for $42,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Sylvia. Sylvia decided not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit clients. Clients with credit ratings as low as 347 can inquire for a high risk loan and may be be approved.
- Full name (Changed if requested): Sylvia Mend
- Current Credit: loans.hit.utils.Fico@2e817b38
- Current City: Oklahoma City
- State: Oklahoma
- Zip code: 73138
- Yearly income: $31,000
- Current Job: emergency management specialist
- Current County: Oklahoma
- Goal Yearly Income: $117,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Sylvia has a very low current gross income, but has a high number of prospects
Sylvia has always wanted to be a physical education instructor, but would have to attend Northwestern Michigan College again to achieve it. Sylvia has other prospects as well, including dispatcher, desktop publishing specialist, and construction trades supervisor, which pay $51,000 through to $90,000 per year, at least. For this reason, we believe that Sylvia can afford this same day loan of $99000.
Fast Loans for Sylvia in Oklahoma City, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Oklahoma City, Oklahoma aren’t actually that difficult to obtain, especially if you have some finesse like Sylvia. Sylvia was able to find a fast loan for $99000 from The First State Bank and The Liberty State Bank of Tahlequah, Oklahoma, but turned down both offers in favor of their same day loan from Continental Federal Savings and Loan Association, F.A.. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better in the case that a borrower is in a pinch.
Several previous requests for credit have been made by Sylvia in the past, including one from Matewan National Bank/Kentucky in Oklahoma City, Oklahoma before Sylvia was approved for the $99000 by Continental Federal Savings and Loan Association, F.A.
Sylvia made 9 previous tries to obtain a same day loan, 2 of which were with Matewan National Bank/Kentucky, a lending institution in Oklahoma City, Oklahoma known to specialize in same day loans specifically. Prior to finding Continental Federal Savings and Loan Association, F.A., Sylvia was very concerned due to their inexperience and good credit rating.
Sylvia’s Overall FICO score at the time of acceptance for a same day loan, taking into account their emergency management specialist job and their future job as a physical education instructor
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $38,000.00 to $48,000.00. They are typically used to pay off existing high interest loans like credit cards. Sylvia required a debt consolidation loan to pay for their existing same day loan and their credit card. Sylvia was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.0%.
Sylvia was declined by The First State Bank 5 times prior to being approved by Continental Federal Savings and Loan Association, F.A. at 13801 Continental Drive
On October 15, 2010, Sylvia applied about borrowing $8,000 from The Security Bank & Trust Company with Raelene, their in law from just outside Oklahoma City, and even with the co-signer, Sylvia was rejected for this same day loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.
When Sylvia was 19, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit score. Below is a list of Sylvia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on May 19, 2012
- Attempt 2) Loan for $34,000.00 on March 17, 2011
- Attempt 3) Loan for $39,000.00 on December 15, 2008
- Attempt 4) Loan for $27,000.00 on August 29, 2009
Sylvia’s Transunion score was altered by the same day loan loan, changing to 648 from 662, which is typical in our experience.
Paraphrased and Standardized Quote from Sylvia for this same day loan of $99000, provided by Continental Federal Savings and Loan Association, F.A.
Hello, I am Sylvia and I’m from Oklahoma City in Oklahoma. Oklahoma, county is where I grew up, and now I need a same day loan in Oklahoma for $99000 to pay bills. It wasn’t easy, but Continental Federal Savings and Loan Association, F.A. really came through for me with this loan for 11.4% interest APR and a term of 14 years. I can repay the loan over the 14 year term, including interest. A big thanks to Continental Federal Savings and Loan Association, F.A. for giving me a chance and my good credit. It look me 8 years to create my credit to 662, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Sylvia’s same day loan
In the end, Sylvia was able to find a same day loan for $99000 with an interest rate of 6.0% interest APR from Continental Federal Savings and Loan Association, F.A. in Oklahoma City, Oklahoma repayable over 14 years from now.