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Same Day Loan With Low APR In Alexandria City County, Virginia

$30000 Same Day Loan – Alexandria Virginia, Credit Score Of 315

  • Experian: 330 – This individual had a terrible Experian score
  • Transunion: 300 – Londa had a terrible credit rating with Transunion.
  • Equifax: Londa’s Experian score was 315, which is a terrible credit score on the Experian scale.

7 Months in the Past, Londa Tried to Find a High Risk Loan for $31,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Londa. Londa decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Individuals with credit ratings as low as 462 can apply for a high risk loan and may be be approved.

Previous requests on Londa’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$97900.00 9 9.6% $1357.19 Citizens Bank and Trust Company November 17, 2008
$98310.00 11 10.4% $1253.18 Peoples Community Bank November 26, 2013
$98340.00 4 5.8% $2300.51 Crestar Bank June 1, 2014
$98220.00 9 5.2% $1140.73 The Merchants and Farmers Bank November 14, 2014

Signature Loan found in Alexandria, Virginia for $30000 with terrible credit by Londa

Most clients have difficulty with finding signature loans in Alexandria, Virginia, and Londa is not an exception. Londa went to 4 lenders or more before finding Dominion Bank, who offered Londa a signature loan for $30000. Typical signature loans simply need a client, like Londa’s signature to get them, up to $23,000 in some cases. Londa was able to get $30000 as a same day loan, which is very high for a same day loan. Since signature loans do not need a cosigner, they generally need improved credit, as high as 794

Personal Loan for a counseling psychologist named Londa in Alexandria, Virginia to Pay Off First Niagara Pinnacle WORLD MasterCard

Londa had a lot of credit card debt on their Sam Houston State University Platinum Visa Credit Card and their US Bank FlexPerks Business Travel Rewards Visa, and they were starting to get in over their heads. Despite Londa’s job as a counseling psychologist, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $30,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Londa needed a debt consolidation loan to pay for their existing same day loan and their credit card. Londa was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.

When Londa was 18, they tried to obtain a student loan from 7 different banks, which harmed their credit score. Below is a list of Londa’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on December 4, 2012
  • Attempt 2) Loan for $39,000.00 on November 23, 2008
  • Attempt 3) Loan for $30,000.00 on September 13, 2010
  • Attempt 4) Loan for $35,000.00 on March 19, 2012
  • Attempt 5) Loan for $35,000.00 on April 16, 2010
  • Attempt 6) Loan for $31,000.00 on December 13, 2009
  • Attempt 7) Loan for $25,000.00 on November 9, 2008

Londa’s Overall FICO score at the time of acceptance for a same day loan, taking into account their counseling psychologist job and their future career as a petroleum technician

Fico Score: 315

Londa has a disappointing current total income, but has several of prospects

Londa has always wanted to be a petroleum technician, but would need attend Oregon Health & Science University again to become one. Londa has other possibilities as well, including electric motor mechanic, criminal investigator, and historical archivist, which pay $55,000 through to $105,000 per year, at least. Because of this, we think that Londa can pay for this same day loan of $30000.

Client Profile: Londa Renfroe of Alexandria, Virginia
  • Full name (Changed if requested): Londa Renfroe
  • Current Credit: loans.hit.utils.Fico@7a07c5b4
  • Current City: Alexandria
  • State: Virginia
  • Zip code: 22307
  • Yearly income: $46,000
  • Current Job: counseling psychologist
  • Current County: Alexandria City
  • Goal Yearly Income: $139,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Londa was not approved by First Virginia Bank – Blue Ridge 5 times prior to being accepted by Dominion Bank at 3506 Mount Vernon Avenue

On December 25, 2008, Londa inquired about borrowing $3,000 from Bank of Virginia – Potomac with Coreen, their friend from just outside Alexandria, and even with the co-signer, Londa was rejected for this same day loan. With terrible credit, it can be challenging to procure funding, even with collateral and a co-signer.

Installment loan for Londa, a graduate of Oregon Health & Science University and a counseling psychologist working for over $75,000 per year

Londa, an alumnus at Oregon Health & Science University and a counseling psychologist in Alexandria, Virginia wants a same day loan to purchase a house. Londa has instead decided to get an installment loan for $13,000 and is currently seeking lenders like Fidelity American Bank, Natural Bridge to process their request.

Before applying for this same day loan, Londa had an Experian score of 330, which is terrible, so Dominion Bank likely cannot provide Londa a same day loan

Experian Score: 330

Contact Details for Dominion Bank, the provider of this same day loan

  • Dominion Bank
  • City: Alexandria
  • State: Virginia
  • Address: 3506 Mount Vernon Avenue
  • County: Alexandria City
  • Zip code: 22305

Londa’s Transunion score was changed by the same day loan loan, changing to 300 from 315, which is typical in our experience.

Transunion Score: 300

Paraphrased and Standardized Quote from Londa for this same day loan of $30000, provided by Dominion Bank

Hi, I am Londa and my hometown is Alexandria in Virginia. Alexandria City, county is where I grew up, and now I need a same day loan in Virginia for $30000 to renovate my home. It wasn’t easy, but Dominion Bank really came through for me with this loan for 11.0% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to Dominion Bank for giving me a chance and my terrible credit. It look me 8 years to build my credit to 315, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Fast Loans for Londa in Alexandria, Virginia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Alexandria, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Londa. Londa was able to find a fast loan for $30000 from First Virginia Bank-South Hill and First Virginia Bank – Planters, but turned down both offers in favor of their same day loan from Dominion Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference if a client is in a time sensitive situation.

Multiple previous requests for credit have been made by Londa in the past, including one from Bank of Miami in Alexandria, Virginia before Londa was approved for the $30000 by Dominion Bank

Londa made 6 prior attempts to obtain a same day loan, 2 of which were with Bank of Miami, a lending institution in Alexandria, Virginia known to specialize in same day loans specifically. Before finding Dominion Bank, Londa was desperate due to their inexperience and terrible credit rating.

Conclusion of Londa’s same day loan

In the end, Londa was able to find a same day loan for $30000 with an interest rate of 5.4% interest APR from Dominion Bank in Alexandria, Virginia repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.