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Same Day Loan With Reasonable APR In Acadia County, Louisiana

$81000 Same Day Loan – Crowley Louisiana, Credit Score Of 448

  • Experian: 461 – This individual had a bad Experian score
  • Transunion: 436 – Joey had a bad credit score with Transunion.
  • Equifax: Joey’s Experian score was 448, which is a bad credit rating on the Experian rating scheme.

Joey was rejected by Landmark Bank 5 times before being accepted by Acadia Savings and Loan Association, A FSA at 576 North Parkerson

On September 2, 2010, Joey applied about borrowing $46,000 from St. Bernard Bank & Trust Co. with Gale, their friend from just outside Crowley, and even with the co-signer, Joey was rejected for this same day loan. With bad credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Personal Loan for a foreign service peacekeeping specialist named Joey in Crowley, Louisiana to Pay Off Bank of Akron MasterCard Gold

Joey had a lot of credit card debt on their Bank of Nevada Visa Business Card and their The Company Store Credit Card, and they were starting to get in over their heads. Despite Joey’s job as a foreign service peacekeeping specialist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Installment loan for Joey, a graduate of College of Eastern Utah and a foreign service peacekeeping specialist working for over $70,000 per year

Joey, an alumnus at College of Eastern Utah and a foreign service peacekeeping specialist in Crowley, Louisiana needs a same day loan to purchase a car. Joey has instead decided to get an installment loan for $2,000 and is currently seeking lenders like Citizens Bank & Trust Company to process their request.

Before applying for this same day loan, Joey had an Experian score of 461, which is bad, so Acadia Savings and Loan Association, A FSA probably cannot provide Joey a same day loan

Experian Score: 461

Previous requests on Joey’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$62590.00 8 10.1% $953.07 Bank of Zachary April 17, 2009
$63390.00 9 7.1% $795.99 Landmark Bank April 16, 2012
$62800.00 9 6.7% $775.89 Bank of Gonzales May 27, 2013
$63160.00 4 5.8% $1477.53 The Highlands Bank September 24, 2013

Joey has a low current yearly income, but has several of prospects

Joey has always wanted to be a public relations specialist, but would have to attend College of Eastern Utah again to achieve it. Joey has other possibilities as well, including directory assistance operator, conservation scientist, and cook, which pay $50,000 through to $102,000 per year, at least. For this reason, we believe that Joey can pay for this same day loan of $81000.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $25,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Joey required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Joey was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.

Joey’s Transunion score was altered by the same day loan loan, changing to 436 from 448, which is normal in our experience.

Transunion Score: 436

Many previous requests for credit have been made by Joey in the past, including one from NBD Monroe County Bank in Crowley, Louisiana before Joey was approved for the $81000 by Acadia Savings and Loan Association, A FSA

Joey made 8 prior attempts to obtain a same day loan, 2 of which were with NBD Monroe County Bank, a lender in Crowley, Louisiana known to specialize in same day loans specifically. Before finding Acadia Savings and Loan Association, A FSA, Joey was very concerned due to their inexperience and bad credit score.

8 Months in the Past, Joey Attempted to Find a High Risk Loan for $35,000.00, and it was Easy

There is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Joey. Joey chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Individuals with credit ratings as low as 531 can apply for a high risk loan and possibly can be approved.

Fast Loans for Joey in Crowley, Louisiana to prevent bankruptcy or harm from debt collectors.

Fast loans in Crowley, Louisiana aren’t actually that difficult to obtain, particularly if you have some gumption like Joey. Joey was able to find a fast loan for $81000 from Bank of Zachary and The First National Bank of Lake Charles, but declined both offers in favor of their same day loan from Acadia Savings and Loan Association, A FSA. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement in the case that you are in a pinch.

Joey’s Overall FICO score at the time of acceptance for a same day loan, taking into account their foreign service peacekeeping specialist job and their future job as a public relations specialist

Fico Score: 448

When Joey was 22, they tried to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Joey’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on February 19, 2012
  • Attempt 2) Loan for $29,000.00 on April 14, 2009
  • Attempt 3) Loan for $37,000.00 on December 25, 2010
  • Attempt 4) Loan for $28,000.00 on March 5, 2012
  • Attempt 5) Loan for $35,000.00 on August 4, 2011
  • Attempt 6) Loan for $38,000.00 on March 23, 2012

Paraphrased and Standardized Quote from Joey for this same day loan of $81000, provided by Acadia Savings and Loan Association, A FSA

Hello, I am Joey and I am from Crowley in Louisiana. Acadia, county is where I grew up, and now I need a same day loan in Louisiana for $81000 to renovate my home. It wasn’t easy, but Acadia Savings and Loan Association, A FSA really came through for me with this loan for 9.7% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to Acadia Savings and Loan Association, A FSA for giving me a chance and my bad credit. It look me 4 years to build my credit to 448, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Signature Loan found in Crowley, Louisiana for $81000 with bad credit by Joey

A lot of prospective borrowers struggle with finding signature loans in Crowley, Louisiana, and Joey is the same. Joey went to 6 lending institutions or more before settling on Acadia Savings and Loan Association, A FSA, who offered Joey a signature loan for $81000. Most signature loans simply require a client, like Joey’s signature to obtain them, up to $28,000 in some cases. Joey was able to get $81000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need collateral, these loans generally require improved credit, as high as 746

Client Profile: Joey Bielser of Crowley, Louisiana
  • Full name (Changed if requested): Joey Bielser
  • Current Credit: loans.hit.utils.Fico@5910e440
  • Current City: Crowley
  • State: Louisiana
  • Zip code: 70529
  • Yearly income: $50,000
  • Current Job: foreign service peacekeeping specialist
  • Current County: Acadia
  • Goal Yearly Income: $119,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Contact Details for Acadia Savings and Loan Association, A FSA, the provider of this same day loan

  • Acadia Savings and Loan Association, A FSA
  • City: Crowley
  • State: Louisiana
  • Address: 576 North Parkerson
  • County: Acadia
  • Zip code: 70526

Conclusion of Joey’s same day loan

In the end, Joey was able to find a same day loan for $81000 with an interest rate of 10.4% interest APR from Acadia Savings and Loan Association, A FSA in Crowley, Louisiana repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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