$28000 Same Day Loan – Crowley Louisiana, Credit Score Of 757
- Experian: 771 – This client had an excellent Experian rating
- Transunion: 742 – Debroah had an excellent credit rating with Transunion.
- Equifax: Debroah’s Experian score was 757, which is an excellent credit score with the Experian system.
Several past requests for credit have been made by Debroah in the past, including one from Michigan National Bank – Oakland in Crowley, Louisiana before Debroah was approved for the $28000 by Acadia Savings and Loan Association
Debroah made 7 previous attempts to obtain a same day loan, 2 of which were with Michigan National Bank – Oakland, a lending institution in Crowley, Louisiana known to specialize in same day loans specifically. Prior to finding Acadia Savings and Loan Association, Debroah was very concerned due to their inexperience and excellent credit rating.
Debroah’s Overall FICO score at the time of acceptance for a same day loan, taking into account their clinical sociologist job and their future career as a credit adjuster
Previous requests on Debroah’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$45330.00||3||8.3%||$1426.76||Bank of Zachary||December 11, 2010|
|$45280.00||6||10.7%||$854.92||Landmark Bank||October 24, 2014|
|$44530.00||3||7.8%||$1391.3||Bank of Gonzales||January 16, 2015|
|$45470.00||11||5.2%||$453.06||The Highlands Bank||June 21, 2015|
|$44790.00||6||5.3%||$727.59||Bank of Grand Cane||August 13, 2015|
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $36,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Debroah needed a debt consolidation loan to pay for their existing same day loan and their credit card. Debroah was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.0%.
Signature Loan acquired in Crowley, Louisiana for $28000 with excellent credit by Debroah
Many prospective borrowers have difficulty with obtaining signature loans in Crowley, Louisiana, and Debroah is not an exception. Debroah went to 4 lenders or more before settling on Acadia Savings and Loan Association, who offered Debroah a signature loan for $28000. Most signature loans simply need a client, like Debroah’s signature to obtain them, up to $39,000 in some cases. Debroah was able to get $28000 as a same day loan, which is very high for a same day loan. Because signature loans do not need a cosigner, they tend to need higher credit, as high as 748
Debroah has a low current total income, but has a high number of prospects
Debroah has always wanted to be a credit adjuster, but would need attend American Pacific College again to become one. Debroah has other prospects as well, including agricultural inspector, electronics technician, and political science professor, which pay $59,000 through to $107,000 per year, on average. For this reason, we believe that Debroah can afford this same day loan of $28000.
8 Months in the Past, Debroah Tried to Find a High Risk Loan for $40,000.00, and it was Hard
It is an existing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Debroah. Debroah decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 457 can apply for a high risk loan and have a chance to be accepted.
Debroah was rejected by The First National Bank of Abbeville 4 times before being approved by Acadia Savings and Loan Association at 576 North Parkerson
On October 27, 2012, Debroah inquired about borrowing $26,000 from St. James Bank & Trust Company with Travis, their friend from just outside Crowley, and even with the co-signer, Debroah was rejected for this same day loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Fast Loans for Debroah in Crowley, Louisiana to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Crowley, Louisiana aren’t actually that difficult to obtain, especially if you have some finesse like Debroah. Debroah was able to find a fast loan for $28000 from Bank of Pleasant Hill and Louisiana National Bank of Baton Rouge, but declined both offers in favor of their same day loan from Acadia Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if a borrower is in a pinch.
When Debroah was 24, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a chronology of Debroah’s previous attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on November 8, 2008
- Attempt 2) Loan for $30,000.00 on December 3, 2009
- Attempt 3) Loan for $31,000.00 on February 13, 2012
- Attempt 4) Loan for $36,000.00 on August 1, 2010
- Attempt 5) Loan for $26,000.00 on February 14, 2013
Before applying for this same day loan, Debroah had an Experian score of 771, which is excellent, so Acadia Savings and Loan Association likely cannot provide Debroah a same day loan
Personal Loan for a clinical sociologist named Debroah in Crowley, Louisiana to Pay Off Western Union MoneyWise Visa Prepaid Card
Debroah had a tonne of credit card debt on their Sandy Spring Bank Visa Buxx and their Union State Bank Credit Cards, and they were starting to get in over their heads. Despite Debroah’s job as a clinical sociologist, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Contact Details for Acadia Savings and Loan Association, the provider of this same day loan
- Acadia Savings and Loan Association
- City: Crowley
- State: Louisiana
- Address: 576 North Parkerson
- County: Acadia
- Zip code: 70526
- Full name (Changed if requested): Debroah Limmel
- Current Credit: loans.hit.utils.Fico@7c3df479
- Current City: Crowley
- State: Louisiana
- Zip code: 70535
- Yearly income: $46,000
- Current Job: clinical sociologist
- Current County: Acadia
- Goal Yearly Income: $120,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Debroah’s Transunion score was altered by the same day loan loan, changing to 742 from 757, which is typical in our experience.
Installment loan for Debroah, a graduate of American Pacific College and a clinical sociologist working for over $70,000 per year
Debroah, an alumnus at American Pacific College and a clinical sociologist in Crowley, Louisiana wants a same day loan to purchase a car. Debroah has instead chosen to get an installment loan for $21,000 and is at present seeking lenders like The Highlands Bank to process their request.
Paraphrased and Standardized Quote from Debroah for this same day loan of $28000, provided by Acadia Savings and Loan Association
Hello, I am Debroah and my hometown is Crowley in Louisiana. Acadia, county is where I grew up, and now I need a same day loan in Louisiana for $28000 to pay bills. It wasn’t easy, but Acadia Savings and Loan Association really came through for me with this loan for 9.0% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Acadia Savings and Loan Association for trusting me and my excellent credit. It look me 4 years to create my credit to 757, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.
Conclusion of Debroah’s same day loan
In the end, Debroah was able to find a same day loan for $28000 with an interest rate of 6.0% interest APR from Acadia Savings and Loan Association in Crowley, Louisiana repayable over 3 years from today.