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Same Day Loan With Reasonable APR In Gallia County, Ohio

$69000 Same Day Loan – Vinton Ohio, Credit Rating Of 775

  • Experian: 793 – This client had an excellent Experian score
  • Transunion: 763 – Virgil had an excellent credit rating with Transunion.
  • Equifax: Virgil’s Experian score was 775, which is an excellent credit score on the Experian rating scheme.

When Virgil was 22, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Virgil’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on June 10, 2010
  • Attempt 2) Loan for $23,000.00 on May 29, 2010
  • Attempt 3) Loan for $24,000.00 on February 22, 2012
  • Attempt 4) Loan for $25,000.00 on February 8, 2009
  • Attempt 5) Loan for $22,000.00 on August 25, 2012
  • Attempt 6) Loan for $20,000.00 on August 24, 2009
  • Attempt 7) Loan for $38,000.00 on October 6, 2011

Contact Details for The Vinton Banking Company, the provider of this same day loan

  • The Vinton Banking Company
  • City: Vinton
  • State: Ohio
  • Address: Main Street
  • County: Gallia
  • Zip code: 45686

Paraphrased and Standardized Quote from Virgil for this same day loan of $69000, provided by The Vinton Banking Company

Hi, I am Virgil and I am from Vinton in Ohio. Gallia, county is where I grew up, and now I need a same day loan in Ohio for $69000 to buy a big ticket item. It has been difficult, but The Vinton Banking Company really came through for me with this loan for 11.6% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to The Vinton Banking Company for giving me a chance and my excellent credit. It look me 6 years to create my credit to 775, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Previous requests on Virgil’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$23600.00 5 11.6% $520.21 The Vinton Banking Company January 14, 2012
$24470.00 6 11.7% $474.58 The Ohio Valley Bank Company March 27, 2012
$24290.00 11 8.5% $283.86 The Citizens Bank November 30, 2012
$23860.00 11 6.2% $249.8 The Peoples Bank January 26, 2013

Virgil’s Overall FICO score at the time of acceptance for a same day loan, taking into account their foreign student adviser job and their future career as a sales representitive

Fico Score: 775

Virgil was not approved by AmeriTrust Company National Association 5 times before being granted funding by The Vinton Banking Company at Main Street

On August 5, 2011, Virgil inquired about borrowing $48,000 from Bank One, Ashland with Keli, their in law from just outside Vinton, and even with the co-signer, Virgil was rejected for this same day loan. With excellent credit, it can be challenging to procure financing, even with collateral and a co-signer.

Before applying for this same day loan, Virgil had an Experian score of 793, which is excellent, so The Vinton Banking Company probably cannot provide Virgil a same day loan

Experian Score: 793

Many other requests for credit have been made by Virgil in the past, including one from Boatmen’s Bank of Delaware in Vinton, Ohio before Virgil was approved for the $69000 by The Vinton Banking Company

Virgil made 4 prior attempts to obtain a same day loan, 2 of which were with Boatmen’s Bank of Delaware, a lending institution in Vinton, Ohio known to specialize in same day loans specifically. Prior to finding The Vinton Banking Company, Virgil was concerned due to their inexperience and excellent credit rating.

Client Profile: Virgil Dowler of Vinton, Ohio
  • Full name (Changed if requested): Virgil Dowler
  • Current Credit: loans.hit.utils.Fico@30dae81
  • Current City: Vinton
  • State: Ohio
  • Zip code: 45695
  • Yearly income: $33,000
  • Current Job: foreign student adviser
  • Current County: Gallia
  • Goal Yearly Income: $107,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Personal Loan for a foreign student adviser named Virgil in Vinton, Ohio to Pay Off Gulf Platinum MasterCard

Virgil had a tonne of credit card debt on their First Hawaiian Bank Priority Rewards Business Credit Card and their Christian Community Credit Union Business Platinum Rewards Visa, and they were starting to get in over their heads. Despite Virgil’s job as a foreign student adviser, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Virgil has a disappointing current total income, but has a large amount of prospects

Virgil has always wanted to be a sales representitive, but would have to attend Southwest Technology Center again to achieve it. Virgil has other prospects as well, including newspaper editor, scientific linguist, and personnel assistant, which pay $53,000 through to $91,000 per year, on average. For this reason, we believe that Virgil can afford this same day loan of $69000.

Fast Loans for Virgil in Vinton, Ohio to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Vinton, Ohio aren’t actually that difficult to obtain, particularly if you have some gumption like Virgil. Virgil was able to find a fast loan for $69000 from PNC Bank, Ohio, National Association and The Peoples Savings Bank Company, but turned down both offers in favor of their same day loan from The Vinton Banking Company. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that you are on the go.

Signature Loan found in Vinton, Ohio for $69000 with excellent credit by Virgil

Many borrowers have difficulty with obtaining signature loans in Vinton, Ohio, and Virgil is the same. Virgil went to 7 lending institutions or more prior to finding The Vinton Banking Company, who offered Virgil a signature loan for $69000. Most signature loans simply need a client, like Virgil’s signature to obtain them, up to $24,000 in some cases. Virgil was able to get $69000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, these loans generally require higher credit, as high as 768

Installment loan for Virgil, a graduate of Southwest Technology Center and a foreign student adviser working for over $64,000 per year

Virgil, an alumnus at Southwest Technology Center and a foreign student adviser in Vinton, Ohio needs a same day loan to purchase a car. Virgil has instead chosen to get an installment loan for $11,000 and is at present seeking lenders like The Peoples Bank to process their request.

Virgil’s Transunion score was altered by the same day loan loan, changing to 763 from 775, which is typical in our experience.

Transunion Score: 763

8 Months in the Past, Virgil Tried to Find a High Risk Loan for $24,000.00, and it was Easy

It is an ongoing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Virgil. Virgil chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit scores as low as 417 can apply for a high risk loan and may be be approved.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $28,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Virgil needed a debt consolidation loan to pay for their existing same day loan and their payday loan. Virgil was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.2%.

Conclusion of Virgil’s same day loan

In the end, Virgil was able to find a same day loan for $69000 with an interest rate of 11.8% interest APR from The Vinton Banking Company in Vinton, Ohio repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.