$24000 Same Day Loan – Alpharetta Georgia, Credit Rating Of 440
- Experian: 455 – This client had a bad Experian rating
- Transunion: 423 – Buena had a bad credit score with Transunion.
- Equifax: Buena’s Experian score was 440, which is a bad credit score on the Experian system.
Installment loan for Buena, a graduate of Santa Fe College and a fire prevention engineer working for over $61,000 per year
Buena, an alumnus at Santa Fe College and a fire prevention engineer in Alpharetta, Georgia wants a same day loan to purchase a car. Buena has instead chosen to obtain an installment loan for $8,000 and is currently seeking lenders like Bank of Morgan County to provide it.
Fast Loans for Buena in Alpharetta, Georgia to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Alpharetta, Georgia aren’t actually that difficult to obtain, particularly if you have some gumption like Buena. Buena was able to find a fast loan for $24000 from First South Bank, National Association and Exchange Bank, but declined both offers in favor of their same day loan from NetBank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if you are on the go.
Buena’s Overall FICO score at the time of acceptance for a same day loan, taking into account their fire prevention engineer job and their future job as a food preparation worker
Signature Loan found in Alpharetta, Georgia for $24000 with bad credit by Buena
Many prospective borrowers have difficulty with obtaining signature loans in Alpharetta, Georgia, and Buena is not an exception. Buena went to 5 lenders or more before finding NetBank, who offered Buena a signature loan for $24000. Typical signature loans simply require a client, like Buena’s signature to get them, up to $36,000 in some cases. Buena was able to get $24000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, they generally require better credit, as high as 786
Contact Details for NetBank, the provider of this same day loan
- City: Alpharetta
- State: Georgia
- Address: 1015 Windward Ridge Parkway
- County: Forsyth
- Zip code: 30005
Buena was declined by The Commercial Bank 4 times prior to being accepted by NetBank at 1015 Windward Ridge Parkway
On May 24, 2010, Buena applied about borrowing $16,000 from United Bank with Mika, their in law from just outside Alpharetta, and even with the co-signer, Buena was rejected for this same day loan. With bad credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $21,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Buena needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Buena was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.8%.
- Full name (Changed if requested): Buena Mermis
- Current Credit: loans.hit.utils.Fico@4d405ef7
- Current City: Alpharetta
- State: Georgia
- Zip code: 30012
- Yearly income: $65,000
- Current Job: fire prevention engineer
- Current County: Forsyth
- Goal Yearly Income: $119,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Paraphrased and Standardized Quote from Buena for this same day loan of $24000, provided by NetBank
Hi, I am Buena and I am from Alpharetta in Georgia. Forsyth, county is where I grew up, and now I need a same day loan in Georgia for $24000 to buy a big ticket item. It wasn’t easy, but NetBank really came through for me with this loan for 10.3% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to NetBank for giving me a chance and my bad credit. It look me 9 years to build my credit to 440, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.
6 Months in the Past, Buena Tried to Find a High Risk Loan for $37,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Buena. Buena chose not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Individuals with credit ratings as low as 565 can apply for a high risk loan and may be be approved.
When Buena was 23, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a list of Buena’s prior attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on January 22, 2013
- Attempt 2) Loan for $25,000.00 on March 19, 2010
- Attempt 3) Loan for $22,000.00 on April 4, 2012
- Attempt 4) Loan for $34,000.00 on June 14, 2009
- Attempt 5) Loan for $37,000.00 on January 1, 2009
Buena’s Transunion score was altered by the same day loan loan, changing to 423 from 440, which is typical in our experience.
Previous requests on Buena’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$109410.00||7||7.2%||$1662.01||NationsBank of Florida, National Association||November 5, 2009|
|$108830.00||5||7.8%||$2196.28||Century Bank and Trust||May 26, 2010|
|$109150.00||9||9.8%||$1524.89||Bank of Madison||May 23, 2014|
|$109170.00||11||6.4%||$1154.16||Bank of Hazlehurst||May 28, 2015|
Personal Loan for a fire prevention engineer named Buena in Alpharetta, Georgia to Pay Off Union Bank Platinum Edition Visa Card
Buena had a tonne of credit card debt on their New York Community Bank Maximum Rewards Visa Card and their American Society of Civil Engineers Rewards American Express Card, and they were starting to get in over their heads. Despite Buena’s job as a fire prevention engineer, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Buena has a sad current gross income, but has a high number of prospects
Buena has always wanted to be a food preparation worker, but would need attend Santa Fe College again to become one. Buena has other possibilities as well, including ship mate, technical & scientific publications editor, and interpreter for the hearing impaired, which pay $56,000 through to $91,000 per year, at least. Because of this, we believe that Buena can pay for this same day loan of $24000.
Many other requests for credit have been made by Buena in the past, including one from The Bank of Commerce in Alpharetta, Georgia before Buena was accepted for the $24000 by NetBank
Buena made 5 prior attempts to obtain a same day loan, 2 of which were with The Bank of Commerce, a lending institution in Alpharetta, Georgia known to specialize in same day loans specifically. Prior to finding NetBank, Buena was concerned due to their inexperience and bad credit score.
Before applying for this same day loan, Buena had an Experian score of 455, which is bad, so NetBank probably cannot provide Buena a same day loan
Conclusion of Buena’s same day loan
In the end, Buena was able to find a same day loan for $24000 with an interest rate of 8.5% interest APR from NetBank in Alpharetta, Georgia repayable over 17 years from today.