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Same Day Loan With Very Low APR In Montgomery County, Maryland

$70000 Same Day Loan – Chevy Chase Maryland, Credit Score Of 743

  • Experian: 757 – This individual had an excellent Experian score
  • Transunion: 724 – Melody had an excellent credit rating with Transunion.
  • Equifax: Melody’s Experian score was 743, which is an excellent credit score using the Experian scale.

Before applying for this same day loan, Melody had an Experian score of 757, which is excellent, so Suburbia Federal Savings and Loan Association likely cannot provide Melody a same day loan

Experian Score: 757

Paraphrased and Standardized Quote from Melody for this same day loan of $70000, provided by Suburbia Federal Savings and Loan Association

Hi, I am Melody and I am from Chevy Chase in Maryland. Montgomery, county is where I grew up, and now I need a same day loan in Maryland for $70000 to buy a big ticket item. It wasn’t easy, but Suburbia Federal Savings and Loan Association really came through for me with this loan for 5.2% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to Suburbia Federal Savings and Loan Association for giving me a chance and my excellent credit. It look me 9 years to build my credit to 743, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Installment loan for Melody, a graduate of Randolph-Macon Woman’s College and a job analyst working for over $67,000 per year

Melody, an alumnus at Randolph-Macon Woman’s College and a job analyst in Chevy Chase, Maryland needs a same day loan to purchase a car. Melody has instead decided to obtain an installment loan for $24,000 and is currently seeking lenders like Maryland National Bank to process their request.

Signature Loan acquired in Chevy Chase, Maryland for $70000 with excellent credit by Melody

A lot of borrowers struggle with finding signature loans in Chevy Chase, Maryland, and Melody is no exception. Melody went to 6 lending institutions or more before settling on Suburbia Federal Savings and Loan Association, who offered Melody a signature loan for $70000. Typical signature loans simply require a client, like Melody’s signature to get them, up to $41,000 in some cases. Melody was able to get $70000 as a same day loan, which is very high for a same day loan. Since signature loans don’t need a cosigner, these loans generally need better credit, as high as 771

Contact Details for Suburbia Federal Savings and Loan Association, the provider of this same day loan

  • Suburbia Federal Savings and Loan Association
  • City: Chevy Chase
  • State: Maryland
  • Address: 5416 Wisconsin Ave
  • County: Montgomery
  • Zip code: 20015

Melody’s Overall FICO score at the time of acceptance for a same day loan, taking into account their job analyst job and their future job as a musical instrument tuner

Fico Score: 743

Melody’s Transunion score was changed by the same day loan loan, changing to 724 from 743, which is normal in our experience.

Transunion Score: 724

Melody has a low current gross income, but has several of prospects

Melody has always wanted to be a musical instrument tuner, but would need attend Randolph-Macon Woman’s College again to become one. Melody has other prospects as well, including soil scientist, word processing specialist, and excavating supervisor, which pay $55,000 through to $105,000 per year, at least. Because of this, we think that Melody can pay for this same day loan of $70000.

Previous requests on Melody’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$55330.00 3 11.4% $1821.93 American Security Bank, National Association February 18, 2014
$54600.00 9 10.6% $786.55 The Forest Hill State Bank May 13, 2015
$55140.00 7 5.6% $794.98 Boonsboro Bank of Boonsboro, Maryland June 19, 2015
$55210.00 9 9.8% $771.32 Farmers Bank July 20, 2015
$54570.00 3 8.4% $1720.11 St. Michaels Bank July 26, 2015

Several other requests for credit have been made by Melody in the past, including one from First State Bank in Chevy Chase, Maryland before Melody was approved for the $70000 by Suburbia Federal Savings and Loan Association

Melody made 7 previous attempts to obtain a same day loan, 2 of which were with First State Bank, a bank in Chevy Chase, Maryland known to specialize in same day loans specifically. Before finding Suburbia Federal Savings and Loan Association, Melody was concerned due to their inexperience and excellent credit score.

Client Profile: Melody Leiss of Chevy Chase, Maryland
  • Full name (Changed if requested): Melody Leiss
  • Current Credit: loans.hit.utils.Fico@41cf53f9
  • Current City: Chevy Chase
  • State: Maryland
  • Zip code: 20024
  • Yearly income: $45,000
  • Current Job: job analyst
  • Current County: Montgomery
  • Goal Yearly Income: $95,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

6 Months Ago, Melody Attempted to Find a High Risk Loan for $35,000.00, and it was Easy

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Melody. Melody decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Clients with credit scores as low as 307 can apply for a high risk loan and possibly can be accepted.

Personal Loan for a job analyst named Melody in Chevy Chase, Maryland to Pay Off Partners 1st FCU Visa Platinum Rewards

Melody had a lot of credit card debt on their PNC Visa Platinum Credit Card and their Neiman Marcus Credit Card, and they were starting to get in over their heads. Despite Melody’s job as a job analyst, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Melody was not approved by St. Michaels Bank 7 times before being approved by Suburbia Federal Savings and Loan Association at 5416 Wisconsin Ave

On December 27, 2010, Melody applied about borrowing $34,000 from Farmers Bank of Maryland with Mee, their in law from just outside Chevy Chase, and even with the co-signer, Melody was rejected for this same day loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Fast Loans for Melody in Chevy Chase, Maryland to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Chevy Chase, Maryland aren’t actually that difficult to obtain, particularly if you have some gumption like Melody. Melody was able to find a fast loan for $70000 from American Security Bank, National Association and The Citizens National Bank of Havre de Grace, but declined both offers in favor of their same day loan from Suburbia Federal Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a client is in a time sensitive situation.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $33,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Melody required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Melody was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.4%.

When Melody was 24, they tried to obtain a student loan from 7 different banks, which harmed their credit score. Below is a list of Melody’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on January 8, 2009
  • Attempt 2) Loan for $37,000.00 on February 4, 2009
  • Attempt 3) Loan for $24,000.00 on May 7, 2010
  • Attempt 4) Loan for $30,000.00 on December 27, 2009
  • Attempt 5) Loan for $25,000.00 on February 1, 2012
  • Attempt 6) Loan for $31,000.00 on April 6, 2012
  • Attempt 7) Loan for $27,000.00 on February 5, 2009

Conclusion of Melody’s same day loan

In the end, Melody was able to find a same day loan for $70000 with an interest rate of 7.6% interest APR from Suburbia Federal Savings and Loan Association in Chevy Chase, Maryland repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.