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Samual Needed A Private Loan For $44000, Englewood, Colorado

$44000 Private Loan – Englewood Colorado, Credit Rating Of 581

  • Experian: 596 – They had a fair Experian score
  • Transunion: 567 – Samual had a fair credit rating with Transunion.
  • Equifax: Samual’s Experian score was 581, which is a fair credit score with the Experian rating scheme.

When Samual was 20, they attempted to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a chronology of Samual’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on December 5, 2013
  • Attempt 2) Loan for $20,000.00 on April 9, 2010
  • Attempt 3) Loan for $32,000.00 on January 15, 2010
  • Attempt 4) Loan for $31,000.00 on December 16, 2008

Samual’s Transunion score was changed by the private loan loan, changing to 567 from 581, which is typical in our experience.

Transunion Score: 567

Contact Details for Central Bank Southeast, National Association, the provider of this private loan

  • Central Bank Southeast, National Association
  • City: Englewood
  • State: Colorado
  • Address: 6855 South Havana Street
  • County: Arapahoe
  • Zip code: 80112

Samual was rejected by The Citizens National Bank of Akron 5 times prior to being approved by Central Bank Southeast, National Association at 6855 South Havana Street

On January 2, 2009, Samual inquired about borrowing $13,000 from Bank One, Colorado Springs, National Association with Quentin, their friend from just outside Englewood, and even with the co-signer, Samual was rejected for this private loan. With fair credit, it can be difficult to procure financing, even with collateral and a co-signer.

Samual has a disappointing current gross income, but has a high number of prospects

Samual has always wanted to be an agricultural technician, but would have to attend Marian University again to become one. Samual has other possibilities as well, including ballistics expert, technological espionage intelligence agent, and travel counselor, which pay $58,000 through to $99,000 per year, on average. For this reason, we believe that Samual can pay for this private loan of $44000.

Client Profile: Samual Dodimead of Englewood, Colorado
  • Full name (Changed if requested): Samual Dodimead
  • Current Credit: loans.hit.utils.Fico@31221be2
  • Current City: Englewood
  • State: Colorado
  • Zip code: 80120
  • Yearly income: $38,000
  • Current Job: sales representative
  • Current County: Arapahoe
  • Goal Yearly Income: $117,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Signature Loan easily acquired in Englewood, Colorado for $44000 with fair credit by Samual

Most borrowers struggle with finding signature loans in Englewood, Colorado, and Samual is the same. Samual went to 4 lending institutions or more before settling on Central Bank Southeast, National Association, who offered Samual a signature loan for $44000. Most signature loans simply require a client, like Samual’s signature to get them, up to $40,000 in some cases. Samual was able to get $44000 as a private loan, which is very high for a private loan. Because signature loans do not require a cosigner, these loans tend to need higher credit, as high as 755

Paraphrased and Standardized Quote from Samual for this private loan of $44000, provided by Central Bank Southeast, National Association

Hi, I am Samual and my hometown is Englewood in Colorado. Arapahoe, county is where I grew up, and now I need a private loan in Colorado for $44000 to pay bills. It wasn’t easy, but Central Bank Southeast, National Association really came through for me with this loan for 10.0% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to Central Bank Southeast, National Association for trusting me and my fair credit. It look me 9 years to build my credit to 581, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Samual’s Overall FICO score at the time of acceptance for a private loan, taking into account their sales representative job and their future career as an agricultural technician

Fico Score: 581

Fast Loans for Samual in Englewood, Colorado to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Englewood, Colorado aren’t actually that difficult to obtain, particularly if you have some finesse like Samual. Samual was able to find a fast loan for $44000 from Affiliated National Bank – Ault and Farmers State Bank of Calhan, but declined both offers in favor of their private loan from Central Bank Southeast, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if a client is in a time sensitive situation.

Installment loan for Samual, a graduate of Marian University and a sales representative working for over $69,000 per year

Samual, an alumnus at Marian University and a sales representative in Englewood, Colorado needs a private loan to purchase a car. Samual has instead decided to obtain an installment loan for $18,000 and is currently seeking lenders like Bank of Choice to provide it.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $29,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Samual required a debt consolidation loan to pay for their existing private loan and their loan shark loan. Samual was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.5%.

Personal Loan for a sales representative named Samual in Englewood, Colorado to Pay Off University of Pittsburgh Credit Cards

Samual had a lot of credit card debt on their Sears Card and their United Bank Business MasterCard, and they were starting to get in over their heads. Despite Samual’s job as a sales representative, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this private loan, Samual had an Experian score of 596, which is fair, so Central Bank Southeast, National Association likely cannot provide Samual a private loan

Experian Score: 596

Previous requests on Samual’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$70100.00 7 7.6% $1078.68 Affiliated National Bank – Delta April 21, 2010
$70480.00 8 6.7% $950.42 Central Bank, National Association October 10, 2012
$69840.00 11 6.5% $741.96 The Colorado Bank and Trust Company of La Junta June 13, 2013
$70270.00 7 5.2% $999.81 Colorado State Bank and Trust, N. A. December 4, 2013
$70330.00 10 8.4% $868.23 Mountain Parks Bank – West March 16, 2014

6 Months Ago, Samual Tried to Find a High Risk Loan for $20,000.00, and it was Easy

It is an existing struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Samual. Samual decided not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit scores as low as 323 can inquire for a high risk loan and may be be accepted.

Many past requests for credit have been made by Samual in the past, including one from Sheraden Savings and Loan Association in Englewood, Colorado before Samual was accepted for the $44000 by Central Bank Southeast, National Association

Samual made 7 previous attempts to obtain a private loan, 2 of which were with Sheraden Savings and Loan Association, a lender in Englewood, Colorado known to specialize in private loans specifically. Prior to finding Central Bank Southeast, National Association, Samual was concerned due to their inexperience and fair credit rating.

Conclusion of Samual’s private loan

In the end, Samual was able to find a private loan for $44000 with an interest rate of 9.4% interest APR from Central Bank Southeast, National Association in Englewood, Colorado repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.