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Secured Loan For $117000 Near 19150, Pennsylvania With A Credit Score Of 749

$117000 Secured Loan – Philadelphia Pennsylvania, Credit Rating Of 749

  • Experian: 767 – This individual had an excellent Experian rating
  • Transunion: 734 – Nadene had an excellent credit score with Transunion.
  • Equifax: Nadene’s Experian score was 749, which is an excellent credit rating with the Experian system.

Previous requests on Nadene’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$92110.00 5 9.5% $1934.48 The People’s Bank of Oxford June 19, 2011
$92160.00 3 11.8% $3052.23 First Lehigh Bank March 17, 2013
$92320.00 9 9.4% $1269.94 SunBank September 22, 2013
$92100.00 7 7.7% $1421.76 Merchants Bank (North) June 27, 2014
$92390.00 11 10.4% $1177.72 Green Ridge Bank July 16, 2014

Paraphrased and Standardized Quote from Nadene for this secured loan of $117000, provided by Chase Federal Savings and Loan Association

Hi, I am Nadene and I’m from Philadelphia in Pennsylvania. Philadelphia, county is where I grew up, and now I need a secured loan in Pennsylvania for $117000 to avoid bankruptcy. It wasn’t easy, but Chase Federal Savings and Loan Association really came through for me with this loan for 8.3% interest APR and a term of 8 years. I can repay the loan over the 8 year term, including interest. A big thanks to Chase Federal Savings and Loan Association for giving me a chance and my excellent credit. It look me 4 years to build my credit to 749, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Fast Loans for Nadene in Philadelphia, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Philadelphia, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Nadene. Nadene was able to find a fast loan for $117000 from Liberty State Bank, Mount Carmel, Pa. and Mellon Bank (Central) National Association, but turned down both offers in favor of their secured loan from Chase Federal Savings and Loan Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement in the case that a client is on the go.

Before applying for this secured loan, Nadene had an Experian score of 767, which is excellent, so Chase Federal Savings and Loan Association probably cannot provide Nadene a secured loan

Experian Score: 767

Installment loan for Nadene, a graduate of University of Northern Colorado and a speech writer working for over $63,000 per year

Nadene, an alumnus at University of Northern Colorado and a speech writer in Philadelphia, Pennsylvania wants a secured loan to purchase a car. Nadene has instead chosen to obtain an installment loan for $24,000 and is at present seeking lenders like Bank of Pennsylvania to process their request.

Nadene has a very low current gross income, but has several of prospects

Nadene has always wanted to be a commercial designer, but would need attend University of Northern Colorado again to become one. Nadene has other prospects as well, including recreation leader, air traffic controller, and real estate appraiser, which pay $50,000 through to $100,000 per year, at least. Because of this, we believe that Nadene can afford this secured loan of $117000.

7 Months Ago, Nadene Attempted Finding a High Risk Loan for $45,000.00, and it was Hard

There is an well known struggle for clients to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Nadene. Nadene decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Individuals with credit ratings as low as 475 can apply for a high risk loan and have a chance to be accepted.

Personal Loan for a speech writer named Nadene in Philadelphia, Pennsylvania to Pay Off Tampa Bay Rays World MasterCard with Extra Bases Rewards

Nadene had a lot of credit card debt on their Vision Platinum Visa Prepaid Card and their RBC Cathay Pacific Visa Platinum, and they were starting to get in over their heads. Despite Nadene’s job as a speech writer, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Signature Loan found in Philadelphia, Pennsylvania for $117000 with excellent credit by Nadene

A lot of prospective borrowers have difficulty with finding signature loans in Philadelphia, Pennsylvania, and Nadene is not an exception. Nadene went to 6 lending institutions or more prior to settling on Chase Federal Savings and Loan Association, who offered Nadene a signature loan for $117000. Most signature loans simply require a client, like Nadene’s signature to get them, up to $27,000 in some cases. Nadene was able to get $117000 as a secured loan, which is very high for a secured loan. Because signature loans don’t require a cosigner, these loans generally require higher credit, as high as 714

Multiple previous requests for credit have been made by Nadene in the past, including one from Citizens National Bank & Trust Co., Oklahoma City, Oklahoma in Philadelphia, Pennsylvania before Nadene was accepted for the $117000 by Chase Federal Savings and Loan Association

Nadene made 9 previous attempts to obtain a secured loan, 2 of which were with Citizens National Bank & Trust Co., Oklahoma City, Oklahoma, a bank in Philadelphia, Pennsylvania known to specialize in secured loans specifically. Before finding Chase Federal Savings and Loan Association, Nadene was concerned due to their inexperience and excellent credit score.

When Nadene was 22, they tried to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a chronology of Nadene’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on November 14, 2010
  • Attempt 2) Loan for $36,000.00 on April 28, 2012
  • Attempt 3) Loan for $39,000.00 on February 6, 2010
  • Attempt 4) Loan for $31,000.00 on April 24, 2009
  • Attempt 5) Loan for $27,000.00 on November 2, 2009
  • Attempt 6) Loan for $37,000.00 on March 27, 2011
  • Attempt 7) Loan for $32,000.00 on April 19, 2009

Nadene’s Overall FICO score at the time of acceptance for a secured loan, taking into account their speech writer job and their future career as a commercial designer

Fico Score: 749

Client Profile: Nadene Cocozza of Philadelphia, Pennsylvania
  • Full name (Changed if requested): Nadene Cocozza
  • Current Credit: loans.hit.utils.Fico@2ef1e4fa
  • Current City: Philadelphia
  • State: Pennsylvania
  • Zip code: 19159
  • Yearly income: $42,000
  • Current Job: speech writer
  • Current County: Philadelphia
  • Goal Yearly Income: $103,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $29,000.00 to $50,000.00. They are typically used to pay off existing high interest loans like credit cards. Nadene needed a debt consolidation loan to pay for their existing secured loan and their loan shark loan. Nadene was able to find a secured loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.8%.

Nadene was not approved by Industrial Valley Bank and Trust Company 5 times prior to being approved by Chase Federal Savings and Loan Association at 1562 East Wadsworth Avenue

On October 31, 2013, Nadene inquired about borrowing $32,000 from Peoples Bank of Nanticoke with Aide, their in law from just outside Philadelphia, and even with the co-signer, Nadene was rejected for this secured loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Contact Details for Chase Federal Savings and Loan Association, the provider of this secured loan

  • Chase Federal Savings and Loan Association
  • City: Philadelphia
  • State: Pennsylvania
  • Address: 1562 East Wadsworth Avenue
  • County: Philadelphia
  • Zip code: 19150

Nadene’s Transunion score was altered by the secured loan loan, changing to 734 from 749, which is normal in our experience.

Transunion Score: 734

Conclusion of Nadene’s secured loan

In the end, Nadene was able to find a secured loan for $117000 with an interest rate of 11.3% interest APR from Chase Federal Savings and Loan Association in Philadelphia, Pennsylvania repayable over 8 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.