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Secured Loan Of $40000 For Excellent Credit Texas Resident

$40000 Secured Loan – Houston Texas, Credit Score Of 811

  • Experian: 822 – They had an excellent Experian rating
  • Transunion: 798 – Leighann had an excellent credit score with Transunion.
  • Equifax: Leighann’s Experian score was 811, which is an excellent credit rating using the Experian scale.

Previous requests on Leighann’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$37330.00 6 8.3% $660.0 Comerica Bank February 15, 2014
$37460.00 6 8.1% $658.63 First Star Bank, S.S.B. June 23, 2014
$37130.00 3 5.1% $1114.49 Brownfield State Bank & Trust Co. November 13, 2014
$37120.00 7 6.1% $544.05 First Bank & Trust, Bryan, Texas November 18, 2014
Client Profile: Leighann Slocomb of Houston, Texas
  • Full name (Changed if requested): Leighann Slocomb
  • Current Credit: loans.hit.utils.Fico@433c675d
  • Current City: Houston
  • State: Texas
  • Zip code: 77107
  • Yearly income: $42,000
  • Current Job: insulation installer
  • Current County: Harris
  • Goal Yearly Income: $92,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Paraphrased and Standardized Quote from Leighann for this secured loan of $40000, provided by Green Bank, National Association

Hi, I am Leighann and I’m from Houston in Texas. Harris, county is where I grew up, and now I need a secured loan in Texas for $40000 to renovate my home. It has been difficult, but Green Bank, National Association really came through for me with this loan for 10.1% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to Green Bank, National Association for trusting me and my excellent credit. It look me 7 years to create my credit to 811, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.

Several previous requests for credit have been made by Leighann in the past, including one from United Bank of Greeley in Houston, Texas before Leighann was accepted for the $40000 by Green Bank, National Association

Leighann made 5 prior attempts to obtain a secured loan, 2 of which were with United Bank of Greeley, a lender in Houston, Texas known to specialize in secured loans specifically. Prior to finding Green Bank, National Association, Leighann was very concerned due to their inexperience and excellent credit rating.

Leighann has a sad current gross income, but has a high number of prospects

Leighann has always wanted to be a newspaper/magazines writer, but would need attend Pratt Community College again to become one. Leighann has other possibilities as well, including tax lawyer, sport’s/entertainment agent, and animal control worker, which pay $55,000 through to $91,000 per year, on average. For this reason, we believe that Leighann can afford this secured loan of $40000.

Leighann’s Transunion score was altered by the secured loan loan, changing to 798 from 811, which is normal in our experience.

Transunion Score: 798

9 Months Ago, Leighann Tried to Find a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Leighann. Leighann decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Individuals with credit ratings as low as 577 can apply for a high risk loan and possibly can be approved.

Installment loan for Leighann, a graduate of Pratt Community College and an insulation installer working for over $69,000 per year

Leighann, an alumnus at Pratt Community College and an insulation installer in Houston, Texas needs a secured loan to purchase something frivolous. Leighann has instead decided to get an installment loan for $25,000 and is currently seeking lenders like First Bank & Trust, Bryan, Texas to process their request.

Contact Details for Green Bank, National Association, the provider of this secured loan

  • Green Bank, National Association
  • City: Houston
  • State: Texas
  • Address: 4000 Greenbriar St
  • County: Harris
  • Zip code: 77098

Signature Loan found in Houston, Texas for $40000 with excellent credit by Leighann

Many prospective borrowers have difficulty with finding signature loans in Houston, Texas, and Leighann is no exception. Leighann went to 7 lenders or more prior to finding Green Bank, National Association, who offered Leighann a signature loan for $40000. Typical signature loans simply need a client, like Leighann’s signature to get them, up to $39,000 in some cases. Leighann was able to get $40000 as a secured loan, which is very high for a secured loan. Since signature loans don’t need a cosigner, they tend to need better credit, as high as 716

Before applying for this secured loan, Leighann had an Experian score of 822, which is excellent, so Green Bank, National Association likely can provide Leighann a secured loan

Experian Score: 822

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $23,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Leighann required a debt consolidation loan to pay for their existing secured loan and their payday loan. Leighann was able to find a secured loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.6%.

Personal Loan for an insulation installer named Leighann in Houston, Texas to Pay Off Los Angeles Angels BankAmericard Cash Rewards MasterCard

Leighann had a lot of credit card debt on their First State Bank Purchase Perks Visa Platinum and their HAS Advantage Visa College Card, and they were starting to get in over their heads. Despite Leighann’s job as an insulation installer, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Leighann was rejected by First Community Bank San Antonio, National Association 6 times prior to being granted funding by Green Bank, National Association at 4000 Greenbriar St

On November 15, 2009, Leighann applied about borrowing $47,000 from Guaranty Bank & Trust, N.A. with William, their friend from just outside Houston, and even with the co-signer, Leighann was rejected for this secured loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Fast Loans for Leighann in Houston, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Houston, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Leighann. Leighann was able to find a fast loan for $40000 from Commercial Bank of Texas, National Association and First Community Bank San Antonio, National Association, but declined both offers in favor of their secured loan from Green Bank, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement in the case that a borrower is in a pinch.

When Leighann was 24, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Leighann’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on December 2, 2009
  • Attempt 2) Loan for $26,000.00 on December 11, 2010
  • Attempt 3) Loan for $30,000.00 on June 14, 2013
  • Attempt 4) Loan for $39,000.00 on October 11, 2009
  • Attempt 5) Loan for $39,000.00 on November 18, 2008
  • Attempt 6) Loan for $32,000.00 on August 14, 2011
  • Attempt 7) Loan for $32,000.00 on May 14, 2011

Leighann’s Overall FICO score at the time of acceptance for a secured loan, taking into account their insulation installer job and their future career as a newspaper/magazines writer

Fico Score: 811

Conclusion of Leighann’s secured loan

In the end, Leighann was able to find a secured loan for $40000 with an interest rate of 6.2% interest APR from Green Bank, National Association in Houston, Texas repayable over 18 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.