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Signature Loan For $10000 Near 54701, Wisconsin With A Credit Score Of 516

$10000 Signature Loan – Eau Claire Wisconsin, Credit Rating Of 516

  • Experian: 531 – They had a fair Experian rating
  • Transunion: 497 – Kacy had a fair credit rating with Transunion.
  • Equifax: Kacy’s Experian score was 516, which is a fair credit score using the Experian rating scheme.

Signature Loan easily acquired in Eau Claire, Wisconsin for $10000 with fair credit by Kacy

A lot of prospective borrowers have difficulty with finding signature loans in Eau Claire, Wisconsin, and Kacy is no different. Kacy went to 4 lenders or more before settling on First Federal Bank of Eau Claire, FSB, who offered Kacy a signature loan for $10000. Most signature loans simply need a client, like Kacy’s signature to obtain them, up to $47,000 in some cases. Kacy was able to get $10000 as a signature loan, which is very high for a signature loan. Because signature loans don’t need a cosigner, they generally need improved credit, as high as 771

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $27,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Kacy required a debt consolidation loan to pay for their existing signature loan and their credit card. Kacy was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.5%.

Kacy’s Overall FICO score at the time of acceptance for a signature loan, taking into account their developmental psychologist job and their future career as a casino manager

Fico Score: 516

Fast Loans for Kacy in Eau Claire, Wisconsin to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Eau Claire, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Kacy. Kacy was able to find a fast loan for $10000 from Bank of North Lake and Kilbourn State Bank, but declined both offers in favor of their signature loan from First Federal Bank of Eau Claire, FSB. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a borrower is in a pinch.

Before applying for this signature loan, Kacy had an Experian score of 531, which is fair, so First Federal Bank of Eau Claire, FSB likely cannot provide Kacy a signature loan

Experian Score: 531

Previous requests on Kacy’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$44160.00 6 7.3% $759.26 M&I Bank of Burlington May 16, 2010
$43590.00 3 5.7% $1320.18 M&I Marshall and Ilsley Bank May 23, 2010
$43880.00 11 10.8% $569.42 Continental Bank & Trust Co. October 29, 2010
$44480.00 11 8.2% $512.56 Clare Bank, National Association May 7, 2012

Kacy was declined by Kilbourn State Bank 4 times prior to being granted funding by First Federal Bank of Eau Claire, FSB at 319 East Grand Avenue

On November 24, 2009, Kacy inquired about borrowing $48,000 from First National Bank of Glenwood with Fleta, their in law from just outside Eau Claire, and even with the co-signer, Kacy was rejected for this signature loan. With fair credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Personal Loan for a developmental psychologist named Kacy in Eau Claire, Wisconsin to Pay Off DISTANCIA Visa Signature Card

Kacy had a tonne of credit card debt on their The Carmel High School Band Boosters Visa Platinum Rewards Card and their BP Business Solutions Universal Fuel Program Card, and they were starting to get in over their heads. Despite Kacy’s job as a developmental psychologist, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Kacy has a sad current yearly income, but has a large amount of prospects

Kacy has always wanted to be a casino manager, but would have to attend New York Institute of Technology – Old Westbury again to become one. Kacy has other prospects as well, including ophthalmologist, dentist, and camp director, which pay $51,000 through to $94,000 per year, on average. For this reason, we think that Kacy can afford this signature loan of $10000.

Client Profile: Kacy Hegener of Eau Claire, Wisconsin
  • Full name (Changed if requested): Kacy Hegener
  • Current Credit: loans.hit.utils.Fico@49097b5d
  • Current City: Eau Claire
  • State: Wisconsin
  • Zip code: 54702
  • Yearly income: $62,000
  • Current Job: developmental psychologist
  • Current County: Eau Claire
  • Goal Yearly Income: $108,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Contact Details for First Federal Bank of Eau Claire, FSB, the provider of this signature loan

  • First Federal Bank of Eau Claire, FSB
  • City: Eau Claire
  • State: Wisconsin
  • Address: 319 East Grand Avenue
  • County: Eau Claire
  • Zip code: 54701

Paraphrased and Standardized Quote from Kacy for this signature loan of $10000, provided by First Federal Bank of Eau Claire, FSB

Hi, I am Kacy and I am from Eau Claire in Wisconsin. Eau Claire, county is where I grew up, and now I need a signature loan in Wisconsin for $10000 to avoid bankruptcy. It has been difficult, but First Federal Bank of Eau Claire, FSB really came through for me with this loan for 10.2% interest APR and a term of 19 years. I can repay the loan over the 19 year term, including interest. A big thanks to First Federal Bank of Eau Claire, FSB for giving me a chance and my fair credit. It look me 7 years to build my credit to 516, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Several previous requests for credit have been made by Kacy in the past, including one from Bank of Gravett in Eau Claire, Wisconsin before Kacy was approved for the $10000 by First Federal Bank of Eau Claire, FSB

Kacy made 5 prior attempts to obtain a signature loan, 2 of which were with Bank of Gravett, a bank in Eau Claire, Wisconsin known to specialize in signature loans specifically. Before finding First Federal Bank of Eau Claire, FSB, Kacy was desperate due to their inexperience and fair credit rating.

Installment loan for Kacy, a graduate of New York Institute of Technology – Old Westbury and a developmental psychologist working for over $79,000 per year

Kacy, an alumnus at New York Institute of Technology – Old Westbury and a developmental psychologist in Eau Claire, Wisconsin needs a signature loan to purchase a house. Kacy has instead decided to obtain an installment loan for $12,000 and is currently seeking lenders like Marine Tobacco Exchange Bank to provide it.

Kacy’s Transunion score was altered by the signature loan loan, changing to 497 from 516, which is typical in our experience.

Transunion Score: 497

7 Months Ago, Kacy Attempted Finding a High Risk Loan for $42,000.00, and it was Easy

There is an well known struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Kacy. Kacy decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 369 can apply for a high risk loan and possibly can be approved.

When Kacy was 22, they tried to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a chronology of Kacy’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on April 26, 2014
  • Attempt 2) Loan for $36,000.00 on September 20, 2012
  • Attempt 3) Loan for $28,000.00 on October 22, 2008
  • Attempt 4) Loan for $22,000.00 on July 11, 2009

Conclusion of Kacy’s signature loan

In the end, Kacy was able to find a signature loan for $10000 with an interest rate of 10.5% interest APR from First Federal Bank of Eau Claire, FSB in Eau Claire, Wisconsin repayable over 19 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.