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Signature Loan For $2000 Near 58230, North Dakota With A Credit Score Of 330

$2000 Signature Loan – Finley North Dakota, Credit Score Of 330

  • Experian: 347 – The client had a terrible Experian score
  • Transunion: 314 – Maxwell had a terrible credit score with Transunion.
  • Equifax: Maxwell’s Experian score was 330, which is a terrible credit rating on the Experian rating scheme.

When Maxwell was 20, they attempted to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a list of Maxwell’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on October 22, 2011
  • Attempt 2) Loan for $32,000.00 on May 29, 2012
  • Attempt 3) Loan for $38,000.00 on September 16, 2010
  • Attempt 4) Loan for $26,000.00 on April 19, 2009
Client Profile: Maxwell Bartosik of Finley, North Dakota
  • Full name (Changed if requested): Maxwell Bartosik
  • Current Credit: loans.hit.utils.Fico@506e1b77
  • Current City: Finley
  • State: North Dakota
  • Zip code: 58238
  • Yearly income: $47,000
  • Current Job: dermatologist
  • Current County: Steele
  • Goal Yearly Income: $136,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Fast Loans for Maxwell in Finley, North Dakota to prevent bankruptcy or harm from debt collectors.

Fast loans in Finley, North Dakota aren’t actually that difficult to obtain, particularly if you have some gumption like Maxwell. Maxwell was able to find a fast loan for $2000 from Bremer Bank, National Association and First National Bank and Trust Co. of Bottineau, but declined both offers in favor of their signature loan from The Citizens State Bank of Finley. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement in the case that a client is on the go.

Personal Loan for a dermatologist named Maxwell in Finley, North Dakota to Pay Off Store Card

Maxwell had a lot of credit card debt on their Chevron Credit Card / Texaco Credit Card and their Hawaiian Airlines Business MasterCard, and they were starting to get in over their heads. Despite Maxwell’s job as a dermatologist, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Maxwell was not approved by American State Bank of New England 4 times before being approved by The Citizens State Bank of Finley at 300 Central Avenue

On October 11, 2010, Maxwell inquired about borrowing $1,000 from Dakota Bank and Trust Co. of Fargo with Heather, their friend from just outside Finley, and even with the co-signer, Maxwell was rejected for this signature loan. With terrible credit, it can be a challenge to obtain funding, even with collateral and a co-signer.

Many past requests for credit have been made by Maxwell in the past, including one from Inter Federal Savings Bank in Finley, North Dakota before Maxwell was approved for the $2000 by The Citizens State Bank of Finley

Maxwell made 9 prior attempts to obtain a signature loan, 2 of which were with Inter Federal Savings Bank, a lender in Finley, North Dakota known to specialize in signature loans specifically. Before finding The Citizens State Bank of Finley, Maxwell was concerned due to their inexperience and terrible credit score.

Installment loan for Maxwell, a graduate of Dorothea Hopfer School of Nursing and a dermatologist working for over $68,000 per year

Maxwell, an alumnus at Dorothea Hopfer School of Nursing and a dermatologist in Finley, North Dakota needs a signature loan to purchase a house. Maxwell has instead chosen to obtain an installment loan for $3,000 and is at present seeking lenders like Bremer Bank, National Association to process their request.

Maxwell’s Transunion score was altered by the signature loan loan, changing to 314 from 330, which is typical in our experience.

Transunion Score: 314

Maxwell has a low current yearly income, but has a large amount of prospects

Maxwell has always wanted to be a patent agent, but would have to attend Dorothea Hopfer School of Nursing again to achieve it. Maxwell has other possibilities as well, including ordinary seamen, hazardous materials removal worker, and construction laborer, which pay $51,000 through to $100,000 per year, at least. For this reason, we think that Maxwell can pay for this signature loan of $2000.

Contact Details for The Citizens State Bank of Finley, the provider of this signature loan

  • The Citizens State Bank of Finley
  • City: Finley
  • State: North Dakota
  • Address: 300 Central Avenue
  • County: Steele
  • Zip code: 58230

7 Months Ago, Maxwell Tried to Find a High Risk Loan for $25,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Maxwell. Maxwell chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Borrowers with credit ratings as low as 554 can inquire for a high risk loan and have a chance to be approved.

Before applying for this signature loan, Maxwell had an Experian score of 347, which is terrible, so The Citizens State Bank of Finley likely cannot provide Maxwell a signature loan

Experian Score: 347

Paraphrased and Standardized Quote from Maxwell for this signature loan of $2000, provided by The Citizens State Bank of Finley

Hi, I am Maxwell and I’m from Finley in North Dakota. Steele, county is where I grew up, and now I need a signature loan in North Dakota for $2000 to buy a big ticket item. It has been difficult, but The Citizens State Bank of Finley really came through for me with this loan for 5.3% interest APR and a term of 11 years. I will repay the loan over the 11 year term, including interest. A big thanks to The Citizens State Bank of Finley for giving me a chance and my terrible credit. It look me 7 years to create my credit to 330, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Signature Loan found in Finley, North Dakota for $2000 with terrible credit by Maxwell

Most borrowers have difficulty with obtaining signature loans in Finley, North Dakota, and Maxwell is no different. Maxwell went to 7 lending institutions or more before settling on The Citizens State Bank of Finley, who offered Maxwell a signature loan for $2000. Most signature loans simply require a client, like Maxwell’s signature to get them, up to $38,000 in some cases. Maxwell was able to get $2000 as a signature loan, which is very high for a signature loan. Since signature loans don’t require a cosigner, these loans tend to need better credit, as high as 779

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $39,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Maxwell needed a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Maxwell was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.4%.

Maxwell’s Overall FICO score at the time of acceptance for a signature loan, taking into account their dermatologist job and their future job as a patent agent

Fico Score: 330

Previous requests on Maxwell’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$116270.00 7 6.4% $1720.92 American State Bank of New England March 4, 2012
$116320.00 8 5.5% $1500.45 First American Bank & Trust of Carrington March 10, 2012
$116130.00 8 11.2% $1836.77 Kulm State Bank July 26, 2012
$115600.00 5 5.3% $2197.44 Bremer Bank, National Association June 8, 2013
$115890.00 9 9.3% $1587.98 First American Bank of Larimore June 10, 2013

Conclusion of Maxwell’s signature loan

In the end, Maxwell was able to find a signature loan for $2000 with an interest rate of 10.6% interest APR from The Citizens State Bank of Finley in Finley, North Dakota repayable over 11 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.