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Signature Loan For $24000 Near 72201, Arkansas With A Credit Score Of 546

$24000 Signature Loan – Little Rock Arkansas, Credit Score Of 546

  • Experian: 559 – This client had a fair Experian score
  • Transunion: 527 – Rebecca had a fair credit score with Transunion.
  • Equifax: Rebecca’s Experian score was 546, which is a fair credit rating with the Experian rating scheme.

Personal Loan for a scientific linguist named Rebecca in Little Rock, Arkansas to Pay Off Omaha’s Henry Doorly Zoo Platinum Edition Visa Card

Rebecca had a tonne of credit card debt on their PGA Tour Credit Card and their Five Star Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Rebecca’s job as a scientific linguist, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Rebecca has a disappointing current yearly income, but has several of prospects

Rebecca has always wanted to be a radio & tv station administrator, but would have to attend Winston-Salem State University again to become one. Rebecca has other prospects as well, including fashion model, peace corps worker, and casino dealer, which pay $52,000 through to $94,000 per year, at least. For this reason, we think that Rebecca can afford this signature loan of $24000.

7 Months in the Past, Rebecca Attempted to Find a High Risk Loan for $39,000.00, and it was Hard

There is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Rebecca. Rebecca decided not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Clients with credit ratings as low as 396 can inquire for a high risk loan and may be be accepted.

Many previous requests for credit have been made by Rebecca in the past, including one from First Bank East, National Association in Little Rock, Arkansas before Rebecca was accepted for the $24000 by Peoples Savings and Loan Association, FA

Rebecca made 7 prior attempts to obtain a signature loan, 2 of which were with First Bank East, National Association, a bank in Little Rock, Arkansas known to specialize in signature loans specifically. Prior to finding Peoples Savings and Loan Association, FA, Rebecca was very concerned due to their inexperience and fair credit score.

Before applying for this signature loan, Rebecca had an Experian score of 559, which is fair, so Peoples Savings and Loan Association, FA likely cannot provide Rebecca a signature loan

Experian Score: 559

Rebecca’s Transunion score was changed by the signature loan loan, changing to 527 from 546, which is normal in our experience.

Transunion Score: 527

Previous requests on Rebecca’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$12220.00 7 5.6% $176.18 Bank of Weiner September 19, 2010
$12380.00 10 11.1% $171.24 Horizon Bank March 19, 2014
$11840.00 3 9.4% $378.72 Warren Bank and Trust Company September 17, 2014
$11680.00 7 7.1% $176.85 Boatmen’s Bank of Northeast Arkansas October 15, 2014

Paraphrased and Standardized Quote from Rebecca for this signature loan of $24000, provided by Peoples Savings and Loan Association, FA

Hi, I am Rebecca and my hometown is Little Rock in Arkansas. Pulaski, county is where I grew up, and now I need a signature loan in Arkansas for $24000 to buy a big ticket item. It wasn’t easy, but Peoples Savings and Loan Association, FA really came through for me with this loan for 5.5% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to Peoples Savings and Loan Association, FA for trusting me and my fair credit. It look me 4 years to create my credit to 546, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.

Rebecca’s Overall FICO score at the time of acceptance for a signature loan, taking into account their scientific linguist job and their future job as a radio & tv station administrator

Fico Score: 546

Rebecca was rejected by Bank of the Ozarks 5 times before being granted funding by Peoples Savings and Loan Association, FA at 123 West Third Street

On February 20, 2009, Rebecca inquired about borrowing $1,000 from Bank of the Ozarks with Stacia, their friend from just outside Little Rock, and even with the co-signer, Rebecca was rejected for this signature loan. With fair credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Fast Loans for Rebecca in Little Rock, Arkansas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Little Rock, Arkansas aren’t actually that difficult to obtain, particularly if you have some gumption like Rebecca. Rebecca was able to find a fast loan for $24000 from First State Bank of Warren and Chambers Bank of North Arkansas, but declined both offers in favor of their signature loan from Peoples Savings and Loan Association, FA. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a client is in a time sensitive situation.

Installment loan for Rebecca, a graduate of Winston-Salem State University and a scientific linguist working for over $69,000 per year

Rebecca, an alumnus at Winston-Salem State University and a scientific linguist in Little Rock, Arkansas wants a signature loan to purchase a new cell phone. Rebecca has instead decided to obtain an installment loan for $23,000 and is currently seeking lenders like The Security Bank to provide it.

Client Profile: Rebecca Highberger of Little Rock, Arkansas
  • Full name (Changed if requested): Rebecca Highberger
  • Current Credit: loans.hit.utils.Fico@49c2faae
  • Current City: Little Rock
  • State: Arkansas
  • Zip code: 72209
  • Yearly income: $63,000
  • Current Job: scientific linguist
  • Current County: Pulaski
  • Goal Yearly Income: $101,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Contact Details for Peoples Savings and Loan Association, FA, the provider of this signature loan

  • Peoples Savings and Loan Association, FA
  • City: Little Rock
  • State: Arkansas
  • Address: 123 West Third Street
  • County: Pulaski
  • Zip code: 72201

Signature Loan easily acquired in Little Rock, Arkansas for $24000 with fair credit by Rebecca

A lot of clients struggle with finding signature loans in Little Rock, Arkansas, and Rebecca is no exception. Rebecca went to 8 lending institutions or more before finding Peoples Savings and Loan Association, FA, who offered Rebecca a signature loan for $24000. Typical signature loans simply require a client, like Rebecca’s signature to get them, up to $35,000 in some cases. Rebecca was able to get $24000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require a cosigner, they tend to require better credit, as high as 771

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $31,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Rebecca required a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Rebecca was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.7%.

When Rebecca was 22, they tried to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a list of Rebecca’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $37,000.00 on June 17, 2009
  • Attempt 2) Loan for $29,000.00 on April 1, 2012
  • Attempt 3) Loan for $22,000.00 on March 25, 2011
  • Attempt 4) Loan for $28,000.00 on January 16, 2012
  • Attempt 5) Loan for $39,000.00 on July 16, 2010

Conclusion of Rebecca’s signature loan

In the end, Rebecca was able to find a signature loan for $24000 with an interest rate of 7.8% interest APR from Peoples Savings and Loan Association, FA in Little Rock, Arkansas repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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