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Signature Loan For $28000 Near 64133, Missouri With A Credit Score Of 727

$28000 Signature Loan – Raytown Missouri, Credit Rating Of 727

  • Experian: 745 – The client had an excellent Experian rating
  • Transunion: 708 – Lucille had an excellent credit rating with Transunion.
  • Equifax: Lucille’s Experian score was 727, which is an excellent credit rating with the Experian rating scheme.

When Lucille was 22, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a list of Lucille’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on August 20, 2012
  • Attempt 2) Loan for $22,000.00 on April 26, 2012
  • Attempt 3) Loan for $32,000.00 on September 14, 2009
  • Attempt 4) Loan for $28,000.00 on April 8, 2011
  • Attempt 5) Loan for $36,000.00 on July 31, 2009
  • Attempt 6) Loan for $36,000.00 on April 29, 2012
  • Attempt 7) Loan for $28,000.00 on August 25, 2012

9 Months Ago, Lucille Attempted Finding a High Risk Loan for $39,000.00, and it was Hard

It is an well known struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Lucille. Lucille decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Individuals with credit ratings as low as 409 can apply for a high risk loan and have a chance to be accepted.

Many other requests for credit have been made by Lucille in the past, including one from First National Bank of Evergreen Park in Raytown, Missouri before Lucille was approved for the $28000 by Raytown Federal Savings and Loan Association

Lucille made 8 previous attempts to obtain a signature loan, 2 of which were with First National Bank of Evergreen Park, a bank in Raytown, Missouri known to specialize in signature loans specifically. Prior to finding Raytown Federal Savings and Loan Association, Lucille was concerned due to their inexperience and excellent credit rating.

Lucille was declined by Southwest Bank, An M&I Bank 4 times before being accepted by Raytown Federal Savings and Loan Association at 6252 Raytown Road

On October 18, 2008, Lucille inquired about borrowing $18,000 from Jefferson Bank and Trust Company with Johnnie, their friend from just outside Raytown, and even with the co-signer, Lucille was rejected for this signature loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Fast Loans for Lucille in Raytown, Missouri to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Raytown, Missouri aren’t actually that difficult to obtain, particularly if you have some finesse like Lucille. Lucille was able to find a fast loan for $28000 from Mercantile Bank of Franklin County and Southwest Bank, An M&I Bank, but declined both offers in favor of their signature loan from Raytown Federal Savings and Loan Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that you are in a time sensitive situation.

Paraphrased and Standardized Quote from Lucille for this signature loan of $28000, provided by Raytown Federal Savings and Loan Association

Hello, I am Lucille and my hometown is Raytown in Missouri. Jackson, county is where I grew up, and now I need a signature loan in Missouri for $28000 to buy a big ticket item. It has been difficult, but Raytown Federal Savings and Loan Association really came through for me with this loan for 11.8% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to Raytown Federal Savings and Loan Association for trusting me and my excellent credit. It look me 4 years to create my credit to 727, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

Previous requests on Lucille’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$37190.00 4 11.3% $966.62 Camden County Bank May 5, 2010
$36550.00 9 8.7% $489.2 Glasgow Savings Bank October 16, 2011
$37380.00 6 5.3% $607.22 Central Bank May 24, 2012
$37340.00 11 8.7% $440.45 Midwest BankCentre August 18, 2014
$37300.00 11 6.6% $398.2 Commerce Bank of Richmond Heights November 4, 2014

Lucille’s Overall FICO score at the time of acceptance for a signature loan, taking into account their computer security specialist job and their future job as a ship master

Fico Score: 727

Installment loan for Lucille, a graduate of Texas A&M University System Health Science Center and a computer security specialist working for over $76,000 per year

Lucille, an alumnus at Texas A&M University System Health Science Center and a computer security specialist in Raytown, Missouri wants a signature loan to purchase something frivolous. Lucille has instead chosen to get an installment loan for $10,000 and is at present seeking lenders like Bremen Bank and Trust Company to provide it.

Before applying for this signature loan, Lucille had an Experian score of 745, which is excellent, so Raytown Federal Savings and Loan Association probably cannot provide Lucille a signature loan

Experian Score: 745

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $34,000.00 to $43,000.00. They are normally used to pay off existing high interest loans like credit cards. Lucille required a debt consolidation loan to pay for their existing signature loan and their credit card. Lucille was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.1%.

Signature Loan acquired in Raytown, Missouri for $28000 with excellent credit by Lucille

A lot of borrowers have difficulty with obtaining signature loans in Raytown, Missouri, and Lucille is the same. Lucille went to 8 lenders or more before finding Raytown Federal Savings and Loan Association, who offered Lucille a signature loan for $28000. Typical signature loans simply require a client, like Lucille’s signature to get them, up to $34,000 in some cases. Lucille was able to get $28000 as a signature loan, which is very high for a signature loan. Because signature loans do not require collateral, these loans generally need improved credit, as high as 745

Contact Details for Raytown Federal Savings and Loan Association, the provider of this signature loan

  • Raytown Federal Savings and Loan Association
  • City: Raytown
  • State: Missouri
  • Address: 6252 Raytown Road
  • County: Jackson
  • Zip code: 64133

Lucille’s Transunion score was changed by the signature loan loan, changing to 708 from 727, which is normal in our experience.

Transunion Score: 708

Client Profile: Lucille Christmau of Raytown, Missouri
  • Full name (Changed if requested): Lucille Christmau
  • Current Credit: loans.hit.utils.Fico@7eda2dbb
  • Current City: Raytown
  • State: Missouri
  • Zip code: 64138
  • Yearly income: $58,000
  • Current Job: computer security specialist
  • Current County: Jackson
  • Goal Yearly Income: $80,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Lucille has a very low current gross income, but has a large amount of prospects

Lucille has always wanted to be a ship master, but would need attend Texas A&M University System Health Science Center again to achieve it. Lucille has other possibilities as well, including environmental research analyst, radio & tv news commentator, and food technologist, which pay $58,000 through to $98,000 per year, at least. For this reason, we believe that Lucille can pay for this signature loan of $28000.

Personal Loan for a computer security specialist named Lucille in Raytown, Missouri to Pay Off Torrid Insider Credit Card

Lucille had a lot of credit card debt on their Palais Royal Credit Card and their USAA Cash Rewards American Express, and they were starting to get in over their heads. Despite Lucille’s job as a computer security specialist, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Conclusion of Lucille’s signature loan

In the end, Lucille was able to find a signature loan for $28000 with an interest rate of 6.7% interest APR from Raytown Federal Savings and Loan Association in Raytown, Missouri repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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