$34000 Signature Loan – Bendena Kansas, Credit Rating Of 665
- Experian: 676 – They had a good Experian score
- Transunion: 650 – Eliza had a good credit score with Transunion.
- Equifax: Eliza’s Experian score was 665, which is a good credit score using the Experian system.
Paraphrased and Standardized Quote from Eliza for this signature loan of $34000, provided by The Bendena State Bank
Hi, I am Eliza and I’m from Bendena in Kansas. Doniphan, county is where I grew up, and now I need a signature loan in Kansas for $34000 to buy a car. It wasn’t easy, but The Bendena State Bank really came through for me with this loan for 5.6% interest APR and a term of 11 years. I can repay the loan over the 11 year term, including interest. A big thanks to The Bendena State Bank for trusting me and my good credit. It look me 8 years to create my credit to 665, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Personal Loan for a congressional aide named Eliza in Bendena, Kansas to Pay Off Meijer Platinum MasterCard Exclusive Benefits
Eliza had a tonne of credit card debt on their American Eagle Outfitters Visa Credit Card and their BP Business Solutions Fuel Program Card, and they were starting to get in over their heads. Despite Eliza’s job as a congressional aide, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Eliza Mcgowen
- Current Credit: loans.hit.utils.Fico@246b179d
- Current City: Bendena
- State: Kansas
- Zip code: 66014
- Yearly income: $44,000
- Current Job: congressional aide
- Current County: Doniphan
- Goal Yearly Income: $92,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Fast Loans for Eliza in Bendena, Kansas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Bendena, Kansas aren’t actually that difficult to obtain, especially if you have some gumption like Eliza. Eliza was able to find a fast loan for $34000 from Bank of Labor and Alterra Bank, but declined both offers in favor of their signature loan from The Bendena State Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are in a time sensitive situation.
Eliza has a sad current yearly income, but has several of prospects
Eliza has always wanted to be a music director, but would have to attend Indiana Wesleyan University again to become one. Eliza has other prospects as well, including sales representatives, animal control worker, and bindery machine tender, which pay $50,000 through to $92,000 per year, on average. For this reason, we think that Eliza can pay for this signature loan of $34000.
Previous requests on Eliza’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$98690.00||7||9.5%||$1612.99||Citizens Bank and Trust Company||December 2, 2010|
|$98810.00||11||6.3%||$1039.54||The Morrill and Janes Bank and Trust Company||March 6, 2012|
|$99240.00||11||11.3%||$1316.58||The Citizens State Bank, Liberal, Kansas||June 16, 2012|
|$99290.00||11||9.8%||$1231.89||Citizens State Bank||August 20, 2013|
|$98600.00||11||5.6%||$1002.2||The Peoples Bank||May 8, 2014|
When Eliza was 21, they tried to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a list of Eliza’s previous attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on August 25, 2012
- Attempt 2) Loan for $21,000.00 on April 13, 2013
- Attempt 3) Loan for $30,000.00 on October 29, 2008
- Attempt 4) Loan for $37,000.00 on January 30, 2010
- Attempt 5) Loan for $32,000.00 on May 7, 2009
- Attempt 6) Loan for $22,000.00 on February 4, 2009
- Attempt 7) Loan for $31,000.00 on August 5, 2009
Signature Loan found in Bendena, Kansas for $34000 with good credit by Eliza
A lot of clients struggle with obtaining signature loans in Bendena, Kansas, and Eliza is no different. Eliza went to 7 lenders or more before settling on The Bendena State Bank, who offered Eliza a signature loan for $34000. Most signature loans simply need a client, like Eliza’s signature to obtain them, up to $40,000 in some cases. Eliza was able to get $34000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require collateral, these loans generally require higher credit, as high as 763
Many other requests for credit have been made by Eliza in the past, including one from The Oakley National Bank of Buffalo in Bendena, Kansas before Eliza was accepted for the $34000 by The Bendena State Bank
Eliza made 6 previous attempts to obtain a signature loan, 2 of which were with The Oakley National Bank of Buffalo, a bank in Bendena, Kansas known to specialize in signature loans specifically. Prior to finding The Bendena State Bank, Eliza was desperate due to their inexperience and good credit rating.
Before applying for this signature loan, Eliza had an Experian score of 676, which is good, so The Bendena State Bank most likely cannot provide Eliza a signature loan
Installment loan for Eliza, a graduate of Indiana Wesleyan University and a congressional aide working for over $71,000 per year
Eliza, an alumnus at Indiana Wesleyan University and a congressional aide in Bendena, Kansas wants a signature loan to purchase something frivolous. Eliza has instead chosen to get an installment loan for $16,000 and is at present seeking lenders like Bank of Labor to process their request.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $28,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Eliza needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Eliza was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.
Eliza’s Overall FICO score at the time of acceptance for a signature loan, taking into account their congressional aide job and their future career as a music director
Eliza’s Transunion score was changed by the signature loan loan, changing to 650 from 665, which is normal in our experience.
Contact Details for The Bendena State Bank, the provider of this signature loan
- The Bendena State Bank
- City: Bendena
- State: Kansas
- Address: 933 Friendship Road
- County: Doniphan
- Zip code: 66008
Eliza was rejected by Citizens State Bank 4 times prior to being accepted by The Bendena State Bank at 933 Friendship Road
On June 30, 2012, Eliza applied about borrowing $19,000 from Heartland Bank with Florinda, their friend from just outside Bendena, and even with the co-signer, Eliza was rejected for this signature loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.
8 Months Ago, Eliza Attempted to Find a High Risk Loan for $33,000.00, and it was Easy
There is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Eliza. Eliza chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit scores as low as 353 can inquire for a high risk loan and possibly can be approved.
Conclusion of Eliza’s signature loan
In the end, Eliza was able to find a signature loan for $34000 with an interest rate of 10.8% interest APR from The Bendena State Bank in Bendena, Kansas repayable over 11 years from today.