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Signature Loan For $94000 Near 2478, Massachusetts With A Credit Score Of 663

$94000 Signature Loan – Belmont Massachusetts, Credit Rating Of 663

  • Experian: 676 – This client had a good Experian score
  • Transunion: 649 – Bettyann had a good credit score with Transunion.
  • Equifax: Bettyann’s Experian score was 663, which is a good credit score using the Experian rating scheme.

Contact Details for Belmont Savings Bank, the provider of this signature loan

  • Belmont Savings Bank
  • City: Belmont
  • State: Massachusetts
  • Address: 2 Leonard Street
  • County: Middlesex
  • Zip code: 2478

When Bettyann was 21, they attempted to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a list of Bettyann’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on July 18, 2012
  • Attempt 2) Loan for $36,000.00 on March 15, 2011
  • Attempt 3) Loan for $25,000.00 on July 12, 2011
  • Attempt 4) Loan for $29,000.00 on April 24, 2010
  • Attempt 5) Loan for $22,000.00 on December 31, 2008

Bettyann has a low current total income, but has a large amount of prospects

Bettyann has always wanted to be an artists agent, but would need attend Regency Beauty Institute again to become one. Bettyann has other possibilities as well, including insurance underwriter, legal assistant, and certified public accountant, which pay $54,000 through to $99,000 per year, at least. For this reason, we believe that Bettyann can afford this signature loan of $94000.

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans range from $28,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Bettyann required a debt consolidation loan to pay for their existing signature loan and their payday loan. Bettyann was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.

Client Profile: Bettyann Dautrich of Belmont, Massachusetts
  • Full name (Changed if requested): Bettyann Dautrich
  • Current Credit: loans.hit.utils.Fico@1ddc4ec2
  • Current City: Belmont
  • State: Massachusetts
  • Zip code: 2479
  • Yearly income: $53,000
  • Current Job: clinical dietitian
  • Current County: Middlesex
  • Goal Yearly Income: $119,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Installment loan for Bettyann, a graduate of Regency Beauty Institute and a clinical dietitian working for over $77,000 per year

Bettyann, an alumnus at Regency Beauty Institute and a clinical dietitian in Belmont, Massachusetts wants a signature loan to purchase something frivolous. Bettyann has instead decided to get an installment loan for $6,000 and is currently seeking lenders like Durfee Attleboro Bank to process their request.

Paraphrased and Standardized Quote from Bettyann for this signature loan of $94000, provided by Belmont Savings Bank

Hi, I am Bettyann and my hometown is Belmont in Massachusetts. Middlesex, county is where I grew up, and now I need a signature loan in Massachusetts for $94000 to renovate my home. It wasn’t easy, but Belmont Savings Bank really came through for me with this loan for 11.3% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to Belmont Savings Bank for trusting me and my good credit. It look me 4 years to build my credit to 663, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Bettyann’s Overall FICO score at the time of acceptance for a signature loan, taking into account their clinical dietitian job and their future career as an artists agent

Fico Score: 663

8 Months in the Past, Bettyann Tried to Find a High Risk Loan for $37,000.00, and it was Easy

It is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Bettyann. Bettyann decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Clients with credit scores as low as 345 can apply for a high risk loan and possibly can be approved.

Previous requests on Bettyann’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$17660.00 11 11.2% $233.26 State Street Bank and Trust Company October 5, 2013
$18360.00 4 10.3% $468.31 United States Trust Company December 21, 2014
$18450.00 6 9.2% $334.41 BayBank Harvard Trust Company May 7, 2015
$18300.00 7 11.1% $314.3 Durfee Attleboro Bank September 1, 2015
$18120.00 8 10.8% $282.69 Bank of New England – North Shore September 6, 2015

Multiple past requests for credit have been made by Bettyann in the past, including one from Ameritrust Bank, Johnson County in Belmont, Massachusetts before Bettyann was approved for the $94000 by Belmont Savings Bank

Bettyann made 6 previous tries to obtain a signature loan, 2 of which were with Ameritrust Bank, Johnson County, a lending institution in Belmont, Massachusetts known to specialize in signature loans specifically. Before finding Belmont Savings Bank, Bettyann was concerned due to their inexperience and good credit rating.

Fast Loans for Bettyann in Belmont, Massachusetts to prevent bankruptcy or harm from debt collectors.

Fast loans in Belmont, Massachusetts aren’t actually that difficult to obtain, especially if you have some gumption like Bettyann. Bettyann was able to find a fast loan for $94000 from Durfee Attleboro Bank and BayBank Middlesex, N. A., but declined both offers in favor of their signature loan from Belmont Savings Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better in the case that you are in a pinch.

Before applying for this signature loan, Bettyann had an Experian score of 676, which is good, so Belmont Savings Bank probably cannot provide Bettyann a signature loan

Experian Score: 676

Personal Loan for a clinical dietitian named Bettyann in Belmont, Massachusetts to Pay Off Apple Barclaycard Financing Visa Card

Bettyann had a tonne of credit card debt on their Riverview Community Bank Travel Rewards American Express Card and their Gymboree Visa Platinum Card, and they were starting to get in over their heads. Despite Bettyann’s job as a clinical dietitian, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Signature Loan easily acquired in Belmont, Massachusetts for $94000 with good credit by Bettyann

A lot of borrowers struggle with obtaining signature loans in Belmont, Massachusetts, and Bettyann is no exception. Bettyann went to 4 lending institutions or more prior to settling on Belmont Savings Bank, who offered Bettyann a signature loan for $94000. Typical signature loans simply need a client, like Bettyann’s signature to get them, up to $22,000 in some cases. Bettyann was able to get $94000 as a signature loan, which is very high for a signature loan. Since signature loans do not need collateral, they generally need better credit, as high as 726

Bettyann was not approved by The Arlington National Bank 5 times prior to being accepted by Belmont Savings Bank at 2 Leonard Street

On July 20, 2011, Bettyann inquired about borrowing $46,000 from Lexington Trust Company with Jin, their in law from just outside Belmont, and even with the co-signer, Bettyann was rejected for this signature loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Bettyann’s Transunion score was changed by the signature loan loan, changing to 649 from 663, which is normal in our experience.

Transunion Score: 649

Conclusion of Bettyann’s signature loan

In the end, Bettyann was able to find a signature loan for $94000 with an interest rate of 6.5% interest APR from Belmont Savings Bank in Belmont, Massachusetts repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.