$57000 Signature Loan – Corbin Kentucky, Credit Score Of 300
- Experian: 313 – This client had a terrible Experian score
- Transunion: 281 – Marilee had a terrible credit score with Transunion.
- Equifax: Marilee’s Experian score was 300, which is a terrible credit score using the Experian scale.
- Full name (Changed if requested): Marilee Kazimi
- Current Credit: loans.hit.utils.Fico@5197848c
- Current City: Corbin
- State: Kentucky
- Zip code: 40709
- Yearly income: $53,000
- Current Job: customer service representative
- Current County: Knox
- Goal Yearly Income: $121,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Paraphrased and Standardized Quote from Marilee for this signature loan of $57000, provided by Tri-County National Bank
Hello, I am Marilee and I’m from Corbin in Kentucky. Knox, county is where I grew up, and now I need a signature loan in Kentucky for $57000 to avoid bankruptcy. It wasn’t easy, but Tri-County National Bank really came through for me with this loan for 6.2% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to Tri-County National Bank for trusting me and my terrible credit. It look me 8 years to create my credit to 300, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.
Marilee was not approved by Auburn Banking Company 4 times before being accepted by Tri-County National Bank at Master Street And Beatty Avenue
On August 1, 2009, Marilee applied about borrowing $13,000 from The First State Bank and Trust Company of Manchester, Kentucky with Kourtney, their in law from just outside Corbin, and even with the co-signer, Marilee was rejected for this signature loan. With terrible credit, it can be challenging to procure financing, even with collateral and a co-signer.
Contact Details for Tri-County National Bank, the provider of this signature loan
- Tri-County National Bank
- City: Corbin
- State: Kentucky
- Address: Master Street And Beatty Avenue
- County: Knox
- Zip code: 40701
Signature Loan easily acquired in Corbin, Kentucky for $57000 with terrible credit by Marilee
Many borrowers struggle with obtaining signature loans in Corbin, Kentucky, and Marilee is the same. Marilee went to 5 lending institutions or more before finding Tri-County National Bank, who offered Marilee a signature loan for $57000. Most signature loans simply need a client, like Marilee’s signature to get them, up to $28,000 in some cases. Marilee was able to get $57000 as a signature loan, which is very high for a signature loan. Because signature loans do not require collateral, these loans generally need higher credit, as high as 788
Marilee’s Transunion score was altered by the signature loan loan, changing to 281 from 300, which is typical in our experience.
9 Months Ago, Marilee Tried Finding a High Risk Loan for $31,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Marilee. Marilee chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit scores as low as 441 can apply for a high risk loan and have a chance to be accepted.
Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $28,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Marilee needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Marilee was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.2%.
Installment loan for Marilee, a graduate of Park University and a customer service representative working for over $72,000 per year
Marilee, an alumnus at Park University and a customer service representative in Corbin, Kentucky wants a signature loan to purchase a car. Marilee has instead decided to get an installment loan for $26,000 and is currently seeking lenders like Farmers & Traders Bank of Campton to process their request.
Previous requests on Marilee’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$33130.00||7||7.2%||$503.27||Stock Yards Bank & Trust Company||August 28, 2010|
|$33400.00||7||9.3%||$542.47||Farmers Deposit Bank of Brandenburg||May 5, 2012|
|$32650.00||8||6.6%||$438.67||Citizens Bank||November 1, 2012|
|$33100.00||8||6.3%||$439.83||Citizens Bank & Trust Company, Burgin, Kentucky||March 16, 2013|
Fast Loans for Marilee in Corbin, Kentucky to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Corbin, Kentucky aren’t actually that difficult to obtain, especially if you have some gumption like Marilee. Marilee was able to find a fast loan for $57000 from Citizens Deposit Bank and Citizens Bank, but turned down both offers in favor of their signature loan from Tri-County National Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a borrower is in a time sensitive situation.
Before applying for this signature loan, Marilee had an Experian score of 313, which is terrible, so Tri-County National Bank likely cannot provide Marilee a signature loan
Marilee’s Overall FICO score at the time of acceptance for a signature loan, taking into account their customer service representative job and their future job as a family practitioner
Marilee has a very low current gross income, but has a high number of prospects
Marilee has always wanted to be a family practitioner, but would need attend Park University again to become one. Marilee has other prospects as well, including fire prevention engineer, sales floor stock clerk, and occupational safety & health inspector, which pay $55,000 through to $104,000 per year, at least. Because of this, we believe that Marilee can afford this signature loan of $57000.
Multiple other requests for credit have been made by Marilee in the past, including one from Riverside Bank in Corbin, Kentucky before Marilee was approved for the $57000 by Tri-County National Bank
Marilee made 6 previous attempts to obtain a signature loan, 2 of which were with Riverside Bank, a lending institution in Corbin, Kentucky known to specialize in signature loans specifically. Prior to finding Tri-County National Bank, Marilee was very concerned due to their inexperience and terrible credit rating.
When Marilee was 23, they tried to obtain a student loan from 5 different banks, which damaged their credit rating. Below is a chronology of Marilee’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on April 6, 2009
- Attempt 2) Loan for $26,000.00 on December 18, 2009
- Attempt 3) Loan for $33,000.00 on August 26, 2009
- Attempt 4) Loan for $27,000.00 on February 7, 2012
- Attempt 5) Loan for $28,000.00 on December 2, 2008
Personal Loan for a customer service representative named Marilee in Corbin, Kentucky to Pay Off Lufthansa Miles & More World MasterCard
Marilee had a lot of credit card debt on their University of Central Florida Alumni Association Platinum Plus MasterCard and their Stanford Federal Credit Union Student Visa Rewards Card, and they were starting to get in over their heads. Despite Marilee’s job as a customer service representative, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Marilee’s signature loan
In the end, Marilee was able to find a signature loan for $57000 with an interest rate of 9.4% interest APR from Tri-County National Bank in Corbin, Kentucky repayable over 24 years from today.