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Signature Loan Of $68000 For Excellent Credit Utah Resident

$68000 Signature Loan – Salt Lake City Utah, Credit Score Of 816

  • Experian: 829 – They had an excellent Experian score
  • Transunion: 804 – Granville had an excellent credit score with Transunion.
  • Equifax: Granville’s Experian score was 816, which is an excellent credit score on the Experian scale.

Personal Loan for a dry wall installer named Granville in Salt Lake City, Utah to Pay Off Garden State Community Bank Platinum Edition Visa Card

Granville had a lot of credit card debt on their Malvern Federal Savings Bank Visa Signature Bonus Rewards Card and their Southeastern Greyhound Adoption Visa Card, and they were starting to get in over their heads. Despite Granville’s job as a dry wall installer, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Granville’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$20880.00 7 10.2% $348.79 Bank of Ephraim August 7, 2009
$20700.00 7 11.6% $361.0 Gunnison Valley Bank February 3, 2013
$21120.00 8 9.8% $318.25 The Helper State Bank March 21, 2013
$21380.00 10 9.1% $271.99 Barnes Banking Company January 26, 2014
$21340.00 8 11.4% $339.84 KeyBank National Association August 14, 2014

Granville’s Overall FICO score at the time of acceptance for a signature loan, taking into account their dry wall installer job and their future job as an animal breeder

Fico Score: 816

Contact Details for Williamsburg Federal Savings and Loan Association, the provider of this signature loan

  • Williamsburg Federal Savings and Loan Association
  • City: Salt Lake City
  • State: Utah
  • Address: 72 South Main Street
  • County: Salt Lake
  • Zip code: 84101

Granville was rejected by U.S. Bank of Utah 4 times before being approved by Williamsburg Federal Savings and Loan Association at 72 South Main Street

On August 6, 2009, Granville inquired about borrowing $20,000 from Community First Bank with Dorothea, their friend from just outside Salt Lake City, and even with the co-signer, Granville was rejected for this signature loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Client Profile: Granville Fleenor of Salt Lake City, Utah
  • Full name (Changed if requested): Granville Fleenor
  • Current Credit: loans.hit.utils.Fico@17f052a3
  • Current City: Salt Lake City
  • State: Utah
  • Zip code: 84106
  • Yearly income: $45,000
  • Current Job: dry wall installer
  • Current County: Salt Lake
  • Goal Yearly Income: $147,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Before applying for this signature loan, Granville had an Experian score of 829, which is excellent, so Williamsburg Federal Savings and Loan Association most likely cannot provide Granville a signature loan

Experian Score: 829

Granville has a very low current total income, but has several of prospects

Granville has always wanted to be an animal breeder, but would have to attend New Hampshire Institute for Therapeutic Arts again to become one. Granville has other prospects as well, including chemical plant operator, motorboat mechanic, and packers and packagers, which pay $53,000 through to $106,000 per year, on average. For this reason, we believe that Granville can afford this signature loan of $68000.

When Granville was 18, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a list of Granville’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on May 9, 2009
  • Attempt 2) Loan for $24,000.00 on November 24, 2010
  • Attempt 3) Loan for $21,000.00 on October 28, 2008
  • Attempt 4) Loan for $27,000.00 on May 30, 2011

Paraphrased and Standardized Quote from Granville for this signature loan of $68000, provided by Williamsburg Federal Savings and Loan Association

Hi, I am Granville and I’m from Salt Lake City in Utah. Salt Lake, county is where I grew up, and now I need a signature loan in Utah for $68000 to renovate my home. It wasn’t easy, but Williamsburg Federal Savings and Loan Association really came through for me with this loan for 11.0% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to Williamsburg Federal Savings and Loan Association for trusting me and my excellent credit. It look me 4 years to create my credit to 816, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.

6 Months Ago, Granville Tried to Find a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Granville. Granville decided not to get a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit ratings as low as 345 can apply for a high risk loan and possibly can be approved.

Granville’s Transunion score was changed by the signature loan loan, changing to 804 from 816, which is normal in our experience.

Transunion Score: 804

Installment loan for Granville, a graduate of New Hampshire Institute for Therapeutic Arts and a dry wall installer working for over $66,000 per year

Granville, an alumnus at New Hampshire Institute for Therapeutic Arts and a dry wall installer in Salt Lake City, Utah needs a signature loan to purchase a house. Granville has instead decided to get an installment loan for $17,000 and is currently seeking lenders like Deseret Bank to provide it.

Multiple other requests for credit have been made by Granville in the past, including one from Prime Meridian Bank in Salt Lake City, Utah before Granville was approved for the $68000 by Williamsburg Federal Savings and Loan Association

Granville made 9 previous attempts to obtain a signature loan, 2 of which were with Prime Meridian Bank, a bank in Salt Lake City, Utah known to specialize in signature loans specifically. Prior to finding Williamsburg Federal Savings and Loan Association, Granville was very concerned due to their inexperience and excellent credit score.

Signature Loan acquired in Salt Lake City, Utah for $68000 with excellent credit by Granville

Most prospective borrowers struggle with obtaining signature loans in Salt Lake City, Utah, and Granville is the same. Granville went to 6 lenders or more prior to settling on Williamsburg Federal Savings and Loan Association, who offered Granville a signature loan for $68000. Typical signature loans simply need a client, like Granville’s signature to obtain them, up to $46,000 in some cases. Granville was able to get $68000 as a signature loan, which is very high for a signature loan. Because signature loans don’t need a cosigner, they tend to need improved credit, as high as 729

Fast Loans for Granville in Salt Lake City, Utah to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Salt Lake City, Utah aren’t actually that difficult to obtain, especially if you have some gumption like Granville. Granville was able to find a fast loan for $68000 from Bank of St. George and Bank of Vernal, but turned down both offers in favor of their signature loan from Williamsburg Federal Savings and Loan Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement in the case that a borrower is in a time sensitive situation.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $37,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Granville needed a debt consolidation loan to pay for their existing signature loan and their credit card. Granville was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.7%.

Conclusion of Granville’s signature loan

In the end, Granville was able to find a signature loan for $68000 with an interest rate of 11.2% interest APR from Williamsburg Federal Savings and Loan Association in Salt Lake City, Utah repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.