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Signature Loan With Low APR In Chester County, Pennsylvania

$50000 Signature Loan – Phoenixville Pennsylvania, Credit Rating Of 762

  • Experian: 773 – They had an excellent Experian rating
  • Transunion: 749 – Guillermina had an excellent credit rating with Transunion.
  • Equifax: Guillermina’s Experian score was 762, which is an excellent credit score using the Experian scale.

Several previous requests for credit have been made by Guillermina in the past, including one from Bank One, West Virginia, Boone, National Association in Phoenixville, Pennsylvania before Guillermina was accepted for the $50000 by Customers Bank

Guillermina made 6 previous attempts to obtain a signature loan, 2 of which were with Bank One, West Virginia, Boone, National Association, a lender in Phoenixville, Pennsylvania known to specialize in signature loans specifically. Before finding Customers Bank, Guillermina was concerned due to their inexperience and excellent credit rating.

Guillermina’s Transunion score was changed by the signature loan loan, changing to 749 from 762, which is normal in our experience.

Transunion Score: 749

Personal Loan for a recreation leader named Guillermina in Phoenixville, Pennsylvania to Pay Off BB&T Visa Corporate Card

Guillermina had a tonne of credit card debt on their Sears MasterCard and their Citi / AAdvantage Gold MasterCard, and they were starting to get in over their heads. Despite Guillermina’s job as a recreation leader, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Guillermina was 23, they tried to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Guillermina’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on February 12, 2011
  • Attempt 2) Loan for $21,000.00 on August 3, 2010
  • Attempt 3) Loan for $33,000.00 on April 5, 2012
  • Attempt 4) Loan for $26,000.00 on July 22, 2010

Previous requests on Guillermina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$53280.00 5 10.1% $1134.67 The People’s Bank of Oxford November 24, 2010
$52720.00 10 8.3% $648.03 First Lehigh Bank June 17, 2012
$53120.00 3 6.8% $1635.34 SunBank September 26, 2014
$53480.00 7 10.7% $907.29 Merchants Bank (North) January 30, 2015
$53200.00 11 9.8% $660.05 Green Ridge Bank July 28, 2015

Guillermina was not approved by Penn Security Bank and Trust Company 6 times prior to being accepted by Customers Bank at 99 Bridge St

On October 19, 2011, Guillermina applied about borrowing $49,000 from Farmers and Merchants Bank of Cherry Tree, Pa. with Joy, their in law from just outside Phoenixville, and even with the co-signer, Guillermina was rejected for this signature loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Guillermina’s Overall FICO score at the time of acceptance for a signature loan, taking into account their recreation leader job and their future job as a student admissions administrator

Fico Score: 762

7 Months Ago, Guillermina Attempted to Find a High Risk Loan for $47,000.00, and it was Hard

There is an existing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Guillermina. Guillermina chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Individuals with credit ratings as low as 341 can apply for a high risk loan and have a chance to be approved.

Client Profile: Guillermina Fujii of Phoenixville, Pennsylvania
  • Full name (Changed if requested): Guillermina Fujii
  • Current Credit: loans.hit.utils.Fico@17f052a3
  • Current City: Phoenixville
  • State: Pennsylvania
  • Zip code: 19465
  • Yearly income: $44,000
  • Current Job: recreation leader
  • Current County: Chester
  • Goal Yearly Income: $102,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Paraphrased and Standardized Quote from Guillermina for this signature loan of $50000, provided by Customers Bank

Hello, I am Guillermina and I’m from Phoenixville in Pennsylvania. Chester, county is where I grew up, and now I need a signature loan in Pennsylvania for $50000 to renovate my home. It has been difficult, but Customers Bank really came through for me with this loan for 8.8% interest APR and a term of 12 years. I will repay the loan over the 12 year term, including interest. A big thanks to Customers Bank for giving me a chance and my excellent credit. It look me 4 years to build my credit to 762, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $25,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Guillermina required a debt consolidation loan to pay for their existing signature loan and their payday loan. Guillermina was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.1%.

Contact Details for Customers Bank, the provider of this signature loan

  • Customers Bank
  • City: Phoenixville
  • State: Pennsylvania
  • Address: 99 Bridge St
  • County: Chester
  • Zip code: 19460

Fast Loans for Guillermina in Phoenixville, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Phoenixville, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Guillermina. Guillermina was able to find a fast loan for $50000 from Orrstown Bank and SunBank, but turned down both offers in favor of their signature loan from Customers Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that you are in a time sensitive situation.

Guillermina has a low current total income, but has a large amount of prospects

Guillermina has always wanted to be a student admissions administrator, but would have to attend Unitech Training Academy – Lafayette again to become one. Guillermina has other prospects as well, including probate lawyer, soil engineer, and architecture professor, which pay $52,000 through to $102,000 per year, at least. For this reason, we believe that Guillermina can afford this signature loan of $50000.

Signature Loan found in Phoenixville, Pennsylvania for $50000 with excellent credit by Guillermina

Many clients have difficulty with finding signature loans in Phoenixville, Pennsylvania, and Guillermina is the same. Guillermina went to 4 lenders or more prior to settling on Customers Bank, who offered Guillermina a signature loan for $50000. Typical signature loans simply require a client, like Guillermina’s signature to obtain them, up to $36,000 in some cases. Guillermina was able to get $50000 as a signature loan, which is very high for a signature loan. Because signature loans don’t require collateral, they generally need better credit, as high as 721

Installment loan for Guillermina, a graduate of Unitech Training Academy – Lafayette and a recreation leader working for over $69,000 per year

Guillermina, an alumnus at Unitech Training Academy – Lafayette and a recreation leader in Phoenixville, Pennsylvania needs a signature loan to purchase a new cell phone. Guillermina has instead chosen to get an installment loan for $27,000 and is currently seeking lenders like Mellon Bank (East) PSFS, National Association to process their request.

Before applying for this signature loan, Guillermina had an Experian score of 773, which is excellent, so Customers Bank most likely can provide Guillermina a signature loan

Experian Score: 773

Conclusion of Guillermina’s signature loan

In the end, Guillermina was able to find a signature loan for $50000 with an interest rate of 7.2% interest APR from Customers Bank in Phoenixville, Pennsylvania repayable over 12 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.