$98000 Signature Loan – Stapleton Nebraska, Credit Score Of 750
- Experian: 760 – This client had an excellent Experian rating
- Transunion: 736 – Deandre had an excellent credit rating with Transunion.
- Equifax: Deandre’s Experian score was 750, which is an excellent credit score on the Experian scale.
Contact Details for Bank of Stapleton, the provider of this signature loan
- Bank of Stapleton
- City: Stapleton
- State: Nebraska
- Address: 324 Main St
- County: Logan
- Zip code: 69163
Installment loan for Deandre, a graduate of Orange County Community College and a tax examiner working for over $75,000 per year
Deandre, an alumnus at Orange County Community College and a tax examiner in Stapleton, Nebraska needs a signature loan to purchase something frivolous. Deandre has instead chosen to obtain an installment loan for $26,000 and is at present seeking lenders like Security State Bank to provide it.
8 Months in the Past, Deandre Tried to Find a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Deandre. Deandre decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 544 can inquire for a high risk loan and may be be accepted.
Deandre’s Transunion score was changed by the signature loan loan, changing to 736 from 750, which is typical in our experience.
Previous requests on Deandre’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $38460.00 | 6 | 10.1% | $714.44 | Citizens Bank | February 27, 2011 |
| $38120.00 | 7 | 11.5% | $662.77 | Stromsburg Bank | June 10, 2012 |
| $37620.00 | 6 | 8.7% | $672.53 | Wahoo State Bank | January 2, 2014 |
| $38280.00 | 6 | 6.6% | $645.31 | Arlington State Bank | February 9, 2014 |
| $37790.00 | 10 | 9.5% | $488.99 | Mason State Bank, Mason City, Nebraska | July 13, 2014 |
Deandre was rejected by Town & Country Bank 5 times prior to being accepted by Bank of Stapleton at 324 Main St
On July 15, 2010, Deandre applied about borrowing $12,000 from Security State Bank with Maryjo, their in law from just outside Stapleton, and even with the co-signer, Deandre was rejected for this signature loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Before applying for this signature loan, Deandre had an Experian score of 760, which is excellent, so Bank of Stapleton probably cannot provide Deandre a signature loan
Signature Loan easily acquired in Stapleton, Nebraska for $98000 with excellent credit by Deandre
A lot of clients have difficulty with finding signature loans in Stapleton, Nebraska, and Deandre is no different. Deandre went to 4 lenders or more before settling on Bank of Stapleton, who offered Deandre a signature loan for $98000. Typical signature loans simply need a client, like Deandre’s signature to obtain them, up to $37,000 in some cases. Deandre was able to get $98000 as a signature loan, which is very high for a signature loan. Because signature loans do not need a cosigner, they generally require improved credit, as high as 754
Many previous requests for credit have been made by Deandre in the past, including one from Colony Bank Southeast in Stapleton, Nebraska before Deandre was approved for the $98000 by Bank of Stapleton
Deandre made 7 previous tries to obtain a signature loan, 2 of which were with Colony Bank Southeast, a lender in Stapleton, Nebraska known to specialize in signature loans specifically. Before finding Bank of Stapleton, Deandre was concerned due to their inexperience and excellent credit score.
When Deandre was 23, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Deandre’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on August 27, 2012
- Attempt 2) Loan for $22,000.00 on July 17, 2009
- Attempt 3) Loan for $23,000.00 on May 15, 2011
- Attempt 4) Loan for $25,000.00 on March 13, 2010
- Attempt 5) Loan for $24,000.00 on April 6, 2014
- Attempt 6) Loan for $24,000.00 on June 6, 2009
- Attempt 7) Loan for $31,000.00 on September 25, 2009
Deandre’s Overall FICO score at the time of acceptance for a signature loan, taking into account their tax examiner job and their future career as a radiation protection engineer
Deandre has a sad current total income, but has a large amount of prospects
Deandre has always wanted to be a radiation protection engineer, but would have to attend Orange County Community College again to become one. Deandre has other possibilities as well, including compliance officer, radio & tv newscaster, and printmaker, which pay $57,000 through to $104,000 per year, on average. Because of this, we think that Deandre can pay for this signature loan of $98000.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $32,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Deandre required a debt consolidation loan to pay for their existing signature loan and their payday loan. Deandre was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.2%.
Personal Loan for a tax examiner named Deandre in Stapleton, Nebraska to Pay Off Amway Global Visa Credit Card
Deandre had a tonne of credit card debt on their US Bank FlexPerks Cash Rewards Visa Credit Card and their PartnersFirst Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Deandre’s job as a tax examiner, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Deandre for this signature loan of $98000, provided by Bank of Stapleton
Hi, I am Deandre and my hometown is Stapleton in Nebraska. Logan, county is where I grew up, and now I need a signature loan in Nebraska for $98000 to avoid bankruptcy. It wasn’t easy, but Bank of Stapleton really came through for me with this loan for 9.3% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to Bank of Stapleton for giving me a chance and my excellent credit. It look me 9 years to create my credit to 750, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Deandre Kallen
- Current Credit: loans.hit.utils.Fico@439f5b3d
- Current City: Stapleton
- State: Nebraska
- Zip code: 69165
- Yearly income: $38,000
- Current Job: tax examiner
- Current County: Logan
- Goal Yearly Income: $136,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Fast Loans for Deandre in Stapleton, Nebraska to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Stapleton, Nebraska aren’t actually that difficult to obtain, particularly if you have some gumption like Deandre. Deandre was able to find a fast loan for $98000 from Security State Bank and Pathway Bank, but turned down both offers in favor of their signature loan from Bank of Stapleton. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement in the case that a borrower is in a time sensitive situation.
Conclusion of Deandre’s signature loan
In the end, Deandre was able to find a signature loan for $98000 with an interest rate of 11.7% interest APR from Bank of Stapleton in Stapleton, Nebraska repayable over 17 years from today.
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