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Student Loan For $84000 Near 49503, Michigan With A Credit Score Of 606

$84000 Student Loan – Grand Rapids Michigan, Credit Score Of 606

  • Experian: 616 – They had a good Experian score
  • Transunion: 589 – Daniell had a good credit rating with Transunion.
  • Equifax: Daniell’s Experian score was 606, which is a good credit rating using the Experian scale.

Installment loan for Daniell, a graduate of Drew University and a deaf students teacher working for over $75,000 per year

Daniell, an alumnus at Drew University and a deaf students teacher in Grand Rapids, Michigan wants a student loan to purchase something frivolous. Daniell has instead decided to obtain an installment loan for $29,000 and is at present seeking lenders like G. W. Jones Exchange Bank to provide it.

Before applying for this student loan, Daniell had an Experian score of 616, which is good, so First of America Bank-West Michigan, National Association most likely can provide Daniell a student loan

Experian Score: 616

When Daniell was 24, they attempted to obtain a student loan from 7 different banks, which harmed their credit rating. Below is a chronology of Daniell’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on July 4, 2009
  • Attempt 2) Loan for $33,000.00 on October 22, 2013
  • Attempt 3) Loan for $36,000.00 on July 9, 2013
  • Attempt 4) Loan for $27,000.00 on November 29, 2009
  • Attempt 5) Loan for $38,000.00 on December 19, 2009
  • Attempt 6) Loan for $25,000.00 on September 17, 2010
  • Attempt 7) Loan for $34,000.00 on October 31, 2012

Signature Loan easily acquired in Grand Rapids, Michigan for $84000 with good credit by Daniell

Many clients have difficulty with finding signature loans in Grand Rapids, Michigan, and Daniell is no different. Daniell went to 6 lenders or more prior to finding First of America Bank-West Michigan, National Association, who offered Daniell a signature loan for $84000. Most signature loans simply need a client, like Daniell’s signature to obtain them, up to $48,000 in some cases. Daniell was able to get $84000 as a student loan, which is very high for a student loan. Since signature loans do not require a cosigner, they generally need better credit, as high as 721

Daniell was rejected by Old Kent Bank of Fremont 5 times before being accepted by First of America Bank-West Michigan, National Association at 171 Monroe Avenue, Nw

On March 24, 2009, Daniell applied about borrowing $19,000 from G. W. Jones Exchange Bank with Wynell, their friend from just outside Grand Rapids, and even with the co-signer, Daniell was rejected for this student loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Fast Loans for Daniell in Grand Rapids, Michigan to prevent bankruptcy or harm from debt collectors.

Fast loans in Grand Rapids, Michigan aren’t actually that difficult to obtain, especially if you have some gumption like Daniell. Daniell was able to find a fast loan for $84000 from Union Savings Bank of Manchester and FMB-Commercial Bank, but declined both offers in favor of their student loan from First of America Bank-West Michigan, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that you are in a time sensitive situation.

Paraphrased and Standardized Quote from Daniell for this student loan of $84000, provided by First of America Bank-West Michigan, National Association

Hi, I am Daniell and I am from Grand Rapids in Michigan. Kent, county is where I grew up, and now I need a student loan in Michigan for $84000 to pay bills. It has been difficult, but First of America Bank-West Michigan, National Association really came through for me with this loan for 10.8% interest APR and a term of 17 years. I can probably repay the loan over the 17 year term, including interest. A big thanks to First of America Bank-West Michigan, National Association for giving me a chance and my good credit. It look me 4 years to create my credit to 606, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Contact Details for First of America Bank-West Michigan, National Association, the provider of this student loan

  • First of America Bank-West Michigan, National Association
  • City: Grand Rapids
  • State: Michigan
  • Address: 171 Monroe Avenue, Nw
  • County: Kent
  • Zip code: 49503

Personal Loan for a deaf students teacher named Daniell in Grand Rapids, Michigan to Pay Off Entrust FCU Visa Student Credit Card

Daniell had a lot of credit card debt on their Patelco Credit Union Credit Cards and their Wings Financial Visa Platinum, and they were starting to get in over their heads. Despite Daniell’s job as a deaf students teacher, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Daniell’s Overall FICO score at the time of acceptance for a student loan, taking into account their deaf students teacher job and their future job as a management consultant

Fico Score: 606

Many previous requests for credit have been made by Daniell in the past, including one from Wells Fargo Bank South Dakota, National Association in Grand Rapids, Michigan before Daniell was accepted for the $84000 by First of America Bank-West Michigan, National Association

Daniell made 9 prior attempts to obtain a student loan, 2 of which were with Wells Fargo Bank South Dakota, National Association, a lending institution in Grand Rapids, Michigan known to specialize in student loans specifically. Before finding First of America Bank-West Michigan, National Association, Daniell was concerned due to their inexperience and good credit score.

Client Profile: Daniell Sorbello of Grand Rapids, Michigan
  • Full name (Changed if requested): Daniell Sorbello
  • Current Credit: loans.hit.utils.Fico@246b179d
  • Current City: Grand Rapids
  • State: Michigan
  • Zip code: 49504
  • Yearly income: $66,000
  • Current Job: deaf students teacher
  • Current County: Kent
  • Goal Yearly Income: $127,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Previous requests on Daniell’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$17470.00 9 11.5% $260.37 Society Bank, Lenawee April 9, 2009
$17270.00 8 10.5% $266.65 Bank of Lenawee June 27, 2010
$16720.00 11 7.7% $188.18 First of America Bank – Alpena June 28, 2013
$17200.00 8 9.7% $258.27 NBD Ann Arbor, National Association December 4, 2013

Daniell’s Transunion score was changed by the student loan loan, changing to 589 from 606, which is typical in our experience.

Transunion Score: 589

Daniell has a sad current total income, but has a high number of prospects

Daniell has always wanted to be a management consultant, but would have to attend Drew University again to become one. Daniell has other possibilities as well, including nuclear power reactor operator, mechanical engineer, and parts salesperson, which pay $53,000 through to $90,000 per year, on average. For this reason, we think that Daniell can afford this student loan of $84000.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $28,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Daniell needed a debt consolidation loan to pay for their existing student loan and their credit card. Daniell was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.

9 Months in the Past, Daniell Tried to Find a High Risk Loan for $33,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Daniell. Daniell decided not to obtain a high risk loan this time. High Risk loans are given to bad credit individuals. Individuals with credit ratings as low as 541 can inquire for a high risk loan and may be be approved.

Conclusion of Daniell’s student loan

In the end, Daniell was able to find a student loan for $84000 with an interest rate of 5.5% interest APR from First of America Bank-West Michigan, National Association in Grand Rapids, Michigan repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.