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Student Loan Of $184000 For Fair Credit Texas Resident

$184000 Student Loan – Houston Texas, Credit Score Of 558

  • Experian: 572 – The client had a fair Experian score
  • Transunion: 542 – Alejandro had a fair credit rating with Transunion.
  • Equifax: Alejandro’s Experian score was 558, which is a fair credit score using the Experian scale.

Contact Details for Allied Beltway Bank, the provider of this student loan

  • Allied Beltway Bank
  • City: Houston
  • State: Texas
  • Address: 9702 Bellaire Boulevard
  • County: Harris
  • Zip code: 77072

Alejandro has a disappointing current yearly income, but has a high number of prospects

Alejandro has always wanted to be an answering service operator, but would have to attend Alaska Eye Care Centers Residency in Contact Lens and Primary Care again to become one. Alejandro has other prospects as well, including maintenance supervisor, plant manager, and parts salesperson, which pay $53,000 through to $103,000 per year, on average. For this reason, we think that Alejandro can afford this student loan of $184000.

Signature Loan easily acquired in Houston, Texas for $184000 with fair credit by Alejandro

A lot of clients have difficulty with obtaining signature loans in Houston, Texas, and Alejandro is no exception. Alejandro went to 5 lenders or more before settling on Allied Beltway Bank, who offered Alejandro a signature loan for $184000. Most signature loans simply need a client, like Alejandro’s signature to get them, up to $45,000 in some cases. Alejandro was able to get $184000 as a student loan, which is very high for a student loan. Since signature loans don’t need a cosigner, these loans generally require improved credit, as high as 753

Personal Loan for a private nurse named Alejandro in Houston, Texas to Pay Off Baltimore Orioles Extra Bases Credit Card

Alejandro had a lot of credit card debt on their Fifth Third Bank Homeowner Plus Value Card and their Harley Davidson Visa Secured Card, and they were starting to get in over their heads. Despite Alejandro’s job as a private nurse, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Alejandro’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$29100.00 3 9.1% $926.73 Comerica Bank June 13, 2012
$29130.00 11 10.7% $376.34 First Star Bank, S.S.B. October 12, 2014
$28860.00 3 10.2% $933.94 Brownfield State Bank & Trust Co. November 4, 2014
$29220.00 8 8.4% $419.04 First Bank & Trust, Bryan, Texas August 1, 2015
$29400.00 11 6.7% $315.39 First Bank & Trust of Clarendon August 27, 2015

Before applying for this student loan, Alejandro had an Experian score of 572, which is fair, so Allied Beltway Bank probably cannot provide Alejandro a student loan

Experian Score: 572

Alejandro’s Overall FICO score at the time of acceptance for a student loan, taking into account their private nurse job and their future career as an answering service operator

Fico Score: 558

Multiple past requests for credit have been made by Alejandro in the past, including one from Woodland Bank in Houston, Texas before Alejandro was approved for the $184000 by Allied Beltway Bank

Alejandro made 9 prior attempts to obtain a student loan, 2 of which were with Woodland Bank, a bank in Houston, Texas known to specialize in student loans specifically. Before finding Allied Beltway Bank, Alejandro was desperate due to their inexperience and fair credit score.

Paraphrased and Standardized Quote from Alejandro for this student loan of $184000, provided by Allied Beltway Bank

Hello, I am Alejandro and I’m from Houston in Texas. Harris, county is where I grew up, and now I need a student loan in Texas for $184000 to pay bills. It has been difficult, but Allied Beltway Bank really came through for me with this loan for 11.7% interest APR and a term of 20 years. I can probably repay the loan over the 20 year term, including interest. A big thanks to Allied Beltway Bank for giving me a chance and my fair credit. It look me 6 years to create my credit to 558, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.

Fast Loans for Alejandro in Houston, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Houston, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Alejandro. Alejandro was able to find a fast loan for $184000 from The Huntsville National Bank and First State Bank, but turned down both offers in favor of their student loan from Allied Beltway Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is on the go.

Installment loan for Alejandro, a graduate of Alaska Eye Care Centers Residency in Contact Lens and Primary Care and a private nurse working for over $64,000 per year

Alejandro, an alumnus at Alaska Eye Care Centers Residency in Contact Lens and Primary Care and a private nurse in Houston, Texas needs a student loan to purchase a car. Alejandro has instead chosen to obtain an installment loan for $11,000 and is at present seeking lenders like Guaranty Bank & Trust Company to provide it.

When Alejandro was 18, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Alejandro’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on July 5, 2010
  • Attempt 2) Loan for $36,000.00 on April 4, 2009
  • Attempt 3) Loan for $38,000.00 on July 19, 2013
  • Attempt 4) Loan for $28,000.00 on February 15, 2009
  • Attempt 5) Loan for $28,000.00 on September 26, 2011
  • Attempt 6) Loan for $23,000.00 on May 21, 2009

Alejandro’s Transunion score was altered by the student loan loan, changing to 542 from 558, which is normal in our experience.

Transunion Score: 542

6 Months Ago, Alejandro Attempted to Find a High Risk Loan for $28,000.00, and it was Easy

There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Alejandro. Alejandro chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit scores as low as 315 can apply for a high risk loan and may be be accepted.

Alejandro was rejected by Guaranty Bank & Trust, N.A. 7 times prior to being approved by Allied Beltway Bank at 9702 Bellaire Boulevard

On December 3, 2009, Alejandro inquired about borrowing $7,000 from First State Bank of Mathis with Erlinda, their in law from just outside Houston, and even with the co-signer, Alejandro was rejected for this student loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Client Profile: Alejandro Brim of Houston, Texas
  • Full name (Changed if requested): Alejandro Brim
  • Current Credit: loans.hit.utils.Fico@49097b5d
  • Current City: Houston
  • State: Texas
  • Zip code: 77073
  • Yearly income: $53,000
  • Current Job: private nurse
  • Current County: Harris
  • Goal Yearly Income: $94,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $36,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Alejandro required a debt consolidation loan to pay for their existing student loan and their payday loan. Alejandro was able to find a student loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.4%.

Conclusion of Alejandro’s student loan

In the end, Alejandro was able to find a student loan for $184000 with an interest rate of 11.0% interest APR from Allied Beltway Bank in Houston, Texas repayable over 20 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.