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Student Loan Of $57000 For Excellent Credit Kansas Resident

$57000 Student Loan – Plains Kansas, Credit Rating Of 745

  • Experian: 755 – The client had an excellent Experian rating
  • Transunion: 733 – Maryanna had an excellent credit rating with Transunion.
  • Equifax: Maryanna’s Experian score was 745, which is an excellent credit score using the Experian scale.

Personal Loan for a farm manager named Maryanna in Plains, Kansas to Pay Off The Linux Foundation Visa Card

Maryanna had a tonne of credit card debt on their Wings Financial Visa Platinum and their M&T Bank Visa Business Card, and they were starting to get in over their heads. Despite Maryanna’s job as a farm manager, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Maryanna for this student loan of $57000, provided by The Plains State Bank

Hello, I am Maryanna and I’m from Plains in Kansas. Meade, county is where I grew up, and now I need a student loan in Kansas for $57000 to buy a big ticket item. It has been difficult, but The Plains State Bank really came through for me with this loan for 5.5% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to The Plains State Bank for giving me a chance and my excellent credit. It look me 8 years to create my credit to 745, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Multiple previous requests for credit have been made by Maryanna in the past, including one from Merchants & Farmers Bank in Plains, Kansas before Maryanna was approved for the $57000 by The Plains State Bank

Maryanna made 9 previous attempts to obtain a student loan, 2 of which were with Merchants & Farmers Bank, a lender in Plains, Kansas known to specialize in student loans specifically. Prior to finding The Plains State Bank, Maryanna was very concerned due to their inexperience and excellent credit score.

Installment loan for Maryanna, a graduate of Minnesota State College-Southeast Technical and a farm manager working for over $69,000 per year

Maryanna, an alumnus at Minnesota State College-Southeast Technical and a farm manager in Plains, Kansas needs a student loan to purchase a house. Maryanna has instead chosen to obtain an installment loan for $26,000 and is at present seeking lenders like The Home State Bank of Kansas City, Kansas to provide it.

6 Months in the Past, Maryanna Tried Finding a High Risk Loan for $45,000.00, and it was Hard

It is an well known struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Maryanna. Maryanna decided not to obtain a high risk loan this time. High Risk loans are given to very low credit clients. Borrowers with credit ratings as low as 410 can inquire for a high risk loan and may be be accepted.

Signature Loan found in Plains, Kansas for $57000 with excellent credit by Maryanna

Most borrowers have difficulty with obtaining signature loans in Plains, Kansas, and Maryanna is not an exception. Maryanna went to 7 lenders or more before finding The Plains State Bank, who offered Maryanna a signature loan for $57000. Typical signature loans simply need a client, like Maryanna’s signature to obtain them, up to $30,000 in some cases. Maryanna was able to get $57000 as a student loan, which is very high for a student loan. Since signature loans don’t require collateral, these loans tend to need better credit, as high as 785

Previous requests on Maryanna’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$29330.00 8 8.3% $419.11 Citizens Bank and Trust Company June 16, 2010
$29450.00 7 9.7% $484.35 The Morrill and Janes Bank and Trust Company August 7, 2011
$28740.00 3 10.1% $928.71 The Citizens State Bank, Liberal, Kansas June 30, 2012
$28740.00 6 9.7% $528.09 Citizens State Bank October 13, 2013

Fast Loans for Maryanna in Plains, Kansas to prevent bankruptcy or harm from debt collectors.

Fast loans in Plains, Kansas aren’t actually that difficult to obtain, particularly if you have some finesse like Maryanna. Maryanna was able to find a fast loan for $57000 from Farmers and Merchants Bank and Peoples Bank and Trust Company, but turned down both offers in favor of their student loan from The Plains State Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that you are in a time sensitive situation.

Maryanna has a disappointing current gross income, but has a large amount of prospects

Maryanna has always wanted to be a subway and streetcar conductor, but would need attend Minnesota State College-Southeast Technical again to become one. Maryanna has other prospects as well, including manual arts therapist, computer science professor, and school psychologist, which pay $57,000 through to $104,000 per year, on average. Because of this, we believe that Maryanna can pay for this student loan of $57000.

Client Profile: Maryanna Fengler of Plains, Kansas
  • Full name (Changed if requested): Maryanna Fengler
  • Current Credit: loans.hit.utils.Fico@52cc8049
  • Current City: Plains
  • State: Kansas
  • Zip code: 67875
  • Yearly income: $50,000
  • Current Job: farm manager
  • Current County: Meade
  • Goal Yearly Income: $127,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

When Maryanna was 19, they tried to obtain a student loan from 6 different banks, which harmed their credit score. Below is a list of Maryanna’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on December 6, 2010
  • Attempt 2) Loan for $29,000.00 on November 10, 2010
  • Attempt 3) Loan for $36,000.00 on April 5, 2013
  • Attempt 4) Loan for $22,000.00 on June 6, 2011
  • Attempt 5) Loan for $39,000.00 on April 8, 2010
  • Attempt 6) Loan for $39,000.00 on November 7, 2009

Maryanna’s Overall FICO score at the time of acceptance for a student loan, taking into account their farm manager job and their future career as a subway and streetcar conductor

Fico Score: 745

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $27,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Maryanna needed a debt consolidation loan to pay for their existing student loan and their credit card. Maryanna was able to find a student loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.

Contact Details for The Plains State Bank, the provider of this student loan

  • The Plains State Bank
  • City: Plains
  • State: Kansas
  • Address: 411 Grand Ave
  • County: Meade
  • Zip code: 67869

Before applying for this student loan, Maryanna had an Experian score of 755, which is excellent, so The Plains State Bank probably cannot provide Maryanna a student loan

Experian Score: 755

Maryanna was declined by The Fidelity State Bank 5 times before being accepted by The Plains State Bank at 411 Grand Ave

On March 15, 2012, Maryanna applied about borrowing $37,000 from Home State Bank with Carolyne, their friend from just outside Plains, and even with the co-signer, Maryanna was rejected for this student loan. With excellent credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Maryanna’s Transunion score was changed by the student loan loan, changing to 733 from 745, which is normal in our experience.

Transunion Score: 733

Conclusion of Maryanna’s student loan

In the end, Maryanna was able to find a student loan for $57000 with an interest rate of 9.2% interest APR from The Plains State Bank in Plains, Kansas repayable over 4 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.