$8000 Student Loan – Eunice Louisiana, Credit Rating Of 530
- Experian: 542 – This individual had a fair Experian rating
- Transunion: 511 – Shanita had a fair credit score with Transunion.
- Equifax: Shanita’s Experian score was 530, which is a fair credit rating using the Experian system.
Signature Loan acquired in Eunice, Louisiana for $8000 with fair credit by Shanita
A lot of borrowers have difficulty with finding signature loans in Eunice, Louisiana, and Shanita is not an exception. Shanita went to 4 lending institutions or more before finding Tri-Parish Bank, who offered Shanita a signature loan for $8000. Most signature loans simply need a client, like Shanita’s signature to obtain them, up to $39,000 in some cases. Shanita was able to get $8000 as a student loan, which is very high for a student loan. Because signature loans don’t need a cosigner, these loans generally require higher credit, as high as 785
Shanita’s Transunion score was changed by the student loan loan, changing to 511 from 530, which is normal in our experience.
Installment loan for Shanita, a graduate of United Education Institute – Huntington Park Campus and a college/university professor working for over $65,000 per year
Shanita, an alumnus at United Education Institute – Huntington Park Campus and a college/university professor in Eunice, Louisiana needs a student loan to purchase something frivolous. Shanita has instead decided to get an installment loan for $11,000 and is at present seeking lenders like Bank of Gonzales to process their request.
Before applying for this student loan, Shanita had an Experian score of 542, which is fair, so Tri-Parish Bank probably cannot provide Shanita a student loan
Shanita has a very low current yearly income, but has a high number of prospects
Shanita has always wanted to be a motion picture projectionist, but would have to attend United Education Institute – Huntington Park Campus again to achieve it. Shanita has other prospects as well, including professional sports scout, cabinet maker, and cook, which pay $50,000 through to $105,000 per year, at least. Because of this, we believe that Shanita can pay for this student loan of $8000.
Shanita was rejected by The First National Bank of Abbeville 5 times prior to being granted funding by Tri-Parish Bank at Laurel Avenue And Third Street
On March 6, 2010, Shanita applied about borrowing $36,000 from Bank of Oak Grove with Shandra, their in law from just outside Eunice, and even with the co-signer, Shanita was rejected for this student loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.
Fast Loans for Shanita in Eunice, Louisiana to prevent bankruptcy or harm from debt collectors.
Fast loans in Eunice, Louisiana aren’t actually that difficult to obtain, especially if you have some finesse like Shanita. Shanita was able to find a fast loan for $8000 from First National Bank of Jefferson Parish and City National Bank of Baton Rouge, but declined both offers in favor of their student loan from Tri-Parish Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that a borrower is in a pinch.
Paraphrased and Standardized Quote from Shanita for this student loan of $8000, provided by Tri-Parish Bank
Hi, I am Shanita and I’m from Eunice in Louisiana. St. Landry, county is where I grew up, and now I need a student loan in Louisiana for $8000 to avoid bankruptcy. It has been difficult, but Tri-Parish Bank really came through for me with this loan for 6.0% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to Tri-Parish Bank for giving me a chance and my fair credit. It look me 8 years to build my credit to 530, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Previous requests on Shanita’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$119230.00||11||8.6%||$1399.88||Bank of Zachary||August 23, 2009|
|$118840.00||10||9.5%||$1537.76||Landmark Bank||June 21, 2011|
|$118640.00||5||9.1%||$2468.53||Bank of Gonzales||October 28, 2012|
|$119220.00||8||11.4%||$1898.58||The Highlands Bank||February 25, 2015|
9 Months Ago, Shanita Attempted Finding a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Shanita. Shanita decided not to get a high risk loan this time. High Risk loans are given to very low credit applicants. Clients with credit ratings as low as 314 can apply for a high risk loan and have a chance to be approved.
When Shanita was 23, they attempted to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a chronology of Shanita’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on June 13, 2011
- Attempt 2) Loan for $26,000.00 on May 6, 2011
- Attempt 3) Loan for $29,000.00 on November 19, 2012
- Attempt 4) Loan for $38,000.00 on March 14, 2009
- Attempt 5) Loan for $28,000.00 on September 3, 2009
- Attempt 6) Loan for $23,000.00 on January 14, 2012
Multiple other requests for credit have been made by Shanita in the past, including one from Citizens State Bank in Eunice, Louisiana before Shanita was approved for the $8000 by Tri-Parish Bank
Shanita made 8 previous attempts to obtain a student loan, 2 of which were with Citizens State Bank, a lender in Eunice, Louisiana known to specialize in student loans specifically. Prior to finding Tri-Parish Bank, Shanita was desperate due to their inexperience and fair credit rating.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $28,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Shanita required a debt consolidation loan to pay for their existing student loan and their credit card. Shanita was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.2%.
- Full name (Changed if requested): Shanita Alaya
- Current Credit: loans.hit.utils.Fico@179d3b25
- Current City: Eunice
- State: Louisiana
- Zip code: 70536
- Yearly income: $32,000
- Current Job: college/university professor
- Current County: St. Landry
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Shanita’s Overall FICO score at the time of acceptance for a student loan, taking into account their college/university professor job and their future job as a motion picture projectionist
Contact Details for Tri-Parish Bank, the provider of this student loan
- Tri-Parish Bank
- City: Eunice
- State: Louisiana
- Address: Laurel Avenue And Third Street
- County: St. Landry
- Zip code: 70535
Personal Loan for a college/university professor named Shanita in Eunice, Louisiana to Pay Off First Federal of Port Angeles Credit Cards
Shanita had a tonne of credit card debt on their Citizens Bank Cash Back Plus World MasterCard and their Von Maur Interest-Free Charge Card, and they were starting to get in over their heads. Despite Shanita’s job as a college/university professor, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Shanita’s student loan
In the end, Shanita was able to find a student loan for $8000 with an interest rate of 10.4% interest APR from Tri-Parish Bank in Eunice, Louisiana repayable over 17 years from today.