$64000 Student Loan – Tescott Kansas, Credit Score Of 687
- Experian: 701 – This individual had a good Experian score
- Transunion: 674 – Rosalba had a good credit score with Transunion.
- Equifax: Rosalba’s Experian score was 687, which is a good credit rating using the Experian system.
Rosalba’s Transunion score was altered by the student loan loan, changing to 674 from 687, which is typical in our experience.
Signature Loan found in Tescott, Kansas for $64000 with good credit by Rosalba
Many prospective borrowers have difficulty with obtaining signature loans in Tescott, Kansas, and Rosalba is not an exception. Rosalba went to 4 lending institutions or more before settling on The Bank of Tescott, who offered Rosalba a signature loan for $64000. Typical signature loans simply need a client, like Rosalba’s signature to obtain them, up to $28,000 in some cases. Rosalba was able to get $64000 as a student loan, which is very high for a student loan. Because signature loans do not need a cosigner, these loans generally require improved credit, as high as 722
Before applying for this student loan, Rosalba had an Experian score of 701, which is good, so The Bank of Tescott likely cannot provide Rosalba a student loan
9 Months in the Past, Rosalba Tried to Find a High Risk Loan for $25,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Rosalba. Rosalba chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 519 can inquire for a high risk loan and may be be accepted.
Fast Loans for Rosalba in Tescott, Kansas to prevent bankruptcy or harm from debt collectors.
Fast loans in Tescott, Kansas aren’t actually that difficult to obtain, especially if you have some gumption like Rosalba. Rosalba was able to find a fast loan for $64000 from The Victory State Bank and The Union State Bank, but declined both offers in favor of their student loan from The Bank of Tescott. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement if a client is in a pinch.
Many past requests for credit have been made by Rosalba in the past, including one from Peoples Security Bank in Tescott, Kansas before Rosalba was accepted for the $64000 by The Bank of Tescott
Rosalba made 5 prior attempts to obtain a student loan, 2 of which were with Peoples Security Bank, a lender in Tescott, Kansas known to specialize in student loans specifically. Before finding The Bank of Tescott, Rosalba was concerned due to their inexperience and good credit score.
Paraphrased and Standardized Quote from Rosalba for this student loan of $64000, provided by The Bank of Tescott
Hi, I am Rosalba and I am from Tescott in Kansas. Ottawa, county is where I grew up, and now I need a student loan in Kansas for $64000 to avoid bankruptcy. It has been difficult, but The Bank of Tescott really came through for me with this loan for 8.0% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to The Bank of Tescott for giving me a chance and my good credit. It look me 9 years to create my credit to 687, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Previous requests on Rosalba’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$38370.00||6||11.2%||$734.27||Citizens Bank and Trust Company||February 11, 2014|
|$38390.00||5||5.6%||$735.07||The Morrill and Janes Bank and Trust Company||October 8, 2014|
|$38400.00||4||6.4%||$908.88||The Citizens State Bank, Liberal, Kansas||May 21, 2015|
|$37790.00||10||10.8%||$516.29||Citizens State Bank||June 2, 2015|
Contact Details for The Bank of Tescott, the provider of this student loan
- The Bank of Tescott
- City: Tescott
- State: Kansas
- Address: 104 S Main St
- County: Ottawa
- Zip code: 67484
Personal Loan for a warehouse stock clerk named Rosalba in Tescott, Kansas to Pay Off New York Community Bank Platinum Edition Visa Card
Rosalba had a tonne of credit card debt on their Astoria Bank Maximum Rewards Visa Card and their Arhaus Credit Card, and they were starting to get in over their heads. Despite Rosalba’s job as a warehouse stock clerk, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Rosalba’s Overall FICO score at the time of acceptance for a student loan, taking into account their warehouse stock clerk job and their future job as a mill worker
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $30,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Rosalba needed a debt consolidation loan to pay for their existing student loan and their loan shark loan. Rosalba was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.7%.
- Full name (Changed if requested): Rosalba Prattella
- Current Credit: loans.hit.utils.Fico@7c3df479
- Current City: Tescott
- State: Kansas
- Zip code: 67486
- Yearly income: $33,000
- Current Job: warehouse stock clerk
- Current County: Ottawa
- Goal Yearly Income: $140,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Rosalba was not approved by Peoples Bank and Trust Company 5 times before being accepted by The Bank of Tescott at 104 S Main St
On November 9, 2008, Rosalba inquired about borrowing $31,000 from The Farmers State Bank of Oakley, Kansas with Leida, their in law from just outside Tescott, and even with the co-signer, Rosalba was rejected for this student loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Rosalba has a low current yearly income, but has a large amount of prospects
Rosalba has always wanted to be a mill worker, but would have to attend Summit Salon Academy – Gainesville again to become one. Rosalba has other prospects as well, including logging tractor operator, platemakers, and orthodontic laboratory technician, which pay $57,000 through to $107,000 per year, on average. For this reason, we think that Rosalba can pay for this student loan of $64000.
When Rosalba was 18, they attempted to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Rosalba’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on March 8, 2011
- Attempt 2) Loan for $34,000.00 on September 11, 2012
- Attempt 3) Loan for $20,000.00 on August 6, 2013
- Attempt 4) Loan for $29,000.00 on March 9, 2014
Installment loan for Rosalba, a graduate of Summit Salon Academy – Gainesville and a warehouse stock clerk working for over $61,000 per year
Rosalba, an alumnus at Summit Salon Academy – Gainesville and a warehouse stock clerk in Tescott, Kansas wants a student loan to purchase a new cell phone. Rosalba has instead decided to get an installment loan for $25,000 and is at present seeking lenders like The Home State Bank of Kansas City, Kansas to provide it.
Conclusion of Rosalba’s student loan
In the end, Rosalba was able to find a student loan for $64000 with an interest rate of 9.3% interest APR from The Bank of Tescott in Tescott, Kansas repayable over 23 years from today.