$60000 No Collateral Loan – Long Beach California, Credit Score Of 676
- Experian: 694 – This client had a good Experian rating
- Transunion: 664 – Tempie had a good credit rating with Transunion.
- Equifax: Tempie’s Experian score was 676, which is a good credit score on the Experian system.
Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $39,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Tempie required a debt consolidation loan to pay for their existing no collateral loan and their credit card. Tempie was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.
When Tempie was 19, they attempted to obtain a student loan from 4 different banks, which harmed their credit score. Below is a list of Tempie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on December 16, 2010
- Attempt 2) Loan for $20,000.00 on December 17, 2009
- Attempt 3) Loan for $27,000.00 on September 7, 2012
- Attempt 4) Loan for $24,000.00 on July 23, 2010
Tempie’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their armored assault vehicle officer job and their future career as a medical photographer
Personal Loan for an armored assault vehicle officer named Tempie in Long Beach, California to Pay Off Cleveland Browns NFL Extra Points Visa Signature Card
Tempie had a tonne of credit card debt on their Alaska Airlines Visa Business Card and their Wells Fargo Visa Signature Card, and they were starting to get in over their heads. Despite Tempie’s job as an armored assault vehicle officer, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Tempie was declined by The First National Bank of Holtville 6 times prior to being granted funding by Bank of Long Beach, National Association at 4201 Long Beach Boulevard
On July 22, 2013, Tempie applied about borrowing $9,000 from Beverly Hills National Bank with Carole, their in law from just outside Long Beach, and even with the co-signer, Tempie was rejected for this no collateral loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.
Before applying for this no collateral loan, Tempie had an Experian score of 694, which is good, so Bank of Long Beach, National Association probably cannot provide Tempie a no collateral loan
Tempie’s Transunion score was changed by the no collateral loan loan, changing to 664 from 676, which is typical in our experience.
Previous requests on Tempie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$138440.00||11||10.4%||$1764.73||Santa Monica Bank||January 22, 2011|
|$138290.00||6||6.4%||$2318.07||Farmers and Merchants Bank of Long Beach||May 4, 2011|
|$138250.00||5||10.7%||$2985.25||First Interstate Bank of California||August 1, 2012|
|$138330.00||3||6.4%||$4233.38||Union Bank||August 16, 2014|
Paraphrased and Standardized Quote from Tempie for this no collateral loan of $60000, provided by Bank of Long Beach, National Association
Hello, I am Tempie and my hometown is Long Beach in California. Los Angeles, county is where I grew up, and now I need a no collateral loan in California for $60000 to renovate my home. It wasn’t easy, but Bank of Long Beach, National Association really came through for me with this loan for 10.7% interest APR and a term of 4 years. I will repay the loan over the 4 year term, including interest. A big thanks to Bank of Long Beach, National Association for giving me a chance and my good credit. It look me 9 years to create my credit to 676, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Tempie Haeder
- Current Credit: loans.hit.utils.Fico@4edde6e5
- Current City: Long Beach
- State: California
- Zip code: 90812
- Yearly income: $69,000
- Current Job: armored assault vehicle officer
- Current County: Los Angeles
- Goal Yearly Income: $80,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Many previous requests for credit have been made by Tempie in the past, including one from The First National Bank of David City in Long Beach, California before Tempie was accepted for the $60000 by Bank of Long Beach, National Association
Tempie made 5 prior attempts to obtain a no collateral loan, 2 of which were with The First National Bank of David City, a lending institution in Long Beach, California known to specialize in no collateral loans specifically. Prior to finding Bank of Long Beach, National Association, Tempie was concerned due to their inexperience and good credit rating.
Installment loan for Tempie, a graduate of The Midwest CPE Program Baptist-Lutheran Medical Center and an armored assault vehicle officer working for over $75,000 per year
Tempie, an alumnus at The Midwest CPE Program Baptist-Lutheran Medical Center and an armored assault vehicle officer in Long Beach, California wants a no collateral loan to purchase something frivolous. Tempie has instead decided to get an installment loan for $1,000 and is at present seeking lenders like Farmers & Merchants Bank of Central California to process their request.
Contact Details for Bank of Long Beach, National Association, the provider of this no collateral loan
- Bank of Long Beach, National Association
- City: Long Beach
- State: California
- Address: 4201 Long Beach Boulevard
- County: Los Angeles
- Zip code: 90807
8 Months in the Past, Tempie Tried Finding a High Risk Loan for $36,000.00, and it was Hard
There is an well known struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Tempie. Tempie decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit applicants. Borrowers with credit ratings as low as 363 can inquire for a high risk loan and have a chance to be approved.
Tempie has a disappointing current yearly income, but has a large amount of prospects
Tempie has always wanted to be a medical photographer, but would need attend The Midwest CPE Program Baptist-Lutheran Medical Center again to achieve it. Tempie has other prospects as well, including automotive engineer, order clerk, and budget accountant, which pay $52,000 through to $96,000 per year, on average. Because of this, we think that Tempie can afford this no collateral loan of $60000.
Signature Loan acquired in Long Beach, California for $60000 with good credit by Tempie
A lot of clients have difficulty with finding signature loans in Long Beach, California, and Tempie is not an exception. Tempie went to 6 lending institutions or more before settling on Bank of Long Beach, National Association, who offered Tempie a signature loan for $60000. Most signature loans simply need a client, like Tempie’s signature to get them, up to $22,000 in some cases. Tempie was able to get $60000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans don’t need collateral, they tend to require higher credit, as high as 706
Fast Loans for Tempie in Long Beach, California to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Long Beach, California aren’t actually that difficult to obtain, particularly if you have some finesse like Tempie. Tempie was able to find a fast loan for $60000 from Citizens Bank of Roseville and First Trust Bank, but turned down both offers in favor of their no collateral loan from Bank of Long Beach, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a borrower is on the go.
Conclusion of Tempie’s no collateral loan
In the end, Tempie was able to find a no collateral loan for $60000 with an interest rate of 9.2% interest APR from Bank of Long Beach, National Association in Long Beach, California repayable over 4 years from today.