$104000 Unsecured Loan – South Bend Indiana, Credit Score Of 388
- Experian: 407 – This individual had a terrible Experian score
- Transunion: 372 – Thalia had a terrible credit rating with Transunion.
- Equifax: Thalia’s Experian score was 388, which is a terrible credit score on the Experian rating scheme.
Thalia has a sad current total income, but has a large amount of prospects
Thalia has always wanted to be a field contractor, but would need attend Sacramento Job Corps Center again to achieve it. Thalia has other prospects as well, including solar energy systems designer, marine cargo surveyor, and child support services worker, which pay $55,000 through to $98,000 per year, on average. For this reason, we believe that Thalia can afford this unsecured loan of $104000.
Many past requests for credit have been made by Thalia in the past, including one from De Vargas Savings and Loan Bank in South Bend, Indiana before Thalia was accepted for the $104000 by Summit Bank of South Bend
Thalia made 9 previous tries to obtain an unsecured loan, 2 of which were with De Vargas Savings and Loan Bank, a lender in South Bend, Indiana known to specialize in unsecured loans specifically. Before finding Summit Bank of South Bend, Thalia was desperate due to their inexperience and terrible credit score.
Thalia’s Transunion score was altered by the unsecured loan loan, changing to 372 from 388, which is typical in our experience.
Signature Loan found in South Bend, Indiana for $104000 with terrible credit by Thalia
A lot of clients have difficulty with finding signature loans in South Bend, Indiana, and Thalia is no different. Thalia went to 4 lenders or more before settling on Summit Bank of South Bend, who offered Thalia a signature loan for $104000. Typical signature loans simply need a client, like Thalia’s signature to get them, up to $39,000 in some cases. Thalia was able to get $104000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans do not require collateral, they tend to require improved credit, as high as 723
Thalia’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their student admissions administrator job and their future job as a field contractor
Contact Details for Summit Bank of South Bend, the provider of this unsecured loan
- Summit Bank of South Bend
- City: South Bend
- State: Indiana
- Address: 125 West Colfax Avenue
- County: St Joseph
- Zip code: 46601
- Full name (Changed if requested): Thalia Buckmaster
- Current Credit: loans.hit.utils.Fico@5010be6
- Current City: South Bend
- State: Indiana
- Zip code: 46607
- Yearly income: $57,000
- Current Job: student admissions administrator
- Current County: St Joseph
- Goal Yearly Income: $113,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
When Thalia was 24, they attempted to obtain a student loan from 5 different banks, which damaged their credit score. Below is a list of Thalia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on February 15, 2013
- Attempt 2) Loan for $22,000.00 on May 22, 2012
- Attempt 3) Loan for $21,000.00 on November 9, 2009
- Attempt 4) Loan for $34,000.00 on January 16, 2010
- Attempt 5) Loan for $20,000.00 on November 23, 2008
Personal Loan for a student admissions administrator named Thalia in South Bend, Indiana to Pay Off New York Community Bank Platinum Edition Visa Card
Thalia had a lot of credit card debt on their World of Warcraft Platinum Editiion Visa Card and their DCU Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Thalia’s job as a student admissions administrator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
7 Months in the Past, Thalia Attempted to Find a High Risk Loan for $26,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Thalia. Thalia decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit scores as low as 353 can apply for a high risk loan and have a chance to be approved.
Previous requests on Thalia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$46120.00||9||11.6%||$689.93||The Citizens Exchange Bank||December 7, 2010|
|$46480.00||6||5.5%||$759.38||Alliance Bank||January 15, 2013|
|$46400.00||11||6.5%||$492.94||Farmers State Bank||December 6, 2013|
|$46170.00||3||6.6%||$1417.17||First United Bank, National Association||November 2, 2014|
Before applying for this unsecured loan, Thalia had an Experian score of 407, which is terrible, so Summit Bank of South Bend most likely cannot provide Thalia an unsecured loan
Fast Loans for Thalia in South Bend, Indiana to prevent bankruptcy or broken legs from debt collectors.
Fast loans in South Bend, Indiana aren’t actually that difficult to obtain, particularly if you have some finesse like Thalia. Thalia was able to find a fast loan for $104000 from First Valley Bank and The Fairmount State Bank, but turned down both offers in favor of their unsecured loan from Summit Bank of South Bend. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement in the case that a client is on the go.
Paraphrased and Standardized Quote from Thalia for this unsecured loan of $104000, provided by Summit Bank of South Bend
Hello, I am Thalia and my hometown is South Bend in Indiana. St Joseph, county is where I grew up, and now I need a unsecured loan in Indiana for $104000 to buy a big ticket item. It has been difficult, but Summit Bank of South Bend really came through for me with this loan for 11.2% interest APR and a term of 2 years. I can probably repay the loan over the 2 year term, including interest. A big thanks to Summit Bank of South Bend for trusting me and my terrible credit. It look me 5 years to build my credit to 388, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Installment loan for Thalia, a graduate of Sacramento Job Corps Center and a student admissions administrator working for over $71,000 per year
Thalia, an alumnus at Sacramento Job Corps Center and a student admissions administrator in South Bend, Indiana wants an unsecured loan to purchase a new cell phone. Thalia has instead decided to get an installment loan for $20,000 and is at present seeking lenders like State Bank of Greentown to provide it.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $35,000.00 to $58,000.00. They are normally used to pay off existing high interest loans like credit cards. Thalia required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Thalia was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.8%.
Thalia was declined by Farmers State Bank 5 times prior to being accepted by Summit Bank of South Bend at 125 West Colfax Avenue
On February 27, 2011, Thalia applied about borrowing $37,000 from Ossian State Bank with Norine, their friend from just outside South Bend, and even with the co-signer, Thalia was rejected for this unsecured loan. With terrible credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Conclusion of Thalia’s unsecured loan
In the end, Thalia was able to find an unsecured loan for $104000 with an interest rate of 8.6% interest APR from Summit Bank of South Bend in South Bend, Indiana repayable over 2 years from today.