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Unsecured Loan For $12000 Near 77401, Texas With A Credit Score Of 655

$12000 Unsecured Loan – Bellaire Texas, Credit Score Of 655

  • Experian: 668 – They had a good Experian score
  • Transunion: 641 – Willie had a good credit score with Transunion.
  • Equifax: Willie’s Experian score was 655, which is a good credit score on the Experian system.

Willie was not approved by The Huntsville National Bank 6 times prior to being approved by Continental Savings, A Federal Savings and Loan Association at 4500 Bissonnet Two Bissonnet Park

On January 7, 2013, Willie inquired about borrowing $34,000 from The Huntsville National Bank with Jerrie, their friend from just outside Bellaire, and even with the co-signer, Willie was rejected for this unsecured loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Willie has a disappointing current yearly income, but has several of prospects

Willie has always wanted to be a foreign exchange trader, but would need attend Ivy Tech Community College of Indiana again to become one. Willie has other possibilities as well, including aircraft launch and recovery officer, kindergarten teacher, and electronics technician, which pay $51,000 through to $97,000 per year, on average. For this reason, we believe that Willie can pay for this unsecured loan of $12000.

When Willie was 21, they tried to obtain a student loan from 4 different lenders, which harmed their credit rating. Below is a list of Willie’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on May 13, 2010
  • Attempt 2) Loan for $21,000.00 on February 27, 2011
  • Attempt 3) Loan for $28,000.00 on January 13, 2009
  • Attempt 4) Loan for $32,000.00 on August 8, 2013

Signature Loan acquired in Bellaire, Texas for $12000 with good credit by Willie

A lot of prospective borrowers have difficulty with obtaining signature loans in Bellaire, Texas, and Willie is no exception. Willie went to 6 lenders or more prior to settling on Continental Savings, A Federal Savings and Loan Association, who offered Willie a signature loan for $12000. Typical signature loans simply need a client, like Willie’s signature to obtain them, up to $42,000 in some cases. Willie was able to get $12000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans don’t require a cosigner, these loans tend to need higher credit, as high as 717

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $28,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Willie required a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Willie was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.6%.

6 Months in the Past, Willie Attempted to Find a High Risk Loan for $45,000.00, and it was Easy

There is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Willie. Willie decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 567 can inquire for a high risk loan and possibly can be approved.

Willie’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their funds development administrator job and their future job as a foreign exchange trader

Fico Score: 655

Personal Loan for a funds development administrator named Willie in Bellaire, Texas to Pay Off Pottery Barn Credit Card

Willie had a lot of credit card debt on their Valero Fleet Services Credit Card and their Med1Care LLC Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Willie’s job as a funds development administrator, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Paraphrased and Standardized Quote from Willie for this unsecured loan of $12000, provided by Continental Savings, A Federal Savings and Loan Association

Hi, I am Willie and I am from Bellaire in Texas. Harris, county is where I grew up, and now I need a unsecured loan in Texas for $12000 to avoid bankruptcy. It has been difficult, but Continental Savings, A Federal Savings and Loan Association really came through for me with this loan for 9.3% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to Continental Savings, A Federal Savings and Loan Association for trusting me and my good credit. It look me 5 years to create my credit to 655, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.

Before applying for this unsecured loan, Willie had an Experian score of 668, which is good, so Continental Savings, A Federal Savings and Loan Association likely cannot provide Willie an unsecured loan

Experian Score: 668

Multiple previous requests for credit have been made by Willie in the past, including one from Fifth Third Bank in Bellaire, Texas before Willie was approved for the $12000 by Continental Savings, A Federal Savings and Loan Association

Willie made 4 previous attempts to obtain an unsecured loan, 2 of which were with Fifth Third Bank, a lending institution in Bellaire, Texas known to specialize in unsecured loans specifically. Before finding Continental Savings, A Federal Savings and Loan Association, Willie was very concerned due to their inexperience and good credit rating.

Contact Details for Continental Savings, A Federal Savings and Loan Association, the provider of this unsecured loan

  • Continental Savings, A Federal Savings and Loan Association
  • City: Bellaire
  • State: Texas
  • Address: 4500 Bissonnet Two Bissonnet Park
  • County: Harris
  • Zip code: 77401

Installment loan for Willie, a graduate of Ivy Tech Community College of Indiana and a funds development administrator working for over $67,000 per year

Willie, an alumnus at Ivy Tech Community College of Indiana and a funds development administrator in Bellaire, Texas needs an unsecured loan to purchase a house. Willie has instead chosen to obtain an installment loan for $9,000 and is at present seeking lenders like Vista Bank to process their request.

Client Profile: Willie Marples of Bellaire, Texas
  • Full name (Changed if requested): Willie Marples
  • Current Credit: loans.hit.utils.Fico@49097b5d
  • Current City: Bellaire
  • State: Texas
  • Zip code: 77410
  • Yearly income: $30,000
  • Current Job: funds development administrator
  • Current County: Harris
  • Goal Yearly Income: $148,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Fast Loans for Willie in Bellaire, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Bellaire, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Willie. Willie was able to find a fast loan for $12000 from First City Bank of Richardson and First Bank & Trust, Bryan, Texas, but declined both offers in favor of their unsecured loan from Continental Savings, A Federal Savings and Loan Association. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that you are in a pinch.

Previous requests on Willie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$105120.00 10 6.2% $1177.63 Comerica Bank August 17, 2010
$104720.00 10 8.3% $1287.2 First Star Bank, S.S.B. December 19, 2013
$105300.00 7 10.3% $1764.47 Brownfield State Bank & Trust Co. March 8, 2014
$105430.00 10 10.6% $1428.53 First Bank & Trust, Bryan, Texas April 15, 2014
$105240.00 7 8.8% $1682.55 First Bank & Trust of Clarendon October 11, 2014

Willie’s Transunion score was altered by the unsecured loan loan, changing to 641 from 655, which is normal in our experience.

Transunion Score: 641

Conclusion of Willie’s unsecured loan

In the end, Willie was able to find an unsecured loan for $12000 with an interest rate of 10.2% interest APR from Continental Savings, A Federal Savings and Loan Association in Bellaire, Texas repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.