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Unsecured Loan For $46000 Near 77375, Texas With A Credit Score Of 838

$46000 Unsecured Loan – Tomball Texas, Credit Rating Of 838

  • Experian: 850 – The client had an excellent Experian score
  • Transunion: 822 – Maryalice had an excellent credit score with Transunion.
  • Equifax: Maryalice’s Experian score was 838, which is an excellent credit rating using the Experian rating scheme.

Maryalice has a sad current gross income, but has several of prospects

Maryalice has always wanted to be a reliability engineer, but would need attend Piedmont Technical College again to become one. Maryalice has other possibilities as well, including painters, fitness trainer, and fashion designer, which pay $57,000 through to $98,000 per year, on average. For this reason, we think that Maryalice can pay for this unsecured loan of $46000.

Signature Loan easily acquired in Tomball, Texas for $46000 with excellent credit by Maryalice

Many borrowers have difficulty with obtaining signature loans in Tomball, Texas, and Maryalice is no different. Maryalice went to 6 lending institutions or more prior to settling on Texas National Bank, who offered Maryalice a signature loan for $46000. Most signature loans simply need a client, like Maryalice’s signature to obtain them, up to $46,000 in some cases. Maryalice was able to get $46000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not require collateral, these loans tend to require better credit, as high as 728

Installment loan for Maryalice, a graduate of Piedmont Technical College and a license clerk working for over $72,000 per year

Maryalice, an alumnus at Piedmont Technical College and a license clerk in Tomball, Texas wants an unsecured loan to purchase a new cell phone. Maryalice has instead decided to get an installment loan for $24,000 and is at present seeking lenders like First Community Bank San Antonio, National Association to process their request.

Before applying for this unsecured loan, Maryalice had an Experian score of 850, which is excellent, so Texas National Bank likely cannot provide Maryalice an unsecured loan

Experian Score: 850

Several previous requests for credit have been made by Maryalice in the past, including one from The U. S. Savings Bank of America in Tomball, Texas before Maryalice was accepted for the $46000 by Texas National Bank

Maryalice made 4 previous attempts to obtain an unsecured loan, 2 of which were with The U. S. Savings Bank of America, a lending institution in Tomball, Texas known to specialize in unsecured loans specifically. Before finding Texas National Bank, Maryalice was very concerned due to their inexperience and excellent credit score.

Previous requests on Maryalice’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$90620.00 6 5.6% $1484.78 Comerica Bank February 2, 2011
$91180.00 3 11.2% $2993.76 First Star Bank, S.S.B. December 29, 2013
$91190.00 5 11.1% $1987.24 Brownfield State Bank & Trust Co. February 12, 2014
$90880.00 6 5.2% $1472.06 First Bank & Trust, Bryan, Texas February 19, 2014

When Maryalice was 23, they attempted to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a list of Maryalice’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on April 8, 2011
  • Attempt 2) Loan for $35,000.00 on August 5, 2009
  • Attempt 3) Loan for $28,000.00 on July 19, 2011
  • Attempt 4) Loan for $22,000.00 on December 20, 2010
  • Attempt 5) Loan for $27,000.00 on February 3, 2012

Maryalice’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their license clerk job and their future job as a reliability engineer

Fico Score: 838

Paraphrased and Standardized Quote from Maryalice for this unsecured loan of $46000, provided by Texas National Bank

Hello, I am Maryalice and my hometown is Tomball in Texas. Harris, county is where I grew up, and now I need a unsecured loan in Texas for $46000 to pay bills. It has been difficult, but Texas National Bank really came through for me with this loan for 11.5% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to Texas National Bank for trusting me and my excellent credit. It look me 7 years to create my credit to 838, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Maryalice was not approved by The Bank and Trust, S.S.B. 5 times before being granted funding by Texas National Bank at 27702 Tomball Parkway

On May 11, 2009, Maryalice applied about borrowing $44,000 from First RepublicBank Clifton with Bebe, their friend from just outside Tomball, and even with the co-signer, Maryalice was rejected for this unsecured loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Client Profile: Maryalice Rahal of Tomball, Texas
  • Full name (Changed if requested): Maryalice Rahal
  • Current Credit: loans.hit.utils.Fico@9807454
  • Current City: Tomball
  • State: Texas
  • Zip code: 77376
  • Yearly income: $48,000
  • Current Job: license clerk
  • Current County: Harris
  • Goal Yearly Income: $101,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

Maryalice’s Transunion score was altered by the unsecured loan loan, changing to 822 from 838, which is normal in our experience.

Transunion Score: 822

Fast Loans for Maryalice in Tomball, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Tomball, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Maryalice. Maryalice was able to find a fast loan for $46000 from Brownfield State Bank & Trust Co. and Farmers State Bank of Shiro, Texas, but declined both offers in favor of their unsecured loan from Texas National Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a client is on the go.

Contact Details for Texas National Bank, the provider of this unsecured loan

  • Texas National Bank
  • City: Tomball
  • State: Texas
  • Address: 27702 Tomball Parkway
  • County: Harris
  • Zip code: 77375

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $21,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Maryalice required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Maryalice was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.

Personal Loan for a license clerk named Maryalice in Tomball, Texas to Pay Off Pearle Vision Credit Card

Maryalice had a lot of credit card debt on their First Community Bank Low-Rate Visa and their Facecard Prepaid MasterCard, and they were starting to get in over their heads. Despite Maryalice’s job as a license clerk, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

9 Months in the Past, Maryalice Tried Finding a High Risk Loan for $22,000.00, and it was Hard

It is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Maryalice. Maryalice decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit ratings as low as 420 can inquire for a high risk loan and have a chance to be accepted.

Conclusion of Maryalice’s unsecured loan

In the end, Maryalice was able to find an unsecured loan for $46000 with an interest rate of 7.8% interest APR from Texas National Bank in Tomball, Texas repayable over 7 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.