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Unsecured Loan For $92000 Near 70445, Louisiana With A Credit Score Of 816

$92000 Unsecured Loan – Lacombe Louisiana, Credit Rating Of 816

  • Experian: 828 – They had an excellent Experian score
  • Transunion: 797 – Emil had an excellent credit score with Transunion.
  • Equifax: Emil’s Experian score was 816, which is an excellent credit rating with the Experian scale.

Emil’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their hearing officer job and their future job as a credit reporter

Fico Score: 816

9 Months in the Past, Emil Tried Finding a High Risk Loan for $21,000.00, and it was Hard

It is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Emil. Emil decided not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit scores as low as 546 can inquire for a high risk loan and have a chance to be approved.

Previous requests on Emil’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$76840.00 11 8.8% $910.6 Bank of Zachary April 20, 2010
$76800.00 10 9.1% $977.03 Landmark Bank June 16, 2011
$77280.00 8 10.8% $1205.63 Bank of Gonzales September 9, 2012
$76900.00 11 9.5% $941.15 The Highlands Bank February 3, 2013

When Emil was 21, they attempted to obtain a student loan from 6 different banks, which damaged their credit score. Below is a list of Emil’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on July 5, 2011
  • Attempt 2) Loan for $34,000.00 on May 7, 2012
  • Attempt 3) Loan for $31,000.00 on October 27, 2008
  • Attempt 4) Loan for $20,000.00 on July 4, 2012
  • Attempt 5) Loan for $30,000.00 on October 31, 2009
  • Attempt 6) Loan for $27,000.00 on October 15, 2009

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $29,000.00 to $52,000.00. They are normally used to pay off existing high interest loans like credit cards. Emil required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Emil was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 2.8%.

Fast Loans for Emil in Lacombe, Louisiana to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Lacombe, Louisiana aren’t actually that difficult to obtain, particularly if you have some finesse like Emil. Emil was able to find a fast loan for $92000 from The First National Bank of Lafayette and Bank of Pleasant Hill, but declined both offers in favor of their unsecured loan from Central Progressive Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a client is on the go.

Emil was not approved by Bank of Montgomery 7 times before being accepted by Central Progressive Bank at 29092 Krentel Road

On November 5, 2008, Emil applied about borrowing $18,000 from The Premier Bank of South Louisiana with Devin, their friend from just outside Lacombe, and even with the co-signer, Emil was rejected for this unsecured loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Emil’s Transunion score was changed by the unsecured loan loan, changing to 797 from 816, which is typical in our experience.

Transunion Score: 797

Personal Loan for a hearing officer named Emil in Lacombe, Louisiana to Pay Off Tennessee Titans NFL Extra Points Visa Signature Card

Emil had a lot of credit card debt on their DISTANCIA Visa Secured Card and their First PREMIER Bank Corporate Credit Cards, and they were starting to get in over their heads. Despite Emil’s job as a hearing officer, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Multiple other requests for credit have been made by Emil in the past, including one from WestStar Bank in Lacombe, Louisiana before Emil was accepted for the $92000 by Central Progressive Bank

Emil made 9 previous attempts to obtain an unsecured loan, 2 of which were with WestStar Bank, a lender in Lacombe, Louisiana known to specialize in unsecured loans specifically. Prior to finding Central Progressive Bank, Emil was very concerned due to their inexperience and excellent credit score.

Client Profile: Emil Markum of Lacombe, Louisiana
  • Full name (Changed if requested): Emil Markum
  • Current Credit: loans.hit.utils.Fico@7530d0a
  • Current City: Lacombe
  • State: Louisiana
  • Zip code: 70454
  • Yearly income: $42,000
  • Current Job: hearing officer
  • Current County: St. Tammany
  • Goal Yearly Income: $117,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Installment loan for Emil, a graduate of University of Rhode Island and a hearing officer working for over $67,000 per year

Emil, an alumnus at University of Rhode Island and a hearing officer in Lacombe, Louisiana needs an unsecured loan to purchase something frivolous. Emil has instead chosen to get an installment loan for $25,000 and is currently seeking lenders like Bank of Oak Grove to process their request.

Before applying for this unsecured loan, Emil had an Experian score of 828, which is excellent, so Central Progressive Bank most likely can provide Emil an unsecured loan

Experian Score: 828

Emil has a very low current yearly income, but has a high number of prospects

Emil has always wanted to be a credit reporter, but would have to attend University of Rhode Island again to achieve it. Emil has other prospects as well, including bus driver, file clerk, and forest and conservation technician, which pay $55,000 through to $91,000 per year, on average. Because of this, we think that Emil can pay for this unsecured loan of $92000.

Paraphrased and Standardized Quote from Emil for this unsecured loan of $92000, provided by Central Progressive Bank

Hi, I am Emil and I am from Lacombe in Louisiana. St. Tammany, county is where I grew up, and now I need a unsecured loan in Louisiana for $92000 to avoid bankruptcy. It has been difficult, but Central Progressive Bank really came through for me with this loan for 5.8% interest APR and a term of 12 years. I will repay the loan over the 12 year term, including interest. A big thanks to Central Progressive Bank for giving me a chance and my excellent credit. It look me 7 years to create my credit to 816, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.

Contact Details for Central Progressive Bank, the provider of this unsecured loan

  • Central Progressive Bank
  • City: Lacombe
  • State: Louisiana
  • Address: 29092 Krentel Road
  • County: St. Tammany
  • Zip code: 70445

Signature Loan easily acquired in Lacombe, Louisiana for $92000 with excellent credit by Emil

A lot of clients struggle with finding signature loans in Lacombe, Louisiana, and Emil is no different. Emil went to 7 lenders or more prior to settling on Central Progressive Bank, who offered Emil a signature loan for $92000. Most signature loans simply require a client, like Emil’s signature to obtain them, up to $20,000 in some cases. Emil was able to get $92000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans do not require a cosigner, these loans tend to require improved credit, as high as 781

Conclusion of Emil’s unsecured loan

In the end, Emil was able to find an unsecured loan for $92000 with an interest rate of 7.5% interest APR from Central Progressive Bank in Lacombe, Louisiana repayable over 12 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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