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Unsecured Loan Of $78000 For Good Credit Louisiana Resident

$78000 Unsecured Loan – Jonesboro Louisiana, Credit Score Of 688

  • Experian: 703 – They had a good Experian score
  • Transunion: 671 – Glenda had a good credit score with Transunion.
  • Equifax: Glenda’s Experian score was 688, which is a good credit rating on the Experian system.

8 Months Ago, Glenda Attempted to Find a High Risk Loan for $34,000.00, and it was Easy

There is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Glenda. Glenda decided not to get a high risk loan this time. High Risk loans are given to bad credit clients. Borrowers with credit scores as low as 459 can apply for a high risk loan and may be be accepted.

Installment loan for Glenda, a graduate of Olivet Nazarene University and an educational psychologist working for over $70,000 per year

Glenda, an alumnus at Olivet Nazarene University and an educational psychologist in Jonesboro, Louisiana needs an unsecured loan to purchase something frivolous. Glenda has instead decided to obtain an installment loan for $21,000 and is currently seeking lenders like First National Bank of Jefferson Parish to process their request.

Paraphrased and Standardized Quote from Glenda for this unsecured loan of $78000, provided by Jackson Parish Bank

Hi, I am Glenda and my hometown is Jonesboro in Louisiana. Jackson, county is where I grew up, and now I need a unsecured loan in Louisiana for $78000 to pay bills. It has been difficult, but Jackson Parish Bank really came through for me with this loan for 11.2% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Jackson Parish Bank for giving me a chance and my good credit. It look me 9 years to build my credit to 688, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Glenda’s Transunion score was changed by the unsecured loan loan, changing to 671 from 688, which is normal in our experience.

Transunion Score: 671

Fast Loans for Glenda in Jonesboro, Louisiana to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Jonesboro, Louisiana aren’t actually that difficult to obtain, particularly if you have some finesse like Glenda. Glenda was able to find a fast loan for $78000 from The Premier Bank of South Louisiana and Landmark Bank, but declined both offers in favor of their unsecured loan from Jackson Parish Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if a borrower is on the go.

Glenda was rejected by First National Bank of Louisiana 4 times before being approved by Jackson Parish Bank at 201 Main Street

On March 9, 2010, Glenda applied about borrowing $10,000 from Bank of Pleasant Hill with Len, their friend from just outside Jonesboro, and even with the co-signer, Glenda was rejected for this unsecured loan. With good credit, it can be challenging to procure funding, even with collateral and a co-signer.

Previous requests on Glenda’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$107570.00 9 8.6% $1434.11 Bank of Zachary January 17, 2010
$108140.00 3 5.1% $3245.91 Landmark Bank April 23, 2011
$108430.00 9 6.8% $1345.1 Bank of Gonzales April 24, 2013
$107560.00 5 11.4% $2360.13 The Highlands Bank May 29, 2013

Glenda has a disappointing current gross income, but has a high number of prospects

Glenda has always wanted to be a forensics psychologist, but would need attend Olivet Nazarene University again to achieve it. Glenda has other prospects as well, including petroleum refinery operator, switchboard operator, and community health nurse, which pay $56,000 through to $105,000 per year, on average. Because of this, we believe that Glenda can afford this unsecured loan of $78000.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $39,000.00 to $55,000.00. They are normally used to pay off existing high interest loans like credit cards. Glenda required a debt consolidation loan to pay for their existing unsecured loan and their loan shark loan. Glenda was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 4.0%.

Multiple previous requests for credit have been made by Glenda in the past, including one from Boone County Federal Savings and Loan Association of Centralia in Jonesboro, Louisiana before Glenda was approved for the $78000 by Jackson Parish Bank

Glenda made 9 previous tries to obtain an unsecured loan, 2 of which were with Boone County Federal Savings and Loan Association of Centralia, a lending institution in Jonesboro, Louisiana known to specialize in unsecured loans specifically. Prior to finding Jackson Parish Bank, Glenda was desperate due to their inexperience and good credit rating.

Signature Loan found in Jonesboro, Louisiana for $78000 with good credit by Glenda

Many borrowers have difficulty with finding signature loans in Jonesboro, Louisiana, and Glenda is no different. Glenda went to 8 lenders or more prior to finding Jackson Parish Bank, who offered Glenda a signature loan for $78000. Most signature loans simply need a client, like Glenda’s signature to obtain them, up to $26,000 in some cases. Glenda was able to get $78000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not need collateral, they generally require higher credit, as high as 766

Client Profile: Glenda Mawk of Jonesboro, Louisiana
  • Full name (Changed if requested): Glenda Mawk
  • Current Credit: loans.hit.utils.Fico@3f91beef
  • Current City: Jonesboro
  • State: Louisiana
  • Zip code: 71252
  • Yearly income: $56,000
  • Current Job: educational psychologist
  • Current County: Jackson
  • Goal Yearly Income: $135,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Contact Details for Jackson Parish Bank, the provider of this unsecured loan

  • Jackson Parish Bank
  • City: Jonesboro
  • State: Louisiana
  • Address: 201 Main Street
  • County: Jackson
  • Zip code: 71251

Personal Loan for an educational psychologist named Glenda in Jonesboro, Louisiana to Pay Off USAA Secured Card American Express

Glenda had a tonne of credit card debt on their Wells Fargo Propel 365 American Express Card and their Tompkins Trust Company Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Glenda’s job as an educational psychologist, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Before applying for this unsecured loan, Glenda had an Experian score of 703, which is good, so Jackson Parish Bank most likely cannot provide Glenda an unsecured loan

Experian Score: 703

Glenda’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their educational psychologist job and their future career as a forensics psychologist

Fico Score: 688

When Glenda was 23, they attempted to obtain a student loan from 6 different banks, which harmed their credit score. Below is a list of Glenda’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on May 29, 2011
  • Attempt 2) Loan for $32,000.00 on June 28, 2010
  • Attempt 3) Loan for $34,000.00 on April 26, 2009
  • Attempt 4) Loan for $21,000.00 on June 17, 2011
  • Attempt 5) Loan for $33,000.00 on November 13, 2009
  • Attempt 6) Loan for $24,000.00 on October 11, 2010

Conclusion of Glenda’s unsecured loan

In the end, Glenda was able to find an unsecured loan for $78000 with an interest rate of 11.3% interest APR from Jackson Parish Bank in Jonesboro, Louisiana repayable over 23 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.