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Unsecured Loan Of $80000 For Excellent Credit Pennsylvania Resident

$80000 Unsecured Loan – Hazleton Pennsylvania, Credit Score Of 818

  • Experian: 832 – The client had an excellent Experian score
  • Transunion: 801 – Coreen had an excellent credit rating with Transunion.
  • Equifax: Coreen’s Experian score was 818, which is an excellent credit rating with the Experian scale.

7 Months Ago, Coreen Tried Finding a High Risk Loan for $29,000.00, and it was Easy

It is an existing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Coreen. Coreen chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit scores as low as 397 can apply for a high risk loan and have a chance to be accepted.

Previous requests on Coreen’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$34820.00 10 10.3% $465.95 The People’s Bank of Oxford January 9, 2013
$34580.00 10 11.7% $490.14 First Lehigh Bank July 16, 2013
$34790.00 3 10.4% $1129.12 SunBank September 21, 2014
$34880.00 5 11.3% $763.6 Merchants Bank (North) April 11, 2015

Paraphrased and Standardized Quote from Coreen for this unsecured loan of $80000, provided by Security Savings Association of Hazleton

Hi, I am Coreen and I’m from Hazleton in Pennsylvania. Luzerne, county is where I grew up, and now I need a unsecured loan in Pennsylvania for $80000 to pay bills. It wasn’t easy, but Security Savings Association of Hazleton really came through for me with this loan for 5.2% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to Security Savings Association of Hazleton for trusting me and my excellent credit. It look me 7 years to create my credit to 818, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Coreen has a low current gross income, but has several of prospects

Coreen has always wanted to be a painters, but would have to attend Mount Washington College again to achieve it. Coreen has other possibilities as well, including physical education instructor, word processing specialist, and electronics technician, which pay $51,000 through to $95,000 per year, at least. For this reason, we believe that Coreen can afford this unsecured loan of $80000.

Client Profile: Coreen Naber of Hazleton, Pennsylvania
  • Full name (Changed if requested): Coreen Naber
  • Current Credit: loans.hit.utils.Fico@2e0fa5d3
  • Current City: Hazleton
  • State: Pennsylvania
  • Zip code: 18208
  • Yearly income: $57,000
  • Current Job: emergency management specialist
  • Current County: Luzerne
  • Goal Yearly Income: $83,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $26,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Coreen required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Coreen was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.0%.

Coreen was rejected by Industrial Valley Bank and Trust Company 4 times prior to being accepted by Security Savings Association of Hazleton at 31 W Broad St

On November 5, 2009, Coreen inquired about borrowing $44,000 from Merchants Bank (North) with Scottie, their friend from just outside Hazleton, and even with the co-signer, Coreen was rejected for this unsecured loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Installment loan for Coreen, a graduate of Mount Washington College and an emergency management specialist working for over $68,000 per year

Coreen, an alumnus at Mount Washington College and an emergency management specialist in Hazleton, Pennsylvania needs an unsecured loan to purchase a house. Coreen has instead decided to get an installment loan for $29,000 and is currently seeking lenders like Farmers and Merchants Bank of Cherry Tree, Pa. to process their request.

Before applying for this unsecured loan, Coreen had an Experian score of 832, which is excellent, so Security Savings Association of Hazleton most likely cannot provide Coreen an unsecured loan

Experian Score: 832

Signature Loan easily acquired in Hazleton, Pennsylvania for $80000 with excellent credit by Coreen

A lot of borrowers have difficulty with obtaining signature loans in Hazleton, Pennsylvania, and Coreen is no exception. Coreen went to 4 lending institutions or more before finding Security Savings Association of Hazleton, who offered Coreen a signature loan for $80000. Most signature loans simply require a client, like Coreen’s signature to get them, up to $23,000 in some cases. Coreen was able to get $80000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not require a cosigner, these loans tend to require improved credit, as high as 794

Contact Details for Security Savings Association of Hazleton, the provider of this unsecured loan

  • Security Savings Association of Hazleton
  • City: Hazleton
  • State: Pennsylvania
  • Address: 31 W Broad St
  • County: Luzerne
  • Zip code: 18201

Coreen’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their emergency management specialist job and their future job as a painters

Fico Score: 818

Fast Loans for Coreen in Hazleton, Pennsylvania to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Hazleton, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Coreen. Coreen was able to find a fast loan for $80000 from Mellon Bank (Central) National Association and Mellon Bank (East) PSFS, National Association, but declined both offers in favor of their unsecured loan from Security Savings Association of Hazleton. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that a client is in a pinch.

Several other requests for credit have been made by Coreen in the past, including one from Grand Prairie Savings and Loan Association in Hazleton, Pennsylvania before Coreen was accepted for the $80000 by Security Savings Association of Hazleton

Coreen made 8 previous attempts to obtain an unsecured loan, 2 of which were with Grand Prairie Savings and Loan Association, a lending institution in Hazleton, Pennsylvania known to specialize in unsecured loans specifically. Before finding Security Savings Association of Hazleton, Coreen was very concerned due to their inexperience and excellent credit score.

Personal Loan for an emergency management specialist named Coreen in Hazleton, Pennsylvania to Pay Off Wells Fargo Advisors By Invitation Visa Signature Card

Coreen had a lot of credit card debt on their Green Bay Packers NFL Extra Points Visa Signature Card and their Philadelpia Phillies World MasterCard with Extra Bases Rewards, and they were starting to get in over their heads. Despite Coreen’s job as an emergency management specialist, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

When Coreen was 24, they attempted to obtain a student loan from 4 different banks, which damaged their credit score. Below is a list of Coreen’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on November 15, 2009
  • Attempt 2) Loan for $34,000.00 on April 20, 2009
  • Attempt 3) Loan for $37,000.00 on June 27, 2011
  • Attempt 4) Loan for $31,000.00 on May 19, 2011

Coreen’s Transunion score was changed by the unsecured loan loan, changing to 801 from 818, which is typical in our experience.

Transunion Score: 801

Conclusion of Coreen’s unsecured loan

In the end, Coreen was able to find an unsecured loan for $80000 with an interest rate of 11.0% interest APR from Security Savings Association of Hazleton in Hazleton, Pennsylvania repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.