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Vincenzo Wanted A Fast Loan For $78000, Charleston, South Carolina

$78000 Fast Loan – Charleston South Carolina, Credit Score Of 625

  • Experian: 641 – This individual had a good Experian score
  • Transunion: 611 – Vincenzo had a good credit score with Transunion.
  • Equifax: Vincenzo’s Experian score was 625, which is a good credit score on the Experian rating scheme.

Contact Details for CresCom Bank, the provider of this fast loan

  • CresCom Bank
  • City: Charleston
  • State: South Carolina
  • Address: 288 Meeting Street
  • County: Charleston
  • Zip code: 29401

Personal Loan for a weather observer named Vincenzo in Charleston, South Carolina to Pay Off WEX Fleet Card

Vincenzo had a lot of credit card debt on their Villanova University Alumni Association Platinum Plus MasterCard with WorldPoints Rewards and their Pittsburgh Pirates BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Vincenzo’s job as a weather observer, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $33,000.00 to $52,000.00. They are mainly used to pay off existing high interest loans like credit cards. Vincenzo needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Vincenzo was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.6%.

Before applying for this fast loan, Vincenzo had an Experian score of 641, which is good, so CresCom Bank probably can provide Vincenzo a fast loan

Experian Score: 641

Paraphrased and Standardized Quote from Vincenzo for this fast loan of $78000, provided by CresCom Bank

Hello, I am Vincenzo and I am from Charleston in South Carolina. Charleston, county is where I grew up, and now I need a fast loan in South Carolina for $78000 to pay bills. It has been difficult, but CresCom Bank really came through for me with this loan for 6.0% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to CresCom Bank for trusting me and my good credit. It look me 5 years to create my credit to 625, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

When Vincenzo was 24, they attempted to obtain a student loan from 6 different banks, which harmed their credit score. Below is a chronology of Vincenzo’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on February 13, 2009
  • Attempt 2) Loan for $25,000.00 on September 11, 2011
  • Attempt 3) Loan for $22,000.00 on May 20, 2010
  • Attempt 4) Loan for $30,000.00 on December 8, 2012
  • Attempt 5) Loan for $34,000.00 on November 26, 2012
  • Attempt 6) Loan for $30,000.00 on July 8, 2009

Vincenzo has a very low current total income, but has several of prospects

Vincenzo has always wanted to be a sawing machine operator, but would need attend Clearfield County Career and Technology Center again to become one. Vincenzo has other possibilities as well, including contract specialist, ornamental-metalwork designer, and welder, which pay $58,000 through to $98,000 per year, on average. Because of this, we think that Vincenzo can afford this fast loan of $78000.

Fast Loans for Vincenzo in Charleston, South Carolina to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Charleston, South Carolina aren’t actually that difficult to obtain, particularly if you have some gumption like Vincenzo. Vincenzo was able to find a fast loan for $78000 from First National Bank of South Carolina and The Commercial Bank, but turned down both offers in favor of their fast loan from CresCom Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if you are on the go.

9 Months Ago, Vincenzo Tried to Find a High Risk Loan for $35,000.00, and it was Easy

There is an existing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Vincenzo. Vincenzo decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit borrowers. Borrowers with credit scores as low as 440 can apply for a high risk loan and have a chance to be approved.

Vincenzo’s Transunion score was changed by the fast loan loan, changing to 611 from 625, which is normal in our experience.

Transunion Score: 611

Previous requests on Vincenzo’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$98120.00 9 10.7% $1418.87 The Peoples Bank April 18, 2009
$98140.00 5 7.8% $1980.54 The Commercial Bank January 1, 2010
$98350.00 4 5.6% $2291.76 The Bank of Hartsville March 28, 2012
$97590.00 11 10.5% $1249.59 Farmers and Merchants Bank of South Carolina August 8, 2013
$98330.00 9 7.4% $1249.76 The Security Bank March 10, 2015

Signature Loan found in Charleston, South Carolina for $78000 with good credit by Vincenzo

A lot of borrowers struggle with obtaining signature loans in Charleston, South Carolina, and Vincenzo is the same. Vincenzo went to 8 lending institutions or more prior to finding CresCom Bank, who offered Vincenzo a signature loan for $78000. Most signature loans simply need a client, like Vincenzo’s signature to obtain them, up to $30,000 in some cases. Vincenzo was able to get $78000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require a cosigner, these loans tend to need better credit, as high as 719

Vincenzo was declined by The Farmers & Merchants Bank 6 times prior to being accepted by CresCom Bank at 288 Meeting Street

On February 28, 2012, Vincenzo applied about borrowing $22,000 from American Bank & Trust with Marketta, their in law from just outside Charleston, and even with the co-signer, Vincenzo was rejected for this fast loan. With good credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Client Profile: Vincenzo Bolles of Charleston, South Carolina
  • Full name (Changed if requested): Vincenzo Bolles
  • Current Credit: loans.hit.utils.Fico@20ad9418
  • Current City: Charleston
  • State: South Carolina
  • Zip code: 29404
  • Yearly income: $45,000
  • Current Job: weather observer
  • Current County: Charleston
  • Goal Yearly Income: $88,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Vincenzo’s Overall FICO score at the time of acceptance for a fast loan, taking into account their weather observer job and their future career as a sawing machine operator

Fico Score: 625

Many previous requests for credit have been made by Vincenzo in the past, including one from The First Bank of Fairland in Charleston, South Carolina before Vincenzo was accepted for the $78000 by CresCom Bank

Vincenzo made 7 previous attempts to obtain a fast loan, 2 of which were with The First Bank of Fairland, a lender in Charleston, South Carolina known to specialize in fast loans specifically. Before finding CresCom Bank, Vincenzo was desperate due to their inexperience and good credit score.

Installment loan for Vincenzo, a graduate of Clearfield County Career and Technology Center and a weather observer working for over $71,000 per year

Vincenzo, an alumnus at Clearfield County Career and Technology Center and a weather observer in Charleston, South Carolina wants a fast loan to purchase a house. Vincenzo has instead chosen to get an installment loan for $21,000 and is at present seeking lenders like Guaranty Bank and Trust Company to provide it.

Conclusion of Vincenzo’s fast loan

In the end, Vincenzo was able to find a fast loan for $78000 with an interest rate of 11.1% interest APR from CresCom Bank in Charleston, South Carolina repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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