$132000 Emergency Loan – Big Prairie Ohio, Credit Rating Of 503
- Experian: 517 – The client had a fair Experian rating
- Transunion: 484 – Noe had a fair credit score with Transunion.
- Equifax: Noe’s Experian score was 503, which is a fair credit rating with the Experian scale.
Previous requests on Noe’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$14260.00||3||6.7%||$438.35||The Vinton Banking Company||December 21, 2010|
|$14410.00||11||7.5%||$160.64||The Ohio Valley Bank Company||April 1, 2013|
|$13650.00||8||6.6%||$183.39||The Citizens Bank||December 8, 2013|
|$13570.00||3||6.2%||$414.06||The Peoples Bank||August 4, 2014|
|$14430.00||6||6.8%||$244.63||The Freeport State Bank||August 27, 2014|
6 Months in the Past, Noe Tried Finding a High Risk Loan for $22,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Noe. Noe chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Borrowers with credit ratings as low as 468 can apply for a high risk loan and have a chance to be approved.
- Full name (Changed if requested): Noe Kind
- Current Credit: loans.hit.utils.Fico@306a30c7
- Current City: Big Prairie
- State: Ohio
- Zip code: 44617
- Yearly income: $66,000
- Current Job: radio & tv news commentator
- Current County: Holmes
- Goal Yearly Income: $87,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Installment loan for Noe, a graduate of Mission College and a radio & tv news commentator working for over $75,000 per year
Noe, an alumnus at Mission College and a radio & tv news commentator in Big Prairie, Ohio needs an emergency loan to purchase something frivolous. Noe has instead chosen to obtain an installment loan for $3,000 and is currently seeking lenders like The Fifth Third Bank to provide it.
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $36,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Noe needed a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Noe was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.8%.
Signature Loan acquired in Big Prairie, Ohio for $132000 with fair credit by Noe
A lot of clients struggle with finding signature loans in Big Prairie, Ohio, and Noe is the same. Noe went to 7 lending institutions or more before settling on The Monitor Bank, who offered Noe a signature loan for $132000. Most signature loans simply require a client, like Noe’s signature to get them, up to $42,000 in some cases. Noe was able to get $132000 as a emergency loan, which is very high for an emergency loan. Since signature loans don’t require collateral, these loans tend to require improved credit, as high as 757
Noe was declined by The Freeport State Bank 5 times before being granted funding by The Monitor Bank at 13210 Sr 226
On December 13, 2011, Noe inquired about borrowing $47,000 from The Union Bank and Savings Company with Armida, their in law from just outside Big Prairie, and even with the co-signer, Noe was rejected for this emergency loan. With fair credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Personal Loan for a radio & tv news commentator named Noe in Big Prairie, Ohio to Pay Off Bank of Akron MasterCard Gold
Noe had a tonne of credit card debt on their Staples Commercial Billing Credit Card and their NBT Bank Visa Secured Card, and they were starting to get in over their heads. Despite Noe’s job as a radio & tv news commentator, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Many other requests for credit have been made by Noe in the past, including one from Fajardo Federal Savings Bank in Big Prairie, Ohio before Noe was accepted for the $132000 by The Monitor Bank
Noe made 5 previous attempts to obtain an emergency loan, 2 of which were with Fajardo Federal Savings Bank, a bank in Big Prairie, Ohio known to specialize in emergency loans specifically. Prior to finding The Monitor Bank, Noe was very concerned due to their inexperience and fair credit score.
Noe’s Transunion score was altered by the emergency loan loan, changing to 484 from 503, which is typical in our experience.
Noe’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their radio & tv news commentator job and their future career as a mentally retarded students teacher
Paraphrased and Standardized Quote from Noe for this emergency loan of $132000, provided by The Monitor Bank
Hello, I am Noe and I am from Big Prairie in Ohio. Holmes, county is where I grew up, and now I need a emergency loan in Ohio for $132000 to buy a car. It has been difficult, but The Monitor Bank really came through for me with this loan for 10.8% interest APR and a term of 8 years. I can probably repay the loan over the 8 year term, including interest. A big thanks to The Monitor Bank for giving me a chance and my fair credit. It look me 6 years to build my credit to 503, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Contact Details for The Monitor Bank, the provider of this emergency loan
- The Monitor Bank
- City: Big Prairie
- State: Ohio
- Address: 13210 Sr 226
- County: Holmes
- Zip code: 44611
Before applying for this emergency loan, Noe had an Experian score of 517, which is fair, so The Monitor Bank most likely cannot provide Noe an emergency loan
When Noe was 24, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a list of Noe’s previous attempts at finding a student loan:
- Attempt 1) Loan for $24,000.00 on February 12, 2009
- Attempt 2) Loan for $39,000.00 on November 29, 2011
- Attempt 3) Loan for $34,000.00 on April 6, 2011
- Attempt 4) Loan for $24,000.00 on August 27, 2010
- Attempt 5) Loan for $36,000.00 on August 13, 2010
- Attempt 6) Loan for $39,000.00 on July 17, 2012
- Attempt 7) Loan for $24,000.00 on August 5, 2011
Noe has a very low current gross income, but has a high number of prospects
Noe has always wanted to be a mentally retarded students teacher, but would have to attend Mission College again to become one. Noe has other prospects as well, including patent lawyer, export agent, and engineering professor, which pay $57,000 through to $99,000 per year, at least. For this reason, we believe that Noe can pay for this emergency loan of $132000.
Fast Loans for Noe in Big Prairie, Ohio to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Big Prairie, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Noe. Noe was able to find a fast loan for $132000 from National City Bank, Northeast and The Clarksburg Commercial Bank, but declined both offers in favor of their emergency loan from The Monitor Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if a client is on the go.
Conclusion of Noe’s emergency loan
In the end, Noe was able to find an emergency loan for $132000 with an interest rate of 5.7% interest APR from The Monitor Bank in Big Prairie, Ohio repayable over 8 years from today.