$4000 Same Day Loan – Manchester New Hampshire, Credit Score Of 719
- Experian: 738 – This client had a good Experian rating
- Transunion: 707 – Yesenia had a good credit score with Transunion.
- Equifax: Yesenia’s Experian score was 719, which is a good credit score on the Experian scale.
Before applying for this same day loan, Yesenia had an Experian score of 738, which is good, so BankEast likely can provide Yesenia a same day loan
Contact Details for BankEast, the provider of this same day loan
- City: Manchester
- State: New Hampshire
- Address: 1100 Elm Street
- County: Hillsborough
- Zip code: 3105
Signature Loan acquired in Manchester, New Hampshire for $4000 with good credit by Yesenia
A lot of borrowers struggle with obtaining signature loans in Manchester, New Hampshire, and Yesenia is the same. Yesenia went to 8 lenders or more before finding BankEast, who offered Yesenia a signature loan for $4000. Typical signature loans simply require a client, like Yesenia’s signature to get them, up to $28,000 in some cases. Yesenia was able to get $4000 as a same day loan, which is very high for a same day loan. Since signature loans do not need a cosigner, these loans tend to need improved credit, as high as 751
Many past requests for credit have been made by Yesenia in the past, including one from Marianna Federal Savings and Loan Association in Manchester, New Hampshire before Yesenia was accepted for the $4000 by BankEast
Yesenia made 5 previous tries to obtain a same day loan, 2 of which were with Marianna Federal Savings and Loan Association, a lending institution in Manchester, New Hampshire known to specialize in same day loans specifically. Before finding BankEast, Yesenia was desperate due to their inexperience and good credit score.
Installment loan for Yesenia, a graduate of Ursuline College and a legal secretary working for over $68,000 per year
Yesenia, an alumnus at Ursuline College and a legal secretary in Manchester, New Hampshire wants a same day loan to purchase a new cell phone. Yesenia has instead chosen to get an installment loan for $28,000 and is at present seeking lenders like The Souhegan National Bank of Milford to process their request.
When Yesenia was 20, they attempted to obtain a student loan from 6 alternate banks, which damaged their credit rating. Below is a chronology of Yesenia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on June 23, 2010
- Attempt 2) Loan for $20,000.00 on October 22, 2008
- Attempt 3) Loan for $26,000.00 on December 2, 2009
- Attempt 4) Loan for $35,000.00 on May 10, 2011
- Attempt 5) Loan for $36,000.00 on January 9, 2009
- Attempt 6) Loan for $32,000.00 on June 12, 2011
Fast Loans for Yesenia in Manchester, New Hampshire to prevent bankruptcy or harm from debt collectors.
Fast loans in Manchester, New Hampshire aren’t actually that difficult to obtain, especially if you have some gumption like Yesenia. Yesenia was able to find a fast loan for $4000 from Indian Head National Bank of Laconia and Lafayette National Bank, but declined both offers in favor of their same day loan from BankEast. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a client is in a pinch.
Yesenia was declined by Bank of New Hampshire, National Association 7 times prior to being accepted by BankEast at 1100 Elm Street
On February 18, 2009, Yesenia applied about borrowing $19,000 from The Citizen’s National Bank of Newport with Penny, their in law from just outside Manchester, and even with the co-signer, Yesenia was rejected for this same day loan. With good credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Previous requests on Yesenia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$26730.00||11||9.4%||$325.65||Indian Head Bank North||November 6, 2008|
|$26650.00||9||8.8%||$358.1||First & Ocean National Bank||August 24, 2013|
|$26610.00||6||6.7%||$449.85||Ocean Bank||December 7, 2014|
|$27160.00||10||5.5%||$294.76||The Bristol Bank||April 28, 2015|
Yesenia has a sad current total income, but has several of prospects
Yesenia has always wanted to be a public transportation inspector, but would have to attend Ursuline College again to achieve it. Yesenia has other prospects as well, including parts salesperson, tax examiner, and property accountant, which pay $53,000 through to $107,000 per year, at least. For this reason, we think that Yesenia can afford this same day loan of $4000.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $27,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Yesenia required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Yesenia was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.8%.
Paraphrased and Standardized Quote from Yesenia for this same day loan of $4000, provided by BankEast
Hello, I am Yesenia and I’m from Manchester in New Hampshire. Hillsborough, county is where I grew up, and now I need a same day loan in New Hampshire for $4000 to avoid bankruptcy. It wasn’t easy, but BankEast really came through for me with this loan for 7.4% interest APR and a term of 15 years. I can probably repay the loan over the 15 year term, including interest. A big thanks to BankEast for giving me a chance and my good credit. It look me 9 years to create my credit to 719, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
9 Months Ago, Yesenia Tried to Find a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Yesenia. Yesenia chose not to get a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Borrowers with credit scores as low as 475 can apply for a high risk loan and have a chance to be approved.
- Full name (Changed if requested): Yesenia Schoch
- Current Credit: loans.hit.utils.Fico@15327b79
- Current City: Manchester
- State: New Hampshire
- Zip code: 3108
- Yearly income: $44,000
- Current Job: legal secretary
- Current County: Hillsborough
- Goal Yearly Income: $128,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Yesenia’s Overall FICO score at the time of acceptance for a same day loan, taking into account their legal secretary job and their future career as a public transportation inspector
Personal Loan for a legal secretary named Yesenia in Manchester, New Hampshire to Pay Off Fulton Bank Visa Business Bonus Rewards Card
Yesenia had a tonne of credit card debt on their Fifth Third Cash Rewards Card and their Dillard’s Credit Card, and they were starting to get in over their heads. Despite Yesenia’s job as a legal secretary, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Yesenia’s Transunion score was changed by the same day loan loan, changing to 707 from 719, which is typical in our experience.
Conclusion of Yesenia’s same day loan
In the end, Yesenia was able to find a same day loan for $4000 with an interest rate of 8.8% interest APR from BankEast in Manchester, New Hampshire repayable over 15 years from today.