$15000 Home Loan – Longmont Colorado, Credit Score Of 340
- Experian: 350 – They had a terrible Experian rating
- Transunion: 325 – Lavonna had a terrible credit score with Transunion.
- Equifax: Lavonna’s Experian score was 340, which is a terrible credit score using the Experian scale.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $26,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Lavonna required a debt consolidation loan to pay for their existing home loan and their credit card. Lavonna was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.
Installment loan for Lavonna, a graduate of Cardinal Stritch University and a veterinarian working for over $66,000 per year
Lavonna, an alumnus at Cardinal Stritch University and a veterinarian in Longmont, Colorado wants a home loan to purchase a car. Lavonna has instead decided to get an installment loan for $22,000 and is at present seeking lenders like Colorado National Bank – Exchange to process their request.
Before applying for this home loan, Lavonna had an Experian score of 350, which is terrible, so Household Longmont Industrial Bank probably cannot provide Lavonna a home loan
Personal Loan for a veterinarian named Lavonna in Longmont, Colorado to Pay Off Upromise World MasterCard by SallieMae
Lavonna had a lot of credit card debt on their AAA Cash Rewards MasterCard and their Walmart Credit Card, and they were starting to get in over their heads. Despite Lavonna’s job as a veterinarian, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan acquired in Longmont, Colorado for $15000 with terrible credit by Lavonna
A lot of prospective borrowers struggle with obtaining signature loans in Longmont, Colorado, and Lavonna is not an exception. Lavonna went to 4 lenders or more before settling on Household Longmont Industrial Bank, who offered Lavonna a signature loan for $15000. Typical signature loans simply need a client, like Lavonna’s signature to get them, up to $28,000 in some cases. Lavonna was able to get $15000 as a home loan, which is very high for a home loan. Since signature loans don’t require collateral, these loans generally need better credit, as high as 715
- Full name (Changed if requested): Lavonna Kober
- Current Credit: loans.hit.utils.Fico@7c53a9eb
- Current City: Longmont
- State: Colorado
- Zip code: 80508
- Yearly income: $42,000
- Current Job: veterinarian
- Current County: Boulder
- Goal Yearly Income: $138,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Lavonna’s Transunion score was altered by the home loan loan, changing to 325 from 340, which is typical in our experience.
Lavonna was rejected by The First National Bank of Brush 5 times before being accepted by Household Longmont Industrial Bank at 2130 North Main Street
On February 3, 2011, Lavonna applied about borrowing $19,000 from The State Bank with Reed, their friend from just outside Longmont, and even with the co-signer, Lavonna was rejected for this home loan. With terrible credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Previous requests on Lavonna’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$109350.00||6||6.8%||$1853.82||Affiliated National Bank – Delta||November 22, 2010|
|$109390.00||7||6.7%||$1634.99||Central Bank, National Association||August 5, 2013|
|$108820.00||8||9.3%||$1611.22||The Colorado Bank and Trust Company of La Junta||May 5, 2014|
|$108550.00||4||9.6%||$2732.3||Colorado State Bank and Trust, N. A.||March 26, 2015|
Paraphrased and Standardized Quote from Lavonna for this home loan of $15000, provided by Household Longmont Industrial Bank
Hi, I am Lavonna and I’m from Longmont in Colorado. Boulder, county is where I grew up, and now I need a home loan in Colorado for $15000 to buy a car. It has been difficult, but Household Longmont Industrial Bank really came through for me with this loan for 11.6% interest APR and a term of 12 years. I can probably repay the loan over the 12 year term, including interest. A big thanks to Household Longmont Industrial Bank for trusting me and my terrible credit. It look me 4 years to build my credit to 340, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.
Contact Details for Household Longmont Industrial Bank, the provider of this home loan
- Household Longmont Industrial Bank
- City: Longmont
- State: Colorado
- Address: 2130 North Main Street
- County: Boulder
- Zip code: 80501
When Lavonna was 19, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a list of Lavonna’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on September 21, 2010
- Attempt 2) Loan for $39,000.00 on November 3, 2008
- Attempt 3) Loan for $30,000.00 on July 6, 2011
- Attempt 4) Loan for $39,000.00 on August 2, 2011
- Attempt 5) Loan for $20,000.00 on June 16, 2009
Fast Loans for Lavonna in Longmont, Colorado to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Longmont, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Lavonna. Lavonna was able to find a fast loan for $15000 from Affiliated National Bank – Delta and The Citizens State Bank of Ouray, but turned down both offers in favor of their home loan from Household Longmont Industrial Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement in the case that you are on the go.
Many other requests for credit have been made by Lavonna in the past, including one from Hudson State Savings Bank in Longmont, Colorado before Lavonna was approved for the $15000 by Household Longmont Industrial Bank
Lavonna made 6 prior attempts to obtain a home loan, 2 of which were with Hudson State Savings Bank, a lender in Longmont, Colorado known to specialize in home loans specifically. Prior to finding Household Longmont Industrial Bank, Lavonna was desperate due to their inexperience and terrible credit score.
Lavonna has a sad current gross income, but has a large amount of prospects
Lavonna has always wanted to be an administrative service manager, but would have to attend Cardinal Stritch University again to become one. Lavonna has other possibilities as well, including animal scientist, computer customer support specialist, and forensics psychologist, which pay $51,000 through to $92,000 per year, on average. Because of this, we believe that Lavonna can afford this home loan of $15000.
8 Months in the Past, Lavonna Attempted Finding a High Risk Loan for $33,000.00, and it was Easy
It is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Lavonna. Lavonna decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Clients with credit ratings as low as 532 can inquire for a high risk loan and have a chance to be approved.
Lavonna’s Overall FICO score at the time of acceptance for a home loan, taking into account their veterinarian job and their future career as an administrative service manager
Conclusion of Lavonna’s home loan
In the end, Lavonna was able to find a home loan for $15000 with an interest rate of 10.0% interest APR from Household Longmont Industrial Bank in Longmont, Colorado repayable over 12 years from today.